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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. La Plata County

2026 Medicare Advantage Plans in La Plata County, CO

Last update: September 1, 2026.

In La Plata County, CO, there are 12 Medicare Advantage plans available for 2026. Of these, 9 offer a $0 monthly premium, and about 25% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in La Plata County, CO. Or explore all Medicare Options available in La Plata County, CO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.39/mo
Plans with $0 Premium
9
Average MOOP Limit
$5,804 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 25% · 3 Stars: 75% · Below 3: 0%
Average Part D Deductible
$465.63
Total MA/MAPD Enrollment
2,404
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Signature (PPO) — 1,170 enrollees
2. Humana Essentials Plus Giveback H5216-435 (PPO) — 266 enrollees
3. Aetna Medicare Signature (HMO-POS) — 260 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
8
Average Monthly Premium
$20.09/mo
Total PPO Enrollment
1,841
$0 Premium PPO Plans
5
Average MOOP
$5,850
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,170 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – La Plata County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
What is the total number of PPO plans offered in La Plata?

La Plata County has 8 PPO plans for 2026, with 1,841 enrolled.

How much do PPO plans cost in La Plata?

The typical PPO premium in La Plata is $20.09, and 5 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
239
$0 Premium HMO Plans
1
Average MOOP
$4,700
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 239 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – La Plata County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Preferred
☆☆☆☆☆
$0 $4,700 $250 H0672-024-0
What is the average monthly premium for HMO plans?
HMO plans in La Plata cost $0.00 per month on average.
Which HMO plan is most popular in La Plata?
The most popular HMO plan in La Plata is HealthSpring Preferred (HMO), with 239 enrollees.
How many HMO plans in La Plata do not include drug coverage?
There are 0 HMO plans in La Plata without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 324
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,050
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 260 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – La Plata County, Colorado, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H4711-010-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H3931-154-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H4711-008-0
What is the total number of HMO-POS plans in La Plata?

There are 3 HMO-POS plans in 2026, covering 324 enrollees.

How much do HMO-POS plans cost in La Plata?

The average HMO-POS premium in La Plata is $0.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in La Plata?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in La Plata, with 260 enrollees.

What is the number of HMO-POS plans without Part D coverage in La Plata?

1 HMO-POS plans in La Plata do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in La Plata County, CO for 2026.

CMS Star Ratings for Medicare Advantage Plans in La Plata County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 25%
3 Stars 9 75%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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