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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Jefferson County

2026 Medicare Advantage Plans in Jefferson County, CO

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Jefferson County, CO includes 44 Medicare Advantage plans. Enrollment across these plans totals approximately 56,183, with 36 $0 premium options and 44% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Jefferson County, CO are summarized separately. Visit Medicare Options in Jefferson County, CO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $11.86/mo
  • $0 Premium Plans: 36
  • Average MOOP: $5,487 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 44% · 3 Stars: 56% · Below 3: 0%
  • Average Part D Deductible: $289.05
  • Total MA/MAPD Enrollment: 56,183
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 12,180 enrollees
    2. Kaiser Permanente Senior Advantage Core DM (HMO) — 8,897 enrollees
    3. AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS) — 7,599 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$12.71/mo
Total PPO Enrollment
6,160
$0 Premium PPO Plans
13
Average MOOP
$6,106
Top PPO by Enrollment
HumanaChoice Giveback H7617-061 (PPO) — 1,169 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Jefferson County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-250-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
Humana Value Choice H7617-064
☆☆☆☆☆
$0 $5,100 $400 H7617-064-0
HumanaChoice Giveback H7617-061
☆☆☆☆☆
$0 $7,850 $0 H7617-061-0
DEVOTED CHOICE 002 CO
☆☆☆☆☆
$0 $5,100 $405 H4808-002-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $7,900 $605 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice H5216-078
☆☆☆☆☆
$59 $6,750 $615 H5216-078-1
Humana Value Choice H5216-261
☆☆☆☆☆
$0 $5,100 $400 H5216-261-0
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-147-0
Kaiser Permanente Senior Advantage Choice DM
☆☆☆☆☆
$0 $6,100 $0 H3138-001-0
What is the average monthly premium for PPO plans in Jefferson?
PPO plans in Jefferson cost $12.71 per month on average.
Which PPO plan has the highest enrollment in Jefferson?
The most popular PPO plan in Jefferson is HumanaChoice Giveback H7617-061 (PPO), with 1,169 enrollees.
How many PPO plans in Jefferson do not include prescription drug coverage?
4 PPO plans in Jefferson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
13
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
13,620
$0 Premium HMO Plans
13
Average MOOP
$5,649
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Core DM (HMO) — 8,897 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Jefferson County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Kaiser Permanente Senior Advantage Core DM
☆☆☆☆☆
$0 $3,800 $0 H0630-013-0
DEVOTED CORE 004 CO
☆☆☆☆☆
$0 $3,900 $370 H7147-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $325 H4346-012-0
Elevate Medicare Select
☆☆☆☆☆
$0 $6,750 $0 H5608-002-0
Humana Essentials Plus Giveback H0028-063
☆☆☆☆☆
$0 $6,500 $400 H0028-063-0
Humana Total Complete H0028-081
☆☆☆☆☆
$0 $4,650 $0 H0028-081-1
Select Health Medicare + Kroger
☆☆☆☆☆
$0 $6,275 $0 H1994-030-0
Select Health Medicare Active
☆☆☆☆☆
$0 $6,750 $0 H1994-035-0
Select Health Medicare Essential
☆☆☆☆☆
$0 $4,900 $0 H1994-027-0
Select Health Medicare Flex
☆☆☆☆☆
$0 $5,900 $0 H1994-031-0
Select Health Medicare NoRx
☆☆☆☆☆
$0 $6,750 N/A H1994-033-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,315 $400 H6379-001-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,700 $250 H0672-024-0
What is the total number of HMO plans offered in Jefferson?

There are 13 HMO plans in 2026, covering 13,620 enrollees.

How much do HMO plans cost in Jefferson?

The average HMO premium in Jefferson is $0.00 per month, with 13 plans offering $0 premiums.

What is the top HMO by enrollment in Jefferson?

Kaiser Permanente Senior Advantage Core DM (HMO) is the top HMO in Jefferson, with 8,897 enrollees.

What is the number of HMO plans without Part D coverage in Jefferson?

1 HMO plans in Jefferson do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$22.54/mo
Total HMO-POS Enrollment
36,403
$0 Premium HMO-POS Plans
10
Average MOOP
$4,469
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 12,180 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Jefferson County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC CO-2
☆☆☆☆☆
$0 $4,100 $520 H0609-012-0
AARP Medicare Advantage Extras from UHC CO-5
☆☆☆☆☆
$0 $5,400 $600 H0609-048-0
AARP Medicare Advantage from UHC CO-0001
☆☆☆☆☆
$59 $3,400 $440 H0609-007-0
AARP Medicare Advantage from UHC CO-21P
☆☆☆☆☆
$0 $3,900 $520 H0609-079-0
AARP Medicare Advantage Patriot No Rx CO-MA01
☆☆☆☆☆
$0 $4,200 N/A H0609-018-0
Kaiser Permanente Senior Advantage Bronze DM
☆☆☆☆☆
$0 $5,900 $0 H0630-025-0
Kaiser Permanente Senior Advantage Gold
☆☆☆☆☆
$189 $2,900 $0 H0630-016-0
Kaiser Permanente Senior Advantage Silver DM
☆☆☆☆☆
$45 $3,000 $0 H0630-015-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H4711-010-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H4711-008-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,150 $615 H3931-153-0
AARP Medicare Advantage from UHC CO-0011
☆☆☆☆☆
$0 $5,400 $520 H6706-001-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $3,500 $0 H3419-003-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Jefferson cost $22.54 per month on average.

Which HMO-POS plan is most popular in Jefferson?

The most popular HMO-POS plan in Jefferson is AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS), with 12,180 enrollees.

How many HMO-POS plans in Jefferson do not include drug coverage?

There are 2 HMO-POS plans in Jefferson without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Jefferson County, CO (2026) are summarized below.

Medicare Advantage Plan Ratings in Jefferson County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 44%
3 Stars 23 56%
Below 3 Stars 0 0%
Not Rated 3 7%
Average Rating 3.82

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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Editorial stewardship: David W. Bynon