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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Fremont County

2027 Medicare Advantage Plans in Fremont County, CO

Last update: October 5, 2026.

For 2027, Fremont County, CO includes 23 Medicare Advantage plans. Enrollment across these plans totals approximately 4,883, with 18 $0 premium options and 76% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $6.43/mo
  • $0 Premium Plans: 18
  • Average MOOP: $6,551 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
  • Average Part D Deductible: $451.28
  • Total MA/MAPD Enrollment: 4,883
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) — 1,949 enrollees
    2. AARP Medicare Advantage Extras from UHC CO-20 (HMO-POS) — 622 enrollees
    3. DEVOTED CHOICE GIVEBACK 003 CO (PPO) — 336 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Fremont County, CO are summarized separately. Visit Medicare Options in Fremont County, CO to see more options. For a broader perspective, explore Colorado Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$3.49/mo
Total PPO Enrollment
1,232
$0 Premium PPO Plans
9
Average MOOP
$7,036
Top PPO by Enrollment
DEVOTED CHOICE GIVEBACK 003 CO (PPO) — 336 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Fremont County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
$18 $7,150 $700 H5521-443-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice
☆☆☆☆☆
$0 $6,250 $400 H5216-078-2
HumanaChoice H5216-223
☆☆☆☆☆
$20 $4,900 $300 H5216-223-0
DEVOTED CHOICE 001 CO
☆☆☆☆☆
$0 $6,050 $461 H4808-001-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $8,950 $461 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,500 $700 H7849-147-0
What is the average monthly premium for PPO plans in Fremont?
PPO plans in Fremont cost $3.49 per month on average.
Which PPO plan has the highest enrollment in Fremont?
The most popular PPO plan in Fremont is DEVOTED CHOICE GIVEBACK 003 CO (PPO), with 336 enrollees.
How many PPO plans in Fremont do not include prescription drug coverage?
3 PPO plans in Fremont do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
492
$0 Premium HMO Plans
4
Average MOOP
$6,008
Top HMO by Enrollment
Humana Total Complete (HMO) — 308 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Fremont County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Total Complete
☆☆☆☆☆
$0 $4,980 $0 H0028-081-2
DEVOTED CORE 001 CO
☆☆☆☆☆
$0 $4,900 $461 H7147-001-0
DEVOTED GIVEBACK EXTRAS 020 CO
☆☆☆☆☆
$0 $7,000 $700 H7147-020-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,150 $500 H2752-004-0
What is the total number of HMO plans offered in Fremont?

There are 4 HMO plans in 2027, covering 492 enrollees.

How much do HMO plans cost in Fremont?

The average HMO premium in Fremont is $0.00 per month, with 4 plans offering $0 premiums.

What is the top HMO by enrollment in Fremont?

Humana Total Complete (HMO) is the top HMO in Fremont, with 308 enrollees.

What is the number of HMO plans without Part D coverage in Fremont?

0 HMO plans in Fremont do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$14.71/mo
Total HMO-POS Enrollment
3,159
$0 Premium HMO-POS Plans
5
Average MOOP
$6,100
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) — 1,949 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Fremont County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC CO-4
☆☆☆☆☆
$0 $5,200 $685 H0609-036-2
AARP Medicare Advantage Extras from UHC CO-20
☆☆☆☆☆
$0 $6,900 $685 H0609-073-0
AARP Medicare Advantage from UHC CO-0003
☆☆☆☆☆
$44 $4,450 $595 H0609-034-2
AARP Medicare Advantage Patriot No Rx CO-MA02
☆☆☆☆☆
$0 $5,500 N/A H0609-041-0
Kaiser Permanente Senior Advantage Core South
☆☆☆☆☆
$0 $6,400 $0 H0630-017-0
Kaiser Permanente Senior Advantage Enhanced
☆☆☆☆☆
$59 $4,400 $0 H0630-023-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,850 $325 H4346-012-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Fremont cost $14.71 per month on average.

Which HMO-POS plan is most popular in Fremont?

The most popular HMO-POS plan in Fremont is AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS), with 1,949 enrollees.

How many HMO-POS plans in Fremont do not include drug coverage?

There are 1 HMO-POS plans in Fremont without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Fremont County, CO (2027) are summarized below.

Medicare Advantage Plan Ratings in Fremont County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 76%
3 Stars 5 24%
Below 3 Stars 0 0%
Not Rated 1 5%
Average Rating 3.81

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Fremont County, Colorado, including communities such as Canon City, Cotopaxi, Florence, Penrose, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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