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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Saguache County

2026 Medicare Advantage Plans in Saguache County, CO

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Saguache County, CO, there are 14 Medicare Advantage plans available for 2026. Of these, 10 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Saguache County, CO. Or explore all Medicare Options available in Saguache County, CO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.12/mo
Plans with $0 Premium
10
Average MOOP Limit
$6,014 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$441.50
Total MA/MAPD Enrollment
471
Plans with the Highest Enrollment
(as of June 13, 2026)
1. HumanaChoice H5216-223 (PPO) — 127 enrollees
2. Humana Essentials Plus Giveback H5216-435 (PPO) — 84 enrollees
3. Aetna Medicare Signature (PPO) — 76 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$14.14/mo
Total PPO Enrollment
458
$0 Premium PPO Plans
8
Average MOOP
$6,117
Top PPO by Enrollment
HumanaChoice H5216-223 (PPO) — 127 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Saguache County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
DEVOTED CHOICE 001 CO
☆☆☆☆☆
$0 $5,900 $375 H4808-001-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $7,900 $605 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
What is the total number of PPO plans offered in Saguache?

Saguache County has 12 PPO plans for 2026, with 458 enrolled.

How much do PPO plans cost in Saguache?

The typical PPO premium in Saguache is $14.14, and 8 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$4,900
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Saguache County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 CO
☆☆☆☆☆
$0 $4,900 $375 H7147-001-0
What is the average monthly premium for HMO plans?
HMO plans in Saguache cost $0.00 per month on average.
Which HMO plan is most popular in Saguache?
The most popular HMO plan in Saguache is , with 0 enrollees.
How many HMO plans in Saguache do not include drug coverage?
There are 0 HMO plans in Saguache without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 13
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,900
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 13 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Saguache County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H3931-154-0
What is the total number of HMO-POS plans in Saguache?

There are 1 HMO-POS plans in 2026, covering 13 enrollees.

How much do HMO-POS plans cost in Saguache?

The average HMO-POS premium in Saguache is $0.00 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Saguache?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Saguache, with 13 enrollees.

What is the number of HMO-POS plans without Part D coverage in Saguache?

0 HMO-POS plans in Saguache do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Saguache County, CO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Saguache County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 50%
3 Stars 7 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.82

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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