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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Delta County

2026 Medicare Advantage Plans in Delta County, CO

Last update: September 2, 2026.

For 2026, Delta County, CO includes 20 Medicare Advantage plans. Enrollment across these plans totals approximately 3,499, with 16 $0 premium options and 15% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Delta County, CO are summarized separately. Visit Medicare Options in Delta County, CO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $8.49/mo
  • $0 Premium Plans: 16
  • Average MOOP: $5,828 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 15% · 3 Stars: 85% · Below 3: 0%
  • Average Part D Deductible: $319.33
  • Total MA/MAPD Enrollment: 3,499
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Value Choice H5216-078 (PPO) — 1,292 enrollees
    2. Humana Essentials Plus Giveback H5216-435 (PPO) — 631 enrollees
    3. HumanaChoice H5216-223 (PPO) — 328 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$15.43/mo
Total PPO Enrollment
2,994
$0 Premium PPO Plans
7
Average MOOP
$5,773
Top PPO by Enrollment
Humana Value Choice H5216-078 (PPO) — 1,292 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Delta County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice H5216-078
☆☆☆☆☆
$0 $5,000 $615 H5216-078-2
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-147-0
What is the average monthly premium for PPO plans in Delta?
PPO plans in Delta cost $15.43 per month on average.
Which PPO plan has the highest enrollment in Delta?
The most popular PPO plan in Delta is Humana Value Choice H5216-078 (PPO), with 1,292 enrollees.
How many PPO plans in Delta do not include prescription drug coverage?
3 PPO plans in Delta do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
367
$0 Premium HMO Plans
6
Average MOOP
$5,817
Top HMO by Enrollment
Select Health Medicare Essential (HMO) — 111 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Delta County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Select Health Medicare + Kroger
☆☆☆☆☆
$0 $5,900 $0 H1994-034-0
Select Health Medicare Active
☆☆☆☆☆
$0 $6,750 $0 H1994-035-0
Select Health Medicare Essential
☆☆☆☆☆
$0 $4,900 $0 H1994-029-0
Select Health Medicare Flex
☆☆☆☆☆
$0 $5,900 $0 H1994-031-0
Select Health Medicare NoRx
☆☆☆☆☆
$0 $6,750 N/A H1994-033-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,700 $250 H0672-024-0
What is the total number of HMO plans offered in Delta?

There are 6 HMO plans in 2026, covering 367 enrollees.

How much do HMO plans cost in Delta?

The average HMO premium in Delta is $0.00 per month, with 6 plans offering $0 premiums.

What is the top HMO by enrollment in Delta?

Select Health Medicare Essential (HMO) is the top HMO in Delta, with 111 enrollees.

What is the number of HMO plans without Part D coverage in Delta?

1 HMO plans in Delta do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
3
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
138
$0 Premium HMO-POS Plans
3
Average MOOP
$6,050
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 125 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Delta County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H4711-010-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H4711-008-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H3931-154-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Delta cost $0.00 per month on average.

Which HMO-POS plan is most popular in Delta?

The most popular HMO-POS plan in Delta is Aetna Medicare Signature (HMO-POS), with 125 enrollees.

How many HMO-POS plans in Delta do not include drug coverage?

There are 1 HMO-POS plans in Delta without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Delta County, CO (2026) are summarized below.

Medicare Advantage Plan Ratings in Delta County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 15%
3 Stars 17 85%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.53

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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