2026 Medicare Advantage Plans in Elbert County, CO
Last update: . Enrollment data updated: June 13, 2026
For 2026, Elbert County, CO includes 33 Medicare Advantage plans. Enrollment across these plans totals approximately 2,312, with 26 $0 premium options and 50% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Elbert County, CO are provided separately. Or you can discover all Medicare Options in Elbert County, CO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 13
- Average Monthly Premium
- $13.05/mo
- Total PPO Enrollment
- 456
- $0 Premium PPO Plans
- 9
- Average MOOP
- $6,054
- Top PPO by Enrollment
- HumanaChoice H5216-223 (PPO) — 144 enrollees
- PPO Plans Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H5521-378-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H5521-207-0 | |
| Aetna Medicare Value Care | $34 | $5,500 | $615 | H5521-443-0 | |
| DEVOTED CHOICE 002 CO | $0 | $5,100 | $405 | H4808-002-0 | |
| DEVOTED CHOICE GIVEBACK 003 CO | $0 | $7,900 | $605 | H4808-003-0 | |
| DEVOTED CHOICE MA ONLY 004 CO | $0 | $7,900 | N/A | H4808-004-0 | |
| Humana Essentials Plus Giveback H5216-435 | $0 | $7,850 | $0 | H5216-435-2 | |
| Humana Full Access H5216-333 | $94 | $3,800 | $400 | H5216-333-0 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216-436-2 | |
| Humana Value Plus H5216-195 | $33 | $7,050 | $615 | H5216-195-0 | |
| HumanaChoice H5216-223 | $9 | $4,900 | $200 | H5216-223-0 | |
| HumanaChoice H5216-437 | $0 | $4,150 | N/A | H5216-437-1 | |
| Kaiser Permanente Senior Advantage Choice DM | $0 | $6,100 | $0 | H3138-001-0 |
What is the typical premium for PPO plans available in Elbert?
PPO plans in Elbert cost $13.05 per month on average.
Which PPO plan do most beneficiaries choose in Elbert?
The most popular PPO plan in Elbert is HumanaChoice H5216-223 (PPO), with 144 enrollees.
How many PPO options are offered without drug coverage in Elbert?
4 PPO plans in Elbert do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 9
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 668
- $0 Premium HMO Plans 9
- Average MOOP $5,157
- Top HMO by Enrollment Kaiser Permanente Senior Advantage Core DM (HMO) — 307 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Core DM | $0 | $3,800 | $0 | H0630-013-0 | |
| DEVOTED CORE 004 CO | $0 | $3,900 | $370 | H7147-004-0 | |
| Humana Total Complete H0028-081 | $0 | $4,825 | $0 | H0028-081-2 | |
| Select Health Medicare + Kroger | $0 | $6,275 | $0 | H1994-030-0 | |
| Select Health Medicare Active | $0 | $6,750 | $0 | H1994-035-0 | |
| Select Health Medicare Essential | $0 | $4,900 | $0 | H1994-027-0 | |
| Select Health Medicare Flex | $0 | $5,900 | $0 | H1994-031-0 | |
| Select Health Medicare NoRx | $0 | $6,750 | N/A | H1994-033-0 | |
| Clear Spring Health BrightPath Advantage | $0 | $3,315 | $400 | H6379-001-0 |
What is the total number of HMO plans offered in Elbert?
In 2026, Elbert County has 9 HMO plans with 668 enrollees.
How much do HMO plans cost in Elbert?
The typical HMO premium in Elbert is $0.00, and 9 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 11
- Average Monthly Premium
- $26.64/mo
- Total HMO-POS Enrollment
- 1,188
- $0 Premium HMO-POS Plans
- 8
- Average MOOP
- $4,473
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS) — 337 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC CO-2 | $0 | $4,100 | $520 | H0609-012-0 | |
| AARP Medicare Advantage Extras from UHC CO-5 | $0 | $5,400 | $600 | H0609-048-0 | |
| AARP Medicare Advantage from UHC CO-0001 | $59 | $3,400 | $440 | H0609-007-0 | |
| AARP Medicare Advantage from UHC CO-21P | $0 | $3,900 | $520 | H0609-079-0 | |
| AARP Medicare Advantage Patriot No Rx CO-MA01 | $0 | $4,200 | N/A | H0609-018-0 | |
| Kaiser Permanente Senior Advantage Bronze DM | $0 | $5,900 | $0 | H0630-025-0 | |
| Kaiser Permanente Senior Advantage Gold | $189 | $2,900 | $0 | H0630-016-0 | |
| Kaiser Permanente Senior Advantage Silver DM | $45 | $3,000 | $0 | H0630-015-0 | |
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H4711-010-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H4711-008-0 | |
| Aetna Medicare Signature | $0 | $4,150 | $615 | H3931-153-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Elbert cost $26.64 per month on average.
- Which HMO-POS plan is most popular in Elbert?
- The most popular HMO-POS plan in Elbert is AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS), with 337 enrollees.
- How many HMO-POS plans in Elbert do not include drug coverage?
- There are 2 HMO-POS plans in Elbert without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Elbert County, CO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 50% |
| 3 Stars | 16 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 3% |
| Average Rating | 3.88 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.