- Entity
- county:alabama-covington-01039
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/alabama/covington/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 25
- PPO Plans
- 16
- HMO Plans
- 4
- HMO-POS Plans
- 5
- PFFS Plans
- 0
- Average Monthly Premium
- 19.77
- Average MOOP
- 5344
- Average Part D Deductible
- 516.25
- $0 Premium Plans
- 14
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 3.84
- $0 Premium Plan Share
- 56
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 48
- 3-Star Plan Share
- 52
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 25.2
- PPO Average MOOP
- 5209.38
- PPO Enrollment
- 2141
- PPO $0 Premium Plans
- 8
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 5
- HMO Average MOOP
- 5362.5
- HMO Enrollment
- 205
- HMO $0 Premium Plans
- 3
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 14.2
- HMO-POS Average MOOP
- 5760
- HMO-POS Enrollment
- 686
- HMO-POS $0 Premium Plans
- 3
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:alabama-covington-01039
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/alabama/covington/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-alabama-covington-01039-landscape-stats
- Plans Indexed
- 25
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Plus
H5521-229-0 -
Aetna Medicare Signature Plus
H5521-116-0 -
Aetna Medicare Value Plus
H5521-467-0 -
Humana Value Plus H7617-089
H7617-089-0 -
HumanaChoice H7617-090
H7617-090-0 -
HumanaChoice H7617-091
H7617-091-0 -
AARP Medicare Advantage from UHC AL-0003
H2802-041-0 -
AARP Medicare Advantage from UHC AL-0004
H1889-015-0 -
AARP Medicare Advantage from UHC AL-6
H2802-079-0 -
Humana Gold Plus H4461-078
H4461-078-0 -
Humana Gold Plus H4461-079
H4461-079-0 -
Humana USAA Honor Giveback
H4461-075-0 -
AARP Medicare Advantage from UHC AL-0001
H0432-003-0 -
AARP Medicare Advantage from UHC AL-0002
H0432-004-0 -
AARP Medicare Advantage Patriot No Rx AL-MA01
H0432-012-0 -
Blue Advantage Choice
H0104-016-0 -
Blue Advantage Complete
H0104-012-0 -
Blue Advantage Premier
H0104-015-0 -
Humana USAA Honor Giveback
H5216-236-0 -
Humana Value Plus H5216-179
H5216-179-0 -
HumanaChoice H5216-269
H5216-269-0 -
HumanaChoice H5216-368
H5216-368-0 -
HumanaChoice R0110-017
R0110-017-0 -
HumanaChoice R0110-018
R0110-018-0 -
Humana Gold Plus H5619-089
H5619-089-0
-
Aetna Medicare Eagle Plus
- Total Standard Medicare Advantage Enrollment
- 3032
2026 Medicare Advantage Plans in Covington County, AL
Last update: .
Covington County, AL has 25 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 48% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Covington County, AL. Or explore all Medicare Options available in Covington County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 16
- Average Monthly Premium $25.20/mo
- Total PPO Enrollment 2,141
- $0 Premium PPO Plans 8
- Average MOOP $5,209
- Top PPO by Enrollment Blue Advantage Complete (PPO) — 962 enrollees
- PPO Plans Without Drug Coverage 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | H5521-229-0 | |
| Aetna Medicare Signature Plus | $0 | $9,250 | $615 | H5521-116-0 | |
| Aetna Medicare Value Plus | $23 | $9,250 | $615 | H5521-467-0 | |
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | H7617-089-0 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | H7617-090-0 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | H7617-091-0 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | H1889-015-0 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | H0104-016-0 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | H0104-012-0 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | H0104-015-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H5216-236-0 | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | H5216-179-0 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | H5216-269-0 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | H5216-368-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 |
What is the average monthly premium for PPO plans in Covington?
The typical PPO premium in Covington is $25.20, and 8 plans have no monthly premium.
Which PPO plan has the highest enrollment in Covington?
Blue Advantage Complete (PPO) has the highest PPO enrollment in Covington, with 962 enrollees.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
Which HMO plan is most popular in Covington?
Humana Gold Plus H4461-078 (HMO) has the highest HMO enrollment in Covington, with 72 enrollees.
How many HMO plans in Covington do not include drug coverage?
In Covington, 1 HMO plans are offered without prescription drug coverage.
How many HMO plans are available in Covington?
In 2026, Covington County has 4 HMO plans with 205 enrollees.
What is the average monthly premium for HMO plans?
The typical HMO premium in Covington is $5.00, and 3 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 5
- Average Monthly Premium $14.20/mo
- Total HMO-POS Enrollment 686
- $0 Premium HMO-POS Plans 3
- Average MOOP $5,760
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 332 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
What is the average monthly premium for HMO-POS plans?
The typical HMO-POS premium in Covington is $14.20, and 3 plans have no monthly premium.
Which HMO-POS plan is most popular in Covington?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Covington, with 332 enrollees.
The table below shows CMS star ratings for Medicare Advantage plans in Covington County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 48% |
| 3 Stars | 13 | 52% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.84 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.