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  1. 🏠
  2. Special Needs Plans
  3. Illinois
  4. Lake County

2026 Medicare Special Needs Plans in Lake County, IL

Last update: August 24, 2026.

In Lake County, IL, there are 16 Medicare Special Needs Plans available for 2026. Approximately 5,372 beneficiaries are enrolled, and about 70% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Lake County, IL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.44/mo
Plans with $0 Premium
6
Average MOOP Limit
$7,594 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 70% · 3 Stars: 0% · Below 3: 30%
Average Part D Deductible
$474.38
Total SNP Enrollment
5,372
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Complete Care Support IL-1A (C-SNP) — 1,645 enrollees
2. Humana Dual Fully Integrated (D-SNP) — 1,476 enrollees
3. Aetna Medicare FIDE (D-SNP) — 583 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Lake County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 4
  • Average Monthly Premium: $7.35/mo
  • Beneficiaries Enrolled: 2,776
  • $0 Premium Plans: 2
  • Zero Cost Plans: 4
  • Top D-SNP by Enrollment: Humana Dual Fully Integrated (D-SNP) — 1,476 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Lake County, Illinois
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare FIDE
☆☆☆☆☆
$15 9250.00 $615 H9771-001-0
Humana Dual Fully Integrated
☆☆☆☆☆
$0 9250.00 $390 H4329-001-0
Molina Medicare Complete Care Plus
☆☆☆☆☆
$0 9250.00 $615 H3093-005-0
Wellcare Meridian Dual Align
☆☆☆☆☆
$14 9250.00 $400 H6971-001-0
What is the total number of D-SNP plans in Lake County?

There are 4 D-SNP plans in 2026, covering 2,776 enrollees.

How much do D-SNP plans cost in Lake County?

The average D-SNP premium in Lake County is $7.35 per month, with 2 plans offering $0 premiums.

What is the most popular D-SNP plan in Lake County?

Humana Dual Fully Integrated (D-SNP) is the top D-SNP in Lake County, with 1,476 enrollees.

What is the total number of D-SNP plans in Lake County?

There are 4 D-SNP plans in 2026, covering 2,776 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$15.20/mo
Beneficiaries Enrolled
185
$0 Premium Plans
0
Average MOOP
$9,250
Top I-SNP by Enrollment
UHC Nursing Home Plan IL-F001 (I-SNP) — 101 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Lake County, Illinois
Health Plan Name CMS Rating* Premium Per Mo Network
Longevity Health Plan
☆☆☆☆☆
$15 9250.00 $615 H9590-001-0
UHC Nursing Home Plan IL-F001
☆☆☆☆☆
$15 9250.00 $615 H0710-039-0
Provider Partners Illinois Advantage Plan
☆☆☆☆☆
$15 9250.00 $615 H3800-001-0
What is the most popular I-SNP plan in Lake County?

UHC Nursing Home Plan IL-F001 (I-SNP) is the top I-SNP in Lake County, with 101 enrollees.

What is the total number of I-SNP plans in Lake County?

There are 3 I-SNP plans in 2026, covering 185 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 9
  • Average Monthly Premium $8.44/mo
  • Beneficiaries Enrolled 2,411
  • $0 Premium C-SNPs 4
  • Average MOOP $6,306
  • Most Popular C-SNP UHC Complete Care Support IL-1A (C-SNP) with 1,645 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Lake County, Illinois
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care Support IL-1A
☆☆☆☆☆
$15 9250.00 $450 H2001-038-0
DEVOTED C-SNP PLUS 006 IL
☆☆☆☆☆
$15 9250.00 $615 H7151-006-0
DEVOTED C-SNP PREMIUM 005 IL
☆☆☆☆☆
$15 3500.00 $615 H7151-005-0
UHC Complete Care Support IL-7
☆☆☆☆☆
$15 3500.00 $615 H2802-067-0
Zing Essential Wellness Diabetes & Heart IL
☆☆☆☆☆
$0 3650.00 $0 H4624-010-0
Zing Select Diabetes & Heart Complete IL
☆☆☆☆☆
$0 7000.00 $615 H4624-027-0
Zing Select Dialysis IL
☆☆☆☆☆
$0 4600.00 $0 H4624-029-0
Aetna Medicare Prime Chronic Care
☆☆☆☆☆
$0 6750.00 $200 H1206-004-0
Aetna Medicare Prime Chronic Total
☆☆☆☆☆
$15 9250.00 $615 H1206-009-0

What is the average monthly premium for C-SNP plans in Lake County?

C-SNP plans in Lake County cost $8.44 per month.

Which C-SNP plan has the highest enrollment in Lake County?

The most popular C-SNP plan in Lake County is UHC Complete Care Support IL-1A (C-SNP), with 1,645 enrollees.

How many C-SNP plans are available in Lake County?

In 2026, Lake County offers 9 C-SNP plans with 2,411 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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