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2027 Medicare Advantage Plans in Summit County, CO

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In Summit County, CO, there are 8 Medicare Advantage plans available for 2027. Of these, 7 offer a $0 monthly premium, and about 75% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$2.50/mo
Plans with $0 Premium
7
Average MOOP Limit
$7,344 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 75% · 3 Stars: 25% · Below 3: 0%
Average Part D Deductible
$551.57
Total MA/MAPD Enrollment
161
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Essentials Plus Giveback (PPO) — 86 enrollees
2. HumanaChoice H5216-223 (PPO) — 48 enrollees
3. Humana USAA Honor Giveback (PPO) — 27 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Summit County, CO. Or explore all Medicare Options available in Summit County, CO. To understand how local plans fit into the broader market, visit our Colorado Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
5
Average Monthly Premium
$4.00/mo
Total PPO Enrollment
161
$0 Premium PPO Plans
4
Average MOOP
$6,780
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 86 enrollees
PPO Plans Without Drug Coverage
1

PPO Medicare Advantage plan comparison – Summit County, Colorado, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-2
HumanaChoice H5216-223
☆☆☆☆☆
 $20 $4,900 $300 H5216-223-0
DEVOTED CHOICE 005 CO
☆☆☆☆☆
 $0 $6,000 $650 H4808-005-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
 $0 $8,950 $461 H4808-003-0
What is the total number of PPO plans offered in Summit?

Summit County has 5 PPO plans for 2027, with 161 enrolled.

How much do PPO plans cost in Summit?

The typical PPO premium in Summit is $4.00, and 4 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
3
Average MOOP
$8,283
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Summit County, Colorado, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 014 CO
☆☆☆☆☆
 $0 $6,600 $650 H7147-014-0
DEVOTED GIVEBACK 015 CO
☆☆☆☆☆
 $0 $9,850 $650 H7147-015-0
DEVOTED GIVEBACK EXTRAS 021 CO
☆☆☆☆☆
 $0 $8,400 $700 H7147-021-0
What is the average monthly premium for HMO plans?
HMO plans in Summit cost $0.00 per month on average.
Which HMO plan is most popular in Summit?
The most popular HMO plan in Summit is , with 0 enrollees.
How many HMO plans in Summit do not include drug coverage?
There are 0 HMO plans in Summit without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Summit County, CO for 2027.

CMS Star Ratings for Medicare Advantage Plans in Summit County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 75%
3 Stars 2 25%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.75

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Summit County, Colorado, including communities such as Breckenridge, Dillon, Frisco, Silverthorne, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .