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  1. 🏠
  2. Special Needs Plans
  3. Pennsylvania
  4. Cumberland County

2026 Medicare Special Needs Plans in Cumberland County, PA

Last update: May 11, 2026. Enrollment data updated: June 13, 2026

For 2026, Cumberland County, PA includes 24 Medicare Special Needs Plans. Enrollment across these plans totals approximately 3,857, with 52% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Cumberland County, PA to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $22.33/mo
  • $0 Premium Plans: 3
  • Average MOOP: $8,117 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 52% · 3 Stars: 48% · Below 3: 0%
  • Average Part D Deductible: $602.50
  • Total SNP Enrollment: 3,857
  • SNP Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. Highmark Wholecare Medicare Assured Diamond (D-SNP) — 1,007 enrollees
    2. Aetna Medicare Advantra Dual (D-SNP) — 859 enrollees
    3. UPMC for Life Complete Care (D-SNP) — 386 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
19
Average Monthly Premium
$21.48/mo
Beneficiaries Enrolled
3,268
$0 Premium Plans
2
Zero Cost Plans
15
Top D-SNP by Enrollment
Highmark Wholecare Medicare Assured Diamond (D-SNP) — 1,007 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Cumberland County, Pennsylvania (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Geisinger Gold Secure Rx
☆☆☆☆☆
$33 9250.00 $615 H3954-097-0
Aetna Community HealthChoices
☆☆☆☆☆
$14 9250.00 $615 H3959-073-0
Aetna Medicare Advantra Dual
☆☆☆☆☆
$14 9250.00 $615 H3959-036-0
AmeriHealth Caritas VIP Care
☆☆☆☆☆
$33 9250.00 $615 H4227-002-0
Highmark Wholecare Medicare Assured Diamond
☆☆☆☆☆
$16 9250.00 $615 H5932-001-0
Highmark Wholecare Medicare Assured Ruby
☆☆☆☆☆
$18 8000.00 $615 H5932-009-0
UHC Dual Complete PA-S001
☆☆☆☆☆
$33 9250.00 $615 H1889-007-0
UPMC for Life Complete Care
☆☆☆☆☆
$27 9250.00 $615 H4279-001-0
Humana Gold Plus SNP-DE H5377-003
☆☆☆☆☆
$3 9250.00 $615 H5377-003-0
Humana Gold Plus SNP-DE H6622-078
☆☆☆☆☆
$0 9250.00 $615 H6622-078-1
Jefferson Health Plans Dual Pearl
☆☆☆☆☆
$33 9250.00 $615 H9207-016-0
Jefferson Health Plans Select
☆☆☆☆☆
$33 9250.00 $615 H9207-017-0
Jefferson Health Plans Special
☆☆☆☆☆
$33 9250.00 $615 H9207-004-0
UHC Dual Complete PA-S002
☆☆☆☆☆
$7 9250.00 $615 H3113-009-0
UHC Dual Complete PA-S3
☆☆☆☆☆
$19 9250.00 $615 H3113-016-0
UHC Dual Complete PA-V001
☆☆☆☆☆
$30 6700.00 $615 H3113-014-0
Wellcare Dual Liberty Sync
☆☆☆☆☆
$33 9250.00 $490 H2915-002-0
Wellcare Dual Select
☆☆☆☆☆
$33 5400.00 $615 H2915-018-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$0 9250.00 $615 H3949-009-0
What is the average monthly premium for D-SNP plans in Cumberland County?
D-SNP plans in Cumberland County cost $21.48 per month.
Which D-SNP plan has the highest enrollment in Cumberland County?
The most popular D-SNP plan in Cumberland County is Highmark Wholecare Medicare Assured Diamond (D-SNP), with 1,007 enrollees.
How many D-SNP plans are available in Cumberland County?
In 2026, Cumberland County offers 19 D-SNP plans with 3,268 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$32.67/mo
Beneficiaries Enrolled
248
$0 Premium Plans
0
Average MOOP
$18,500
Top I-SNP by Enrollment
UHC Nursing Home Plan EX-F002 (I-SNP) — 248 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Cumberland County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
UHC Nursing Home Plan EX-F002
☆☆☆☆☆
$33 9250.00 $615 H0710-017-0
Aetna Medicare Longevity
☆☆☆☆☆
$33 9250.00 $615 H3959-066-0
American Health Advantage of Pennsylvania
☆☆☆☆☆
$33 9250.00 $615 H9968-001-0

What is the average monthly premium for I-SNP plans in Cumberland County?

I-SNP plans in Cumberland County cost $32.67 per month.

Which I-SNP plan has the highest enrollment in Cumberland County?

The most popular I-SNP plan in Cumberland County is UHC Nursing Home Plan EX-F002 (I-SNP), with 248 enrollees.

How many I-SNP plans are available in Cumberland County?

In 2026, Cumberland County offers 3 I-SNP plans with 248 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
2
Average Monthly Premium
$14.85/mo
Beneficiaries Enrolled
341
$0 Premium C-SNPs
1
Average MOOP
$15,950
Most Popular C-SNP
UHC Complete Care PA-17 (C-SNP) with 190 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Cumberland County, Pennsylvania (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Aetna Medicare Chronic Care Value
☆☆☆☆☆
$30 9250.00 $615 H3959-085-0
UHC Complete Care PA-17
☆☆☆☆☆
$0 6700.00 $440 H5253-192-0
What is the total number of C-SNP plans in Cumberland County?

There are 2 C-SNP plans in 2026, covering 341 enrollees.

How much do C-SNP plans cost in Cumberland County?

The average C-SNP premium in Cumberland County is $14.85 per month, with 1 plans offering $0 premiums.

What is the most popular C-SNP plan in Cumberland County?

UHC Complete Care PA-17 (C-SNP) is the top C-SNP in Cumberland County, with 190 enrollees.

What is the total number of C-SNP plans in Cumberland County?

There are 2 C-SNP plans in 2026, covering 341 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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