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  1. 🏠
  2. Special Needs Plans
  3. Alabama
  4. Covington County

2027 Medicare Special Needs Plans in Covington County, AL

Last update: October 5, 2026.

For 2027, Covington County, AL includes 18 Medicare Special Needs Plans. Enrollment across these plans totals approximately 2,056, with 33% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Covington County, AL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $7.50/mo
  • $0 Premium Plans: 13
  • Average MOOP: $9,131 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
  • Average Part D Deductible: $560.00
  • Total SNP Enrollment: 2,056
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Complete Care AL-5 (C-SNP) — 420 enrollees
    2. UHC Dual Complete AL-Q2 (D-SNP) — 347 enrollees
    3. UHC Dual Advantage AL-V2 (D-SNP) — 344 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Covington County, AL are summarized separately. For a broader perspective, explore Alabama Medicare Special Needs plans.

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
14
Average Monthly Premium
$2.24/mo
Beneficiaries Enrolled
1,611
$0 Premium Plans
11
Zero Cost Plans
6
Top D-SNP by Enrollment
UHC Dual Complete AL-Q2 (D-SNP) — 347 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Covington County, Alabama (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Dual QMB Only
☆☆☆☆☆
$0 9850.00 $100 H4461-074-0
Humana Dual Select H4461-077
☆☆☆☆☆
$0 9850.00 $50 H4461-077-0
Humana Gold Plus SNP-DE H4461-076
☆☆☆☆☆
$0 9850.00 $700 H4461-076-0
Humana Dual Select H5619-093
☆☆☆☆☆
$0 9850.00 $700 H5619-093-0
HumanaChoice SNP-DE H5216-370
☆☆☆☆☆
$0 9850.00 $700 H5216-370-0
Aetna Medicare Dual Care
☆☆☆☆☆
$0 9850.00 $700 H3239-010-0
Aetna Medicare Dual Extra Care
☆☆☆☆☆
$0 9850.00 $700 H3239-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9850.00 $700 H3239-026-0
UHC Dual Advantage AL-V2
☆☆☆☆☆
$4 5900.00 $700 H2802-044-0
UHC Dual Complete AL-Q1
☆☆☆☆☆
$0 9850.00 $435 H0432-009-0
UHC Dual Complete AL-Q2
☆☆☆☆☆
$0 9850.00 $445 H1889-009-0
UHC Dual Complete AL-Q3
☆☆☆☆☆
$14 9850.00 $700 H2802-090-0
UHC Dual Complete AL-S1
☆☆☆☆☆
$0 9850.00 $530 H2802-064-0
Simpra Advantage Dual Care
☆☆☆☆☆
$14 9850.00 $700 H4091-002-0
What is the average monthly premium for D-SNP plans in Covington County?
D-SNP plans in Covington County cost $2.24 per month.
Which D-SNP plan has the highest enrollment in Covington County?
The most popular D-SNP plan in Covington County is UHC Dual Complete AL-Q2 (D-SNP), with 347 enrollees.
How many D-SNP plans are available in Covington County?
In 2027, Covington County offers 14 D-SNP plans with 1,611 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$51.85/mo
Beneficiaries Enrolled
25
$0 Premium Plans
0
Average MOOP
$8,275
Top I-SNP by Enrollment
Simpra Advantage Nursing Home Plan (I-SNP) — 25 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Covington County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Simpra Advantage Assist
☆☆☆☆☆
$90 6700.00 $150 H4091-003-0
Simpra Advantage Nursing Home Plan
☆☆☆☆☆
$14 9850.00 $700 H4091-001-0

What is the average monthly premium for I-SNP plans in Covington County?

I-SNP plans in Covington County cost $51.85 per month.

Which I-SNP plan has the highest enrollment in Covington County?

The most popular I-SNP plan in Covington County is Simpra Advantage Nursing Home Plan (I-SNP), with 25 enrollees.

How many I-SNP plans are available in Covington County?

In 2027, Covington County offers 2 I-SNP plans with 25 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
2
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
420
$0 Premium C-SNPs
2
Average MOOP
$6,925
Most Popular C-SNP
UHC Complete Care AL-5 (C-SNP) with 420 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Covington County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
UHC Complete Care AL-5
☆☆☆☆☆
$0 7150.00 $685 H0432-017-0
UHC Complete Care AL-8
☆☆☆☆☆
$0 6700.00 $685 H2802-088-0
What is the total number of C-SNP plans in Covington County?

There are 2 C-SNP plans in 2027, covering 420 enrollees.

How much do C-SNP plans cost in Covington County?

The average C-SNP premium in Covington County is $0.00 per month, with 2 plans offering $0 premiums.

What is the most popular C-SNP plan in Covington County?

UHC Complete Care AL-5 (C-SNP) is the top C-SNP in Covington County, with 420 enrollees.

What is the total number of C-SNP plans in Covington County?

There are 2 C-SNP plans in 2027, covering 420 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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