- Entity
- county:illinois-lake-17097
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/illinois/lake/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 44
- PPO Plans
- 24
- HMO Plans
- 9
- HMO-POS Plans
- 11
- PFFS Plans
- 0
- Average Monthly Premium
- 15.28
- Average MOOP
- 4800
- Average Part D Deductible
- 471.32
- $0 Premium Plans
- 35
- Plans Without Part D Coverage
- 6
- Average CMS Star Rating
- 3.58
- $0 Premium Plan Share
- 79.55
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 35
- 3-Star Plan Share
- 63
- Below 3-Star Plan Share
- 2
- Not-Rated Plan Share
- 2
- PPO Average Monthly Premium
- 23.01
- PPO Average MOOP
- 5335.42
- PPO Enrollment
- 16974
- PPO $0 Premium Plans
- 17
- PPO Plans Without Part D Coverage
- 6
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 4088.89
- HMO Enrollment
- 10245
- HMO $0 Premium Plans
- 9
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 10.91
- HMO-POS Average MOOP
- 4213.64
- HMO-POS Enrollment
- 2217
- HMO-POS $0 Premium Plans
- 9
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:illinois-lake-17097
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/illinois/lake/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-illinois-lake-17097-landscape-stats
- Plans Indexed
- 44
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle
H5521-286-0 -
Aetna Medicare Premier
H5521-016-0 -
Aetna Medicare Signature Extra
H5521-086-0 -
Humana Full Access H7617-009
H7617-009-0 -
Humana USAA Honor Giveback
H7617-022-0 -
HumanaChoice H7617-018
H7617-018-0 -
AARP Medicare Advantage Essentials from UHC IL-8
H2802-024-0 -
AARP Medicare Advantage Extras from UHC IL-9
H2802-075-0 -
AARP Medicare Advantage from UHC IL-0001
H2802-025-0 -
AARP Medicare Advantage from UHC IL-2
H2802-054-0 -
DEVOTED CORE 001 IL
H7151-001-0 -
DEVOTED GIVEBACK 003 IL
H7151-003-0 -
HealthSpring Preferred
H4513-085-0 -
HealthSpring Preferred Savings
H4513-086-0 -
HealthSpring Premier
H4513-084-0 -
AARP Medicare Advantage from UHC IL-0004
H8768-005-0 -
AARP Medicare Advantage from UHC IL-5
H8768-010-0 -
AARP Medicare Advantage Patriot No Rx IL-MA01
H8768-019-0 -
Aetna Medicare Signature
H7301-013-0 -
Blue Cross Medicare Advantage Secure
H8547-001-0 -
DEVOTED CHOICE 001 IL
H6545-001-0 -
DEVOTED CHOICE 010 IL
H6545-010-0 -
Humana Full Access H5216-412
H5216-412-0 -
Humana Gold Plus Giveback H1468-021
H1468-021-0 -
Humana Gold Plus H1468-013
H1468-013-0 -
Humana USAA Honor Giveback
H5216-355-0 -
Humana USAA Honor Giveback
H5216-258-0 -
HumanaChoice H5216-013
H5216-013-0 -
HumanaChoice H5216-251
H5216-251-0 -
HumanaChoice H5216-283
H5216-283-0 -
Aetna Medicare Prime
H3192-001-0 -
Blue Cross Medicare Advantage Basic
H3822-001-0 -
Blue Cross Medicare Advantage Basic Plus
H3822-007-0 -
Blue Cross Medicare Advantage Choice Plus
H8634-003-0 -
Blue Cross Medicare Advantage Choice Premier
H8634-004-0 -
Blue Cross Medicare Advantage Premier Plus
H3822-008-0 -
HealthSpring True Choice
H7849-002-0 -
HealthSpring True Choice Savings
H7849-080-0 -
Humana USAA Honor Giveback
R5361-001-0 -
HumanaChoice R5361-002
R5361-002-0 -
Wellcare Simple
H1416-009-0 -
Wellcare Simple Value
H1416-082-0 -
Zing Choice IL
H4624-001-0 -
Aetna Medicare Signature
H1206-003-0
-
Aetna Medicare Eagle
- Total Standard Medicare Advantage Enrollment
- 29436
2026 Medicare Advantage Plans in Lake County, IL
Last update: .
For 2026, Lake County, IL includes 44 Medicare Advantage plans. Enrollment across these plans totals approximately 29,436, with 35 $0 premium options and 35% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lake County, IL are summarized separately. Visit Medicare Options in Lake County, IL to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 24
- Average Monthly Premium
- $23.01/mo
- Total PPO Enrollment
- 16,974
- $0 Premium PPO Plans
- 17
- Average MOOP
- $5,335
- Top PPO by Enrollment
- HumanaChoice H7617-018 (PPO) — 3,743 enrollees
- PPO Plans Without Drug Coverage
- 6
- What is the average monthly premium for PPO plans in Lake?
- PPO plans in Lake cost $23.01 per month on average.
- Which PPO plan has the highest enrollment in Lake?
- The most popular PPO plan in Lake is HumanaChoice H7617-018 (PPO), with 3,743 enrollees.
- How many PPO plans in Lake do not include prescription drug coverage?
- 6 PPO plans in Lake do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| DEVOTED CORE 001 IL | $0 | $2,700 | $395 | H7151-001-0 | |
| DEVOTED GIVEBACK 003 IL | $0 | $8,850 | $605 | H7151-003-0 | |
| HealthSpring Preferred | $0 | $2,000 | $200 | H4513-085-0 | |
| HealthSpring Preferred Savings | $0 | $4,000 | $200 | H4513-086-0 | |
| Blue Cross Medicare Advantage Secure | $0 | $4,750 | $450 | H8547-001-0 | |
| Humana Gold Plus Giveback H1468-021 | $0 | $4,000 | $615 | H1468-021-0 | |
| Humana Gold Plus H1468-013 | $0 | $2,150 | $615 | H1468-013-0 | |
| Blue Cross Medicare Advantage Basic | $0 | $4,500 | $450 | H3822-001-0 | |
| Zing Choice IL | $0 | $3,850 | $0 | H4624-001-0 |
What is the total number of HMO plans offered in Lake?
There are 9 HMO plans in 2026, covering 10,245 enrollees.
How much do HMO plans cost in Lake?
The average HMO premium in Lake is $0.00 per month, with 9 plans offering $0 premiums.
What is the top HMO by enrollment in Lake?
Humana Gold Plus H1468-013 (HMO) is the top HMO in Lake, with 7,820 enrollees.
What is the number of HMO plans without Part D coverage in Lake?
0 HMO plans in Lake do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 11
- Average Monthly Premium
- $10.91/mo
- Total HMO-POS Enrollment
- 2,217
- $0 Premium HMO-POS Plans
- 9
- Average MOOP
- $4,214
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 545 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 | $0 | $2,900 | $440 | H2802-024-0 | |
| AARP Medicare Advantage Extras from UHC IL-9 | $0 | $3,900 | $600 | H2802-075-0 | |
| AARP Medicare Advantage from UHC IL-0001 | $37 | $2,900 | $440 | H2802-025-0 | |
| AARP Medicare Advantage from UHC IL-2 | $0 | $3,900 | $520 | H2802-054-0 | |
| HealthSpring Premier | $0 | $2,900 | $200 | H4513-084-0 | |
| Aetna Medicare Prime | $0 | $5,900 | $615 | H3192-001-0 | |
| Blue Cross Medicare Advantage Basic Plus | $0 | $6,750 | $450 | H3822-007-0 | |
| Blue Cross Medicare Advantage Premier Plus | $83 | $3,500 | $450 | H3822-008-0 | |
| Wellcare Simple | $0 | $3,900 | $615 | H1416-009-0 | |
| Wellcare Simple Value | $0 | $3,900 | $615 | H1416-082-0 | |
| Aetna Medicare Signature | $0 | $5,900 | $615 | H1206-003-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Lake cost $10.91 per month on average.
Which HMO-POS plan is most popular in Lake?
The most popular HMO-POS plan in Lake is AARP Medicare Advantage from UHC IL-2 (HMO-POS), with 545 enrollees.
How many HMO-POS plans in Lake do not include drug coverage?
There are 0 HMO-POS plans in Lake without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Lake County, IL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 15 | 35% |
| 3 Stars | 27 | 63% |
| Below 3 Stars | 1 | 2% |
| Not Rated | 1 | 2% |
| Average Rating | 3.58 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.