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2026 Medicare Special Needs Plans in Watauga County, NC

Last update: .

For 2026, Watauga County, NC includes 21 Medicare Special Needs Plans. Enrollment across these plans totals approximately 614, with 61% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Watauga County, NC to explore additional plan types and coverage choices.

At a Glance

  • Average Monthly Premium: $24.22/mo
  • $0 Premium Plans: 3
  • Average MOOP: $8,460 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 61% · 3 Stars: 39% · Below 3: 0%
  • Average Part D Deductible: $542.86
  • Total SNP Enrollment: 614
  • SNP Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. UHC Dual Complete NC-S3 (D-SNP) — 170 enrollees
    2. UHC Complete Care NC-25 (C-SNP) — 126 enrollees
    3. UHC Dual Complete NC-S001 (D-SNP) — 101 enrollees

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

Total D-SNP Plans
17
Average Monthly Premium
$27.79/mo
Beneficiaries Enrolled
465
$0 Premium Plans
0
Zero Cost Plans
11
Top D-SNP by Enrollment
UHC Dual Complete NC-S3 (D-SNP) — 170 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Watauga County, North Carolina (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Dual Select H1036-307
☆☆☆☆☆
 $13 9250.00 $615 H1036-307-0
Humana Gold Plus SNP-DE H1036-167
☆☆☆☆☆
 $14 9250.00 $615 H1036-167-0
Humana Gold Plus SNP-DE H1036-331
☆☆☆☆☆
 $20 9250.00 $615 H1036-331-0
Aetna Medicare Dual
☆☆☆☆☆
 $36 9250.00 $615 H3146-002-0
UHC Dual Complete NC-D001
☆☆☆☆☆
 $25 9250.00 $615 H5253-041-0
UHC Dual Complete NC-S001
☆☆☆☆☆
 $36 9250.00 $615 H1889-005-0
UHC Dual Complete NC-S2
☆☆☆☆☆
 $36 9250.00 $615 H1889-034-0
UHC Dual Complete NC-S3
☆☆☆☆☆
 $36 9250.00 $615 H5253-184-0
UHC Dual Complete NC-V001
☆☆☆☆☆
 $36 5900.00 $615 H5253-116-0
Healthy Blue + Medicare
☆☆☆☆☆
 $19 9250.00 $615 H9147-001-0
Humana Dual Select H5525-072
☆☆☆☆☆
 $34 9250.00 $615 H5525-072-0
HumanaChoice SNP-DE H5525-036
☆☆☆☆☆
 $30 9250.00 $615 H5525-036-0
Wellcare Dual Access
☆☆☆☆☆
 $32 9250.00 $385 H4073-002-0
Wellcare Dual Liberty
☆☆☆☆☆
 $36 9250.00 $425 H4073-004-0
Wellcare Dual Liberty Open
☆☆☆☆☆
 $26 9250.00 $395 H1914-008-0
Wellcare Dual Reserve
☆☆☆☆☆
 $28 9250.00 $615 H4073-003-0
Liberty Medicare Dual Plan
☆☆☆☆☆
 $15 7550.00 $615 H6351-005-0

What is the typical premium for D-SNP plans in Watauga County?

D-SNP plans in Watauga County cost $27.79 per month.

Which D-SNP plan do most beneficiaries choose in Watauga County?

The most popular D-SNP plan in Watauga County is UHC Dual Complete NC-S3 (D-SNP), with 170 enrollees.

How many Dual Eligible SNP plans are offered in Watauga County?

In 2026, Watauga County offers 17 D-SNP plans with 465 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
1
Average Monthly Premium
$36.20/mo
Beneficiaries Enrolled
0
$0 Premium Plans
0
Average MOOP
$6,800
Top I-SNP by Enrollment
— 0 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Watauga County, North Carolina (comparison chart)
SNP Plan Name Rating* Premium Network
Liberty Medicare Advantage Nursing Home Plan
☆☆☆☆☆
 $36 6800.00 $615 H6351-001-0
What is the average monthly premium for I-SNP plans in Watauga County?
I-SNP plans in Watauga County cost $36.20 per month.
Which I-SNP plan has the highest enrollment in Watauga County?
The most popular I-SNP plan in Watauga County is , with 0 enrollees.
How many I-SNP plans are available in Watauga County?
In 2026, Watauga County offers 1 I-SNP plans with 0 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
3
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
149
$0 Premium C-SNPs
3
Average MOOP
$6,217
Most Popular C-SNP
UHC Complete Care NC-25 (C-SNP) with 126 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Watauga County, North Carolina (comparison chart)
SNP Plan Name Rating* Premium Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 9250.00 $450 H1036-308-0
UHC Complete Care NC-25
☆☆☆☆☆
 $0 5400.00 $520 H5253-186-0
Liberty Medicare Advantage
☆☆☆☆☆
 $0 4000.00 $0 H6351-004-0
What is the total number of C-SNP plans in Watauga County?

Watauga County has 3 C-SNP plans for 2026, with 149 enrollees.

How much do C-SNP plans cost in Watauga County?

The typical C-SNP premium in Watauga County is $0.00, and 3 plans have no monthly premium.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .