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2027 Medicare Advantage Plans in Montrose County, CO

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Montrose County, CO has 7 Medicare Advantage plans available in 2027. These include 5 plans with no monthly premium, and roughly 100% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $5.49/mo
$0 Premium Plans: 5
Average MOOP: $6,429 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible: $510.00
Total MA/MAPD Enrollment: 2,548
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Value Choice (PPO) — 875 enrollees
2. Humana Essentials Plus Giveback (PPO) — 646 enrollees
3. Aetna Medicare Signature (PPO) — 353 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Montrose County, CO. Or explore all Medicare Options available in Montrose County, CO. To understand how local plans fit into the broader market, visit our Colorado Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 7
  • Average Monthly Premium $5.49/mo
  • Total PPO Enrollment 2,548
  • $0 Premium PPO Plans 5
  • Average MOOP $6,429
  • Top PPO by Enrollment Humana Value Choice (PPO) — 875 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Montrose County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
 $18 $7,150 $700 H5521-443-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-2
Humana Value Choice
☆☆☆☆☆
 $0 $6,250 $400 H5216-078-2
HumanaChoice H5216-223
☆☆☆☆☆
 $20 $4,900 $300 H5216-223-0
What is the most popular PPO plan in Montrose?

Humana Value Choice (PPO) is the top PPO in Montrose, with 875 enrollees.

What is the number of PPO plans without Part D coverage in Montrose?

There are 2 PPO plans in Montrose without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Montrose County, CO for 2027.

CMS Star Ratings for Medicare Advantage Plans in Montrose County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Montrose County, Colorado, including communities such as Montrose, Olathe, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .