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2027 Medicare Advantage Plans in Clear Creek County, CO

Last update: .

For 2027, Clear Creek County, CO includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 331, with 14 $0 premium options and 76% rated 4 stars or higher.

At a Glance

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Clear Creek County, CO are summarized separately. Visit Medicare Options in Clear Creek County, CO to see more options. For a broader perspective, explore Colorado Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
8
Average Monthly Premium
$9.13/mo
Total PPO Enrollment
65
$0 Premium PPO Plans
6
Average MOOP
$7,256
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 25 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Clear Creek County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-2
Humana Value Choice
☆☆☆☆☆
 $53 $6,700 $400 H5216-078-1
HumanaChoice H5216-223
☆☆☆☆☆
 $20 $4,900 $300 H5216-223-0
DEVOTED CHOICE 002 CO
☆☆☆☆☆
 $0 $6,050 $650 H4808-002-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
 $0 $8,950 $461 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
 $0 $7,900 N/A H4808-004-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $9,500 $700 H7849-147-0
What is the average monthly premium for PPO plans in Clear Creek?
PPO plans in Clear Creek cost $9.13 per month on average.
Which PPO plan has the highest enrollment in Clear Creek?
The most popular PPO plan in Clear Creek is Humana Essentials Plus Giveback (PPO), with 25 enrollees.
How many PPO plans in Clear Creek do not include prescription drug coverage?
2 PPO plans in Clear Creek do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
78
$0 Premium HMO Plans
6
Average MOOP
$6,130
Top HMO by Enrollment
Humana Total Complete (HMO) — 51 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Clear Creek County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Total Complete
☆☆☆☆☆
 $0 $4,980 $0 H0028-081-2
DEVOTED CORE 004 CO
☆☆☆☆☆
 $0 $4,450 $465 H7147-004-0
DEVOTED GIVEBACK EXTRAS 019 CO
☆☆☆☆☆
 $0 $6,750 $700 H7147-019-0
Select Health Medicare Essential
☆☆☆☆☆
 $0 $6,700 $700 H1994-045-0
Select Health Medicare Veterans
☆☆☆☆☆
 $0 $6,750 N/A H1994-033-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,150 $500 H2752-004-0
What is the total number of HMO plans offered in Clear Creek?

There are 6 HMO plans in 2027, covering 78 enrollees.

How much do HMO plans cost in Clear Creek?

The average HMO premium in Clear Creek is $0.00 per month, with 6 plans offering $0 premiums.

What is the top HMO by enrollment in Clear Creek?

Humana Total Complete (HMO) is the top HMO in Clear Creek, with 51 enrollees.

What is the number of HMO plans without Part D coverage in Clear Creek?

1 HMO plans in Clear Creek do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$60.50/mo
Total HMO-POS Enrollment
188
$0 Premium HMO-POS Plans
2
Average MOOP
$4,525
Top HMO-POS by Enrollment
Kaiser Permanente Senior Advantage Core DM (HMO-POS) — 89 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Clear Creek County, Colorado (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Kaiser Permanente Senior Advantage Bronze DM
☆☆☆☆☆
 $0 $6,800 $0 H0630-025-0
Kaiser Permanente Senior Advantage Core DM
☆☆☆☆☆
 $0 $4,400 $0 H0630-013-0
Kaiser Permanente Senior Advantage Gold
☆☆☆☆☆
 $194 $3,300 $0 H0630-016-0
Kaiser Permanente Senior Advantage Silver DM
☆☆☆☆☆
 $48 $3,600 $0 H0630-015-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Clear Creek cost $60.50 per month on average.

Which HMO-POS plan is most popular in Clear Creek?

The most popular HMO-POS plan in Clear Creek is Kaiser Permanente Senior Advantage Core DM (HMO-POS), with 89 enrollees.

How many HMO-POS plans in Clear Creek do not include drug coverage?

There are 0 HMO-POS plans in Clear Creek without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clear Creek County, CO (2027) are summarized below.

Medicare Advantage Plan Ratings in Clear Creek County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 76%
3 Stars 4 24%
Below 3 Stars 0 0%
Not Rated 1 6%
Average Rating 3.79

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clear Creek County, Colorado, including communities such as Idaho Springs, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .