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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Adams County

2026 Medicare Advantage Plans in Adams County, CO

Last update: September 3, 2026.

Adams County, CO has 43 Medicare Advantage plans available in 2026. These include 35 plans with no monthly premium, and roughly 45% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Adams County, CO. Or explore all Medicare Options available in Adams County, CO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $12.13/mo
$0 Premium Plans: 35
Average MOOP: $5,518 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible: $280.00
Total MA/MAPD Enrollment: 33,009
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Kaiser Permanente Senior Advantage Core DM (HMO) — 5,509 enrollees
2. AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 5,471 enrollees
3. AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS) — 4,646 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 18
  • Average Monthly Premium $12.71/mo
  • Total PPO Enrollment 4,094
  • $0 Premium PPO Plans 13
  • Average MOOP $6,106
  • Top PPO by Enrollment HumanaChoice Giveback H7617-061 (PPO) — 873 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Adams County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-250-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
Humana Value Choice H7617-064
☆☆☆☆☆
$0 $5,100 $400 H7617-064-0
HumanaChoice Giveback H7617-061
☆☆☆☆☆
$0 $7,850 $0 H7617-061-0
DEVOTED CHOICE 002 CO
☆☆☆☆☆
$0 $5,100 $405 H4808-002-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $7,900 $605 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice H5216-078
☆☆☆☆☆
$59 $6,750 $615 H5216-078-1
Humana Value Choice H5216-261
☆☆☆☆☆
$0 $5,100 $400 H5216-261-0
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-147-0
Kaiser Permanente Senior Advantage Choice DM
☆☆☆☆☆
$0 $6,100 $0 H3138-001-0
What is the most popular PPO plan in Adams?

HumanaChoice Giveback H7617-061 (PPO) is the top PPO in Adams, with 873 enrollees.

What is the number of PPO plans without Part D coverage in Adams?

There are 4 PPO plans in Adams without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
13
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
9,798
$0 Premium HMO Plans
13
Average MOOP
$5,649
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Core DM (HMO) — 5,509 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Adams County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Senior Advantage Core DM
☆☆☆☆☆
$0 $3,800 $0 H0630-013-0
DEVOTED CORE 004 CO
☆☆☆☆☆
$0 $3,900 $370 H7147-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $325 H4346-012-0
Elevate Medicare Select
☆☆☆☆☆
$0 $6,750 $0 H5608-002-0
Humana Essentials Plus Giveback H0028-063
☆☆☆☆☆
$0 $6,500 $400 H0028-063-0
Humana Total Complete H0028-081
☆☆☆☆☆
$0 $4,650 $0 H0028-081-1
Select Health Medicare + Kroger
☆☆☆☆☆
$0 $6,275 $0 H1994-030-0
Select Health Medicare Active
☆☆☆☆☆
$0 $6,750 $0 H1994-035-0
Select Health Medicare Essential
☆☆☆☆☆
$0 $4,900 $0 H1994-027-0
Select Health Medicare Flex
☆☆☆☆☆
$0 $5,900 $0 H1994-031-0
Select Health Medicare NoRx
☆☆☆☆☆
$0 $6,750 N/A H1994-033-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,315 $400 H6379-001-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,700 $250 H0672-024-0

What is the typical premium for HMO plans in Adams?

HMO plans in Adams cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Adams?

The most popular HMO plan in Adams is Kaiser Permanente Senior Advantage Core DM (HMO), with 5,509 enrollees.

How many HMO options are offered without prescription drug coverage in Adams?

There are 1 HMO plans in Adams without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $24.42/mo
  • Total HMO-POS Enrollment 19,117
  • $0 Premium HMO-POS Plans 9
  • Average MOOP $4,496
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 5,471 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Adams County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC CO-2
☆☆☆☆☆
$0 $4,100 $520 H0609-012-0
AARP Medicare Advantage Extras from UHC CO-5
☆☆☆☆☆
$0 $5,400 $600 H0609-048-0
AARP Medicare Advantage from UHC CO-0001
☆☆☆☆☆
$59 $3,400 $440 H0609-007-0
AARP Medicare Advantage from UHC CO-21P
☆☆☆☆☆
$0 $3,900 $520 H0609-079-0
AARP Medicare Advantage Patriot No Rx CO-MA01
☆☆☆☆☆
$0 $4,200 N/A H0609-018-0
Kaiser Permanente Senior Advantage Bronze DM
☆☆☆☆☆
$0 $5,900 $0 H0630-025-0
Kaiser Permanente Senior Advantage Gold
☆☆☆☆☆
$189 $2,900 $0 H0630-016-0
Kaiser Permanente Senior Advantage Silver DM
☆☆☆☆☆
$45 $3,000 $0 H0630-015-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H4711-010-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H4711-008-0
AARP Medicare Advantage from UHC CO-0011
☆☆☆☆☆
$0 $5,400 $520 H6706-001-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $3,500 $0 H3419-003-0
What is the total number of HMO-POS plans in Adams?

In 2026, Adams has 12 HMO-POS plans with 19,117 enrollees.

How much do HMO-POS plans cost in Adams?

The typical HMO-POS premium in Adams is $24.42, and 9 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Adams County, CO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Adams County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 45%
3 Stars 22 55%
Below 3 Stars 0 0%
Not Rated 3 7%
Average Rating 3.84

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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