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2026 Medicare Special Needs Plans in Elk County, PA

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Elk County, PA has 22 Medicare Special Needs Plans available in 2026. These plans serve approximately 629 beneficiaries, and roughly 65% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Elk County, PA to compare other coverage categories available in your area.

At a Glance

Average Monthly Premium: $22.38/mo
$0 Premium Plans: 2
Average MOOP: $8,684 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible: $601.36
Total SNP Enrollment: 629
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UPMC for Life Complete Care (D-SNP) — 318 enrollees
2. Aetna Medicare Advantra Dual (D-SNP) — 117 enrollees
3. UHC Dual Complete PA-S3 (D-SNP) — 63 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Elk County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 17
  • Average Monthly Premium: $21.26/mo
  • Beneficiaries Enrolled: 589
  • $0 Premium Plans: 1
  • Zero Cost Plans: 11
  • Top D-SNP by Enrollment: UPMC for Life Complete Care (D-SNP) — 318 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Elk County, Pennsylvania
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Geisinger Gold Secure Rx
☆☆☆☆☆
 $33 9250.00 $615 H3954-097-0
HumanaChoice SNP-DE H7617-048
☆☆☆☆☆
 $12 9250.00 $615 H7617-048-0
Aetna Community HealthChoices
☆☆☆☆☆
 $15 9250.00 $615 H3959-069-0
Aetna Medicare Advantra Dual
☆☆☆☆☆
 $14 9250.00 $615 H3959-036-0
AmeriHealth Caritas VIP Care
☆☆☆☆☆
 $33 9250.00 $615 H4227-002-0
Highmark Wholecare Medicare Assured Diamond
☆☆☆☆☆
 $16 9250.00 $615 H5932-001-0
Highmark Wholecare Medicare Assured Ruby
☆☆☆☆☆
 $18 8000.00 $615 H5932-009-0
UHC Dual Complete PA-S001
☆☆☆☆☆
 $33 9250.00 $615 H1889-007-0
UPMC for Life Complete Care
☆☆☆☆☆
 $27 9250.00 $615 H4279-001-0
HumanaChoice SNP-DE H5216-227
☆☆☆☆☆
 $0 9250.00 $615 H5216-227-0
UHC Dual Complete PA-S002
☆☆☆☆☆
 $7 9250.00 $615 H3113-009-0
UHC Dual Complete PA-S3
☆☆☆☆☆
 $19 9250.00 $615 H3113-016-0
UHC Dual Complete PA-V001
☆☆☆☆☆
 $30 6700.00 $615 H3113-014-0
Wellcare Dual Liberty Sync
☆☆☆☆☆
 $33 9250.00 $490 H2915-002-0
Wellcare Dual Select
☆☆☆☆☆
 $33 5400.00 $615 H2915-018-0
DEVOTED DUAL FULL 025 PA
☆☆☆☆☆
 $20 9250.00 $615 H6852-025-0
DEVOTED DUAL PLUS 005 PA
☆☆☆☆☆
 $23 9250.00 $615 H6852-005-0
What is the most popular D-SNP plan in Elk County?

UPMC for Life Complete Care (D-SNP) is the top D-SNP in Elk County, with 318 enrollees.

What is the total number of D-SNP plans in Elk County?

There are 17 D-SNP plans in 2026, covering 589 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $32.70/mo
  • Beneficiaries Enrolled: 0
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: — 0 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Elk County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Longevity
☆☆☆☆☆
 $33 9250.00 $615 H3959-066-0
American Health Advantage of Pennsylvania
☆☆☆☆☆
 $33 9250.00 $615 H9968-001-0
What is the total number of I-SNP plans in Elk County?

Elk County has 2 I-SNP plans for 2026, with 0 enrollees.

How much do I-SNP plans cost in Elk County?

The typical I-SNP premium in Elk County is $32.70, and 0 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
3
Average Monthly Premium
$21.80/mo
Beneficiaries Enrolled
40
$0 Premium C-SNPs
1
Average MOOP
$7,650
Most Popular C-SNP
UHC Complete Care PA-17 (C-SNP) with 40 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Elk County, Pennsylvania
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care PA-17
☆☆☆☆☆
 $0 6700.00 $440 H5253-192-0
DEVOTED C-SNP PLUS 022 PA
☆☆☆☆☆
 $33 9250.00 $615 H6852-022-0
DEVOTED C-SNP PREMIUM 018 PA
☆☆☆☆☆
 $33 7000.00 $615 H6852-018-0

What is the typical premium for C-SNP plans in Elk County?

C-SNP plans in Elk County cost $21.80 per month.

Which C-SNP plan do most beneficiaries choose in Elk County?

The most popular C-SNP plan in Elk County is UHC Complete Care PA-17 (C-SNP), with 40 enrollees.

How many Chronic Condition SNP plans are offered in Elk County?

In 2026, Elk County offers 3 C-SNP plans with 40 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .