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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Costilla County

2026 Medicare Advantage Plans in Costilla County, CO

Last update: September 3, 2026.

Costilla County, CO has 11 Medicare Advantage plans available in 2026. These include 7 plans with no monthly premium, and roughly 36% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Costilla County, CO. Or explore all Medicare Options available in Costilla County, CO.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.70/mo
$0 Premium Plans: 7
Average MOOP: $6,118 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
Average Part D Deductible: $398.13
Total MA/MAPD Enrollment: 409
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-223 (PPO) — 106 enrollees
2. DEVOTED CHOICE 001 CO (PPO) — 99 enrollees
3. Humana Essentials Plus Giveback H5216-435 (PPO) — 94 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 10
  • Average Monthly Premium $19.47/mo
  • Total PPO Enrollment 409
  • $0 Premium PPO Plans 6
  • Average MOOP $6,240
  • Top PPO by Enrollment HumanaChoice H5216-223 (PPO) — 106 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Costilla County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CHOICE 001 CO
☆☆☆☆☆
$0 $5,900 $375 H4808-001-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $7,900 $605 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-2
Humana Full Access H5216-333
☆☆☆☆☆
$94 $3,800 $400 H5216-333-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice H5216-078
☆☆☆☆☆
$59 $6,750 $615 H5216-078-1
Humana Value Plus H5216-195
☆☆☆☆☆
$33 $7,050 $615 H5216-195-0
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-1
What is the most popular PPO plan in Costilla?

HumanaChoice H5216-223 (PPO) is the top PPO in Costilla, with 106 enrollees.

What is the number of PPO plans without Part D coverage in Costilla?

There are 3 PPO plans in Costilla without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$4,900
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Costilla County, Colorado
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 CO
☆☆☆☆☆
$0 $4,900 $375 H7147-001-0

What is the typical premium for HMO plans in Costilla?

HMO plans in Costilla cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Costilla?

The most popular HMO plan in Costilla is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Costilla?

There are 0 HMO plans in Costilla without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Costilla County, CO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Costilla County, CO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 36%
3 Stars 7 64%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.68

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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