2027 Medicare Advantage Plans in Colorado by County
Medicare Advantage plans in Colorado vary by network type, cost, benefits, and geographic availability. This 2027 directory summarizes statewide Medicare Advantage plan data and identifies the most-enrolled plans within each available network category. Use the statewide comparisons to explore plan characteristics, then visit your County page to review local plan availability.
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Colorado Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Colorado can explore 65 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 55 offer a $0 monthly plan premium, while the statewide average premium is $8.91. The average maximum out-of-pocket (MOOP) limit is $6,114.69, and rated plans have an average CMS star rating of 3.92 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Colorado
For 2027, Colorado has 18 PPO Medicare Advantage plans, including 15 with a $0 monthly plan premium. The average monthly premium is $5.08, and the average maximum out-of-pocket (MOOP) limit is $6,902.78. Among rated PPO plans, the average CMS star rating is 3.72 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5216-435-2 | Humana Essentials Plus Giveback | $0.00 | $7,850 | 4.0 / 5 | 15,656 |
| Humana | H5216-223-0 | HumanaChoice H5216-223 | $20.00 | $4,900 | 4.0 / 5 | 9,388 |
| Humana | H5216-078-2 | Humana Value Choice | $0.00 | $6,250 | 4.0 / 5 | 8,799 |
| Devoted Health | H4808-003-0 | DEVOTED CHOICE GIVEBACK 003 CO | $0.00 | $8,950 | 3.0 / 5 | 7,422 |
| Humana | H5216-436-2 | Humana USAA Honor Giveback | $0.00 | $6,200 | 4.0 / 5 | 6,541 |
| Humana | H7617-061-0 | Humana Essentials Plus Giveback | $0.00 | $7,850 | 4.5 / 5 | 5,858 |
| Humana | H5216-261-0 | Humana Value Choice | $0.00 | $6,200 | 4.0 / 5 | 5,380 |
| Aetna Medicare | H5521-207-0 | Aetna Medicare Signature | $0.00 | $7,150 | 4.0 / 5 | 4,768 |
| Humana | H7617-064-0 | Humana Value Choice | $0.00 | $6,900 | 4.5 / 5 | 4,506 |
| Aetna Medicare | H5521-250-0 | Aetna Medicare Signature | $0.00 | $7,150 | 4.0 / 5 | 3,815 |
Most-Enrolled HMO Plans in Colorado
HMO Medicare Advantage plans account for 25 of the plans offered across Colorado in 2027. Of these, 25 have a $0 monthly plan premium. The average monthly premium is $0.00, with an average maximum out-of-pocket (MOOP) limit of $6,290.20. Rated HMO plans average 4.05 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H0028-081-2 | Humana Total Complete | $0.00 | $4,980 | 4.5 / 5 | 16,494 |
| Humana | H0028-081-1 | Humana Total Complete | $0.00 | $4,750 | 4.5 / 5 | 13,159 |
| Devoted Health | H7147-004-0 | DEVOTED CORE 004 CO | $0.00 | $4,450 | 4.0 / 5 | 3,703 |
| Humana | H0028-063-0 | Humana Essentials Plus Giveback | $0.00 | $6,500 | 4.5 / 5 | 3,315 |
| Elevate Medicare Advantage | H5608-002-0 | Elevate Medicare Select | $0.00 | $9,850 | 3.5 / 5 | 2,508 |
| Select Health | H1994-027-0 | Select Health Medicare Essential | $0.00 | $4,900 | 4.0 / 5 | 1,846 |
| Devoted Health | H7147-001-0 | DEVOTED CORE 001 CO | $0.00 | $4,900 | 4.0 / 5 | 1,373 |
| Select Health | H1994-029-0 | Select Health Medicare Essential | $0.00 | $4,900 | 4.0 / 5 | 686 |
| Select Health | H1994-033-0 | Select Health Medicare Veterans | $0.00 | $6,750 | 4.0 / 5 | 325 |
| Select Health | H1994-045-0 | Select Health Medicare Essential | $0.00 | $6,700 | 4.0 / 5 | 0 |
Most-Enrolled HMO-POS Plans in Colorado
In 2027, Colorado offers 22 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 15 have a $0 monthly premium. The average monthly premium is $22.18, and the average maximum out-of-pocket (MOOP) limit is $5,270.45. The average CMS star rating among rated HMO-POS plans is 3.98 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H0609-012-0 | AARP Medicare Advantage Essentials from UHC CO-2 | $0.00 | $4,450 | 4.0 / 5 | 41,015 |
| Kaiser Permanente | H0630-013-0 | Kaiser Permanente Senior Advantage Core DM | $0.00 | $4,400 | 4.0 / 5 | 36,419 |
| UnitedHealthcare | H0609-048-0 | AARP Medicare Advantage Extras from UHC CO-5 | $0.00 | $6,900 | 4.0 / 5 | 30,643 |
| Kaiser Permanente | H0630-015-0 | Kaiser Permanente Senior Advantage Silver DM | $48.00 | $3,600 | 4.0 / 5 | 27,375 |
| UnitedHealthcare | H0609-036-2 | AARP Medicare Advantage Essentials from UHC CO-4 | $0.00 | $5,200 | 4.0 / 5 | 17,595 |
| UnitedHealthcare | H0609-007-0 | AARP Medicare Advantage from UHC CO-0001 | $56.00 | $3,900 | 4.0 / 5 | 15,611 |
| UnitedHealthcare | H0609-036-1 | AARP Medicare Advantage Essentials from UHC CO-4 | $0.00 | $5,500 | 4.0 / 5 | 8,742 |
| UnitedHealthcare | H0609-073-0 | AARP Medicare Advantage Extras from UHC CO-20 | $0.00 | $6,900 | 4.0 / 5 | 6,736 |
| Kaiser Permanente | H0630-017-0 | Kaiser Permanente Senior Advantage Core South | $0.00 | $6,400 | 4.0 / 5 | 6,598 |
| UnitedHealthcare | H0609-041-0 | AARP Medicare Advantage Patriot No Rx CO-MA02 | $0.00 | $5,500 | 4.0 / 5 | 4,626 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
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