2026 Medicare Advantage Plans in Fremont County, CO
Last update: . Enrollment data updated: May 2, 2026
For 2026, Fremont County, CO includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 5,046, with 23 $0 premium options and 46% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Fremont County, CO are summarized separately. Visit Medicare Options in Fremont County, CO to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 15
- Average Monthly Premium
- $11.31/mo
- Total PPO Enrollment
- 1,283
- $0 Premium PPO Plans
- 11
- Average MOOP
- $6,073
- Top PPO by Enrollment
- DEVOTED CHOICE GIVEBACK 003 CO (PPO) — 317 enrollees
- PPO Plans Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H5521-378-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H5521-207-0 | |
| Aetna Medicare Value Care | $34 | $5,500 | $615 | H5521-443-0 | |
| DEVOTED CHOICE 001 CO | $0 | $5,900 | $375 | H4808-001-0 | |
| DEVOTED CHOICE GIVEBACK 003 CO | $0 | $7,900 | $605 | H4808-003-0 | |
| DEVOTED CHOICE MA ONLY 004 CO | $0 | $7,900 | N/A | H4808-004-0 | |
| Humana Essentials Plus Giveback H5216-435 | $0 | $7,850 | $0 | H5216-435-2 | |
| Humana Full Access H5216-333 | $94 | $3,800 | $400 | H5216-333-0 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216-436-2 | |
| Humana Value Choice H5216-078 | $0 | $5,000 | $615 | H5216-078-2 | |
| Humana Value Plus H5216-195 | $33 | $7,050 | $615 | H5216-195-0 | |
| HumanaChoice H5216-223 | $9 | $4,900 | $200 | H5216-223-0 | |
| HumanaChoice H5216-437 | $0 | $4,150 | N/A | H5216-437-1 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849-147-0 | |
| Kaiser Permanente Senior Advantage Choice South | $0 | $5,900 | $0 | H3138-002-0 |
What is the average monthly premium for PPO plans in Fremont?
PPO plans in Fremont cost $11.31 per month on average.
Which PPO plan has the highest enrollment in Fremont?
The most popular PPO plan in Fremont is DEVOTED CHOICE GIVEBACK 003 CO (PPO), with 317 enrollees.
How many PPO plans in Fremont do not include prescription drug coverage?
4 PPO plans in Fremont do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 6
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 650
- $0 Premium HMO Plans 6
- Average MOOP $5,415
- Top HMO by Enrollment Humana Total Complete H0028-081 (HMO) — 314 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Core South | $0 | $5,500 | $0 | H0630-017-0 | |
| DEVOTED CORE 001 CO | $0 | $4,900 | $375 | H7147-001-0 | |
| Anthem Medicare Advantage | $0 | $9,250 | $325 | H4346-012-0 | |
| Humana Total Complete H0028-081 | $0 | $4,825 | $0 | H0028-081-2 | |
| Clear Spring Health BrightPath Advantage | $0 | $3,315 | $400 | H6379-001-0 | |
| HealthSpring Preferred | $0 | $4,700 | $250 | H0672-024-0 |
What is the top HMO by enrollment in Fremont?
Humana Total Complete H0028-081 (HMO) is the top HMO in Fremont, with 314 enrollees.
What is the number of HMO plans without Part D coverage in Fremont?
0 HMO plans in Fremont do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 8
- Average Monthly Premium
- $13.00/mo
- Total HMO-POS Enrollment
- 3,113
- $0 Premium HMO-POS Plans
- 6
- Average MOOP
- $5,106
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) — 1,973 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC CO-4 | $0 | $4,200 | $520 | H0609-036-2 | |
| AARP Medicare Advantage Extras from UHC CO-20 | $0 | $5,900 | $520 | H0609-073-0 | |
| AARP Medicare Advantage from UHC CO-0003 | $49 | $3,500 | $440 | H0609-034-2 | |
| AARP Medicare Advantage Patriot No Rx CO-MA02 | $0 | $4,200 | N/A | H0609-041-0 | |
| Kaiser Permanente Senior Advantage Enhanced | $55 | $4,900 | $0 | H0630-023-0 | |
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H4711-010-0 | |
| Aetna Medicare Signature | $0 | $5,900 | $615 | H3931-154-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H4711-008-0 |
What is the typical premium for HMO-POS plans in Fremont?
HMO-POS plans in Fremont cost $13.00 per month on average.
Which HMO-POS plan has the most members in Fremont?
The most popular HMO-POS plan in Fremont is AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS), with 1,973 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Fremont?
There are 2 HMO-POS plans in Fremont without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Fremont County, CO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 13 | 46% |
| 3 Stars | 15 | 54% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 3% |
| Average Rating | 3.79 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.