- Entity
- county:maryland-harford-24025
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/harford/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 19
- PPO Plans
- 5
- HMO Plans
- 12
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 25.42
- Average MOOP
- 7634.21
- Average Part D Deductible
- 183.85
- $0 Premium Plans
- 10
- Plans Without Part D Coverage
- 6
- Average CMS Star Rating
- 3.74
- $0 Premium Plan Share
- 52.63
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 32
- 3-Star Plan Share
- 68
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 17.6
- PPO Average MOOP
- 7000
- PPO Enrollment
- 1940
- PPO $0 Premium Plans
- 3
- PPO Plans Without Part D Coverage
- 2
- HMO Average Monthly Premium
- 21.08
- HMO Average MOOP
- 7954.17
- HMO Enrollment
- 3123
- HMO $0 Premium Plans
- 7
- HMO Plans Without Part D Coverage
- 4
- HMO-POS Average Monthly Premium
- 71
- HMO-POS Average MOOP
- 7300
- HMO-POS Enrollment
- 779
- HMO-POS $0 Premium Plans
- 0
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:maryland-harford-24025
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/harford/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-harford-24025-landscape-stats
- Plans Indexed
- 19
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Giveback
H5521-480-0 -
Aetna Medicare Elite
H5521-482-0 -
Kaiser Permanente Medicare Advantage High MD
H2172-002-0 -
Kaiser Permanente Medicare Advantage Liberty
H2172-005-0 -
Kaiser Permanente Medicare Advantage Standard 2 MD
H2172-022-0 -
Kaiser Permanente Medicare Advantage Value 2 MD
H2172-026-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Choice Plus
H9306-002-0 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
CareFirst BlueCross BlueShield Advantage Complete
H7379-002-0 -
CareFirst BlueCross BlueShield Advantage Essential
H7379-001-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
Humana Gold Plus H6622-081
H6622-081-0 -
Humana Gold Plus H6622-095
H6622-095-0 -
Humana USAA Honor Giveback
H6622-094-0 -
HealthSpring Alliance
H2108-036-0 -
HealthSpring Courage
H2108-045-0 -
HealthSpring Preferred Plus
H2108-022-0
-
Aetna Medicare Eagle Giveback
- Total Standard Medicare Advantage Enrollment
- 5842
2026 Medicare Advantage Plans in Harford County, MD
Last update: .
Harford County, MD has 19 Medicare Advantage plans available in 2026. These include 10 plans with no monthly premium, and roughly 32% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Harford County, MD. Or explore all Medicare Options available in Harford County, MD.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 5
- Average Monthly Premium $17.60/mo
- Total PPO Enrollment 1,940
- $0 Premium PPO Plans 3
- Average MOOP $7,000
- Top PPO by Enrollment CareFirst BlueCross BlueShield Advantage Essential (PPO) — 837 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $6,750 | N/A | H5521-480-0 | |
| Aetna Medicare Elite | $46 | $6,750 | $615 | H5521-482-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 |
What is the most popular PPO plan in Harford?
CareFirst BlueCross BlueShield Advantage Essential (PPO) is the top PPO in Harford, with 837 enrollees.
What is the number of PPO plans without Part D coverage in Harford?
There are 2 PPO plans in Harford without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 12
- Average Monthly Premium
- $21.08/mo
- Total HMO Enrollment
- 3,123
- $0 Premium HMO Plans
- 7
- Average MOOP
- $7,954
- Top HMO by Enrollment
- Humana Gold Plus H6622-095 (HMO) — 892 enrollees
- HMO Plans Without Drug Coverage
- 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 2 MD | $0 | $8,900 | $0 | H2172-026-0 | |
| Alterwood Advantage Choice | $30 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Choice Plus | $122 | $6,500 | $0 | H9306-002-0 | |
| Alterwood Advantage Freedom | $0 | $9,250 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Humana Gold Plus H6622-081 | $35 | $8,950 | $615 | H6622-081-0 | |
| Humana Gold Plus H6622-095 | $0 | $9,250 | $615 | H6622-095-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H6622-094-0 | |
| HealthSpring Alliance | $28 | $9,200 | $250 | H2108-036-0 | |
| HealthSpring Courage | $0 | $6,750 | N/A | H2108-045-0 | |
| HealthSpring Preferred Plus | $38 | $9,000 | $0 | H2108-022-0 |
What is the typical premium for HMO plans in Harford?
HMO plans in Harford cost $21.08 per month on average.
Which HMO plan do most beneficiaries choose in Harford?
The most popular HMO plan in Harford is Humana Gold Plus H6622-095 (HMO), with 892 enrollees.
How many HMO options are offered without prescription drug coverage in Harford?
There are 4 HMO plans in Harford without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 2
- Average Monthly Premium $71.00/mo
- Total HMO-POS Enrollment 779
- $0 Premium HMO-POS Plans 0
- Average MOOP $7,300
- Top HMO-POS by Enrollment Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) — 608 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage High MD | $104 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 2 MD | $38 | $8,900 | $0 | H2172-022-0 |
What is the total number of HMO-POS plans in Harford?
In 2026, Harford has 2 HMO-POS plans with 779 enrollees.
How much do HMO-POS plans cost in Harford?
The typical HMO-POS premium in Harford is $71.00, and 0 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Harford County, MD for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 32% |
| 3 Stars | 13 | 68% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.74 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.