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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Lincoln County

2026 Medicare Advantage Plans in Lincoln County, CO

Last update: September 2, 2026.

For 2026, Lincoln County, CO includes 16 Medicare Advantage plans. Enrollment across these plans totals approximately 155, with 12 $0 premium options and 44% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lincoln County, CO are summarized separately. Visit Medicare Options in Lincoln County, CO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.61/mo
  • $0 Premium Plans: 12
  • Average MOOP: $6,028 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 44% · 3 Stars: 56% · Below 3: 0%
  • Average Part D Deductible: $457.27
  • Total MA/MAPD Enrollment: 155
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice H5216-223 (PPO) — 37 enrollees
    2. DEVOTED CHOICE 001 CO (PPO) — 33 enrollees
    3. Aetna Medicare Signature (PPO) — 26 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$14.14/mo
Total PPO Enrollment
138
$0 Premium PPO Plans
8
Average MOOP
$6,117
Top PPO by Enrollment
HumanaChoice H5216-223 (PPO) — 37 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Lincoln County, Colorado (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-207-0
Aetna Medicare Value Care
☆☆☆☆☆
$34 $5,500 $615 H5521-443-0
DEVOTED CHOICE 001 CO
☆☆☆☆☆
$0 $5,900 $375 H4808-001-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $7,900 $605 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1

What is the average monthly premium for PPO plans in Lincoln?

PPO plans in Lincoln cost $14.14 per month on average.

Which PPO plan has the highest enrollment in Lincoln?

The most popular PPO plan in Lincoln is HumanaChoice H5216-223 (PPO), with 37 enrollees.

How many PPO plans in Lincoln do not include prescription drug coverage?

4 PPO plans in Lincoln do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $4,900
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Lincoln County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 001 CO
☆☆☆☆☆
$0 $4,900 $375 H7147-001-0
What is the top HMO by enrollment in Lincoln?

is the top HMO in Lincoln, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Lincoln?

0 HMO plans in Lincoln do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
3
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
17
$0 Premium HMO-POS Plans
3
Average MOOP
$6,050
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 17 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Lincoln County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H4711-010-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H3931-154-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H4711-008-0

What is the typical premium for HMO-POS plans in Lincoln?

HMO-POS plans in Lincoln cost $0.00 per month on average.

Which HMO-POS plan has the most members in Lincoln?

The most popular HMO-POS plan in Lincoln is Aetna Medicare Signature (HMO-POS), with 17 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Lincoln?

There are 1 HMO-POS plans in Lincoln without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lincoln County, CO (2026) are summarized below.

Medicare Advantage Plan Ratings in Lincoln County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 44%
3 Stars 9 56%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.72

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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