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2027 Medicare Advantage Plans in Gilpin County, CO

Last update: .

For 2027, Gilpin County, CO includes 15 Medicare Advantage plans. Enrollment across these plans totals approximately 309, with 11 $0 premium options and 80% rated 4 stars or higher.

At a Glance

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Gilpin County, CO are provided separately. Or you can discover all Medicare Options in Gilpin County, CO. For a statewide view, browse Medicare Advantage plans in Colorado to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
7
Average Monthly Premium
$10.43/mo
Total PPO Enrollment
112
$0 Premium PPO Plans
5
Average MOOP
$6,936
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 53 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Gilpin County, Colorado (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-2
Humana Value Choice
☆☆☆☆☆
 $53 $6,700 $400 H5216-078-1
HumanaChoice H5216-223
☆☆☆☆☆
 $20 $4,900 $300 H5216-223-0
DEVOTED CHOICE 002 CO
☆☆☆☆☆
 $0 $6,050 $650 H4808-002-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
 $0 $8,950 $461 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
 $0 $7,900 N/A H4808-004-0

What is the typical premium for PPO plans available in Gilpin?

PPO plans in Gilpin cost $10.43 per month on average.

Which PPO plan do most beneficiaries choose in Gilpin?

The most popular PPO plan in Gilpin is Humana Essentials Plus Giveback (PPO), with 53 enrollees.

How many PPO options are offered without drug coverage in Gilpin?

2 PPO plans in Gilpin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 24
  • $0 Premium HMO Plans 4
  • Average MOOP $6,163
  • Top HMO by Enrollment DEVOTED CORE 004 CO (HMO) — 24 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Gilpin County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 004 CO
☆☆☆☆☆
 $0 $4,450 $465 H7147-004-0
DEVOTED GIVEBACK EXTRAS 019 CO
☆☆☆☆☆
 $0 $6,750 $700 H7147-019-0
Select Health Medicare Essential
☆☆☆☆☆
 $0 $6,700 $700 H1994-045-0
Select Health Medicare Veterans
☆☆☆☆☆
 $0 $6,750 N/A H1994-033-0
What is the total number of HMO plans offered in Gilpin?

In 2027, Gilpin County has 4 HMO plans with 24 enrollees.

How much do HMO plans cost in Gilpin?

The typical HMO premium in Gilpin is $0.00, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$60.50/mo
Total HMO-POS Enrollment
173
$0 Premium HMO-POS Plans
2
Average MOOP
$4,525
Top HMO-POS by Enrollment
Kaiser Permanente Senior Advantage Core DM (HMO-POS) — 94 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Gilpin County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Senior Advantage Bronze DM
☆☆☆☆☆
 $0 $6,800 $0 H0630-025-0
Kaiser Permanente Senior Advantage Core DM
☆☆☆☆☆
 $0 $4,400 $0 H0630-013-0
Kaiser Permanente Senior Advantage Gold
☆☆☆☆☆
 $194 $3,300 $0 H0630-016-0
Kaiser Permanente Senior Advantage Silver DM
☆☆☆☆☆
 $48 $3,600 $0 H0630-015-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Gilpin cost $60.50 per month on average.
Which HMO-POS plan is most popular in Gilpin?
The most popular HMO-POS plan in Gilpin is Kaiser Permanente Senior Advantage Core DM (HMO-POS), with 94 enrollees.
How many HMO-POS plans in Gilpin do not include drug coverage?
There are 0 HMO-POS plans in Gilpin without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Gilpin County, CO (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Gilpin County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 80%
3 Stars 3 20%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.8

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gilpin County, Colorado, including communities such as Black Hawk, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .