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  1. 🏠
  2. Medicare Advantage Plans
  3. Colorado
  4. Arapahoe County

2027 Medicare Advantage Plans in Arapahoe County, CO

Last update: October 5, 2026.

For 2027, Arapahoe County, CO includes 33 Medicare Advantage plans. Enrollment across these plans totals approximately 43,623, with 25 $0 premium options and 83% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.56/mo
  • $0 Premium Plans: 25
  • Average MOOP: $6,042 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 83% · 3 Stars: 17% · Below 3: 0%
  • Average Part D Deductible: $381.77
  • Total MA/MAPD Enrollment: 43,623
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 7,778 enrollees
    2. Kaiser Permanente Senior Advantage Core DM (HMO-POS) — 7,376 enrollees
    3. AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS) — 6,055 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Arapahoe County, CO are summarized separately. Visit Medicare Options in Arapahoe County, CO to see more options. For a broader perspective, explore Colorado Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$7.03/mo
Total PPO Enrollment
5,886
$0 Premium PPO Plans
10
Average MOOP
$7,050
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 1,326 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Arapahoe County, Colorado (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,850 $450 H7617-061-0
Humana Value Choice
☆☆☆☆☆
$0 $6,900 $425 H7617-064-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-378-0
Aetna Medicare Value Care
☆☆☆☆☆
$18 $7,150 $700 H5521-443-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,850 $450 H5216-435-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-2
Humana Value Choice
☆☆☆☆☆
$0 $6,200 $425 H5216-261-0
Humana Value Choice
☆☆☆☆☆
$53 $6,700 $400 H5216-078-1
HumanaChoice H5216-223
☆☆☆☆☆
$20 $4,900 $300 H5216-223-0
DEVOTED CHOICE 002 CO
☆☆☆☆☆
$0 $6,050 $650 H4808-002-0
DEVOTED CHOICE GIVEBACK 003 CO
☆☆☆☆☆
$0 $8,950 $461 H4808-003-0
DEVOTED CHOICE MA ONLY 004 CO
☆☆☆☆☆
$0 $7,900 N/A H4808-004-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,500 $700 H7849-147-0

What is the average monthly premium for PPO plans in Arapahoe?

PPO plans in Arapahoe cost $7.03 per month on average.

Which PPO plan has the highest enrollment in Arapahoe?

The most popular PPO plan in Arapahoe is Humana Essentials Plus Giveback (PPO), with 1,326 enrollees.

How many PPO plans in Arapahoe do not include prescription drug coverage?

3 PPO plans in Arapahoe do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 5,452
  • $0 Premium HMO Plans 8
  • Average MOOP $6,138
  • Top HMO by Enrollment Humana Total Complete (HMO) — 3,489 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Arapahoe County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $6,500 $50 H0028-063-0
Humana Total Complete
☆☆☆☆☆
$0 $4,750 $0 H0028-081-1
DEVOTED CORE 004 CO
☆☆☆☆☆
$0 $4,450 $465 H7147-004-0
DEVOTED GIVEBACK EXTRAS 019 CO
☆☆☆☆☆
$0 $6,750 $700 H7147-019-0
Select Health Medicare Essential
☆☆☆☆☆
$0 $4,900 $300 H1994-027-0
Select Health Medicare Veterans
☆☆☆☆☆
$0 $6,750 N/A H1994-033-0
Elevate Medicare Select
☆☆☆☆☆
$0 $9,850 $300 H5608-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,150 $500 H2752-005-0
What is the top HMO by enrollment in Arapahoe?

Humana Total Complete (HMO) is the top HMO in Arapahoe, with 3,489 enrollees.

What is the number of HMO plans without Part D coverage in Arapahoe?

1 HMO plans in Arapahoe do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$29.80/mo
Total HMO-POS Enrollment
32,285
$0 Premium HMO-POS Plans
7
Average MOOP
$4,655
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) — 7,778 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Arapahoe County, Colorado (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC CO-2
☆☆☆☆☆
$0 $4,450 $685 H0609-012-0
AARP Medicare Advantage Extras from UHC CO-5
☆☆☆☆☆
$0 $6,900 $685 H0609-048-0
AARP Medicare Advantage from UHC CO-0001
☆☆☆☆☆
$56 $3,900 $595 H0609-007-0
AARP Medicare Advantage from UHC CO-21P
☆☆☆☆☆
$0 $4,200 $685 H0609-079-0
AARP Medicare Advantage Patriot No Rx CO-MA01
☆☆☆☆☆
$0 $5,500 N/A H0609-018-0
Kaiser Permanente Senior Advantage Bronze DM
☆☆☆☆☆
$0 $6,800 $0 H0630-025-0
Kaiser Permanente Senior Advantage Core DM
☆☆☆☆☆
$0 $4,400 $0 H0630-013-0
Kaiser Permanente Senior Advantage Gold
☆☆☆☆☆
$194 $3,300 $0 H0630-016-0
Kaiser Permanente Senior Advantage Silver DM
☆☆☆☆☆
$48 $3,600 $0 H0630-015-0
Perennial Advantage Freedom
☆☆☆☆☆
$0 $3,500 $0 H3419-003-0

What is the typical premium for HMO-POS plans in Arapahoe?

HMO-POS plans in Arapahoe cost $29.80 per month on average.

Which HMO-POS plan has the most members in Arapahoe?

The most popular HMO-POS plan in Arapahoe is AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS), with 7,778 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Arapahoe?

There are 1 HMO-POS plans in Arapahoe without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Arapahoe County, CO (2027) are summarized below.

Medicare Advantage Plan Ratings in Arapahoe County, CO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 83%
3 Stars 5 17%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 3.91

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Arapahoe County, Colorado, including communities such as Aurora, Byers, Englewood, Littleton, Denver, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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