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2027 Medicare Special Needs Plans in Harford County, MD

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Harford County, MD has 12 Medicare Special Needs Plans available in 2027. These plans serve approximately 1,374 beneficiaries, and roughly 30% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Harford County, MD to compare other coverage categories available in your area.

At a Glance

Average Monthly Premium: $6.55/mo
$0 Premium Plans: 9
Average MOOP: $9,483 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 30% · 3 Stars: 70% · Below 3: 0%
Average Part D Deductible: $422.50
Total SNP Enrollment: 1,374
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. UHC Dual Complete MD-S002 (D-SNP) — 379 enrollees
2. UHC Dual Complete MD-Q001 (D-SNP) — 279 enrollees
3. CareFirst BlueCross BlueShield Advantage DualPrime (D-SNP) — 227 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Harford County, MD are summarized separately. For a broader perspective, explore Maryland Medicare Special Needs plans.

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Harford County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 8
  • Average Monthly Premium: $1.70/mo
  • Beneficiaries Enrolled: 1,234
  • $0 Premium Plans: 6
  • Zero Cost Plans: 5
  • Top D-SNP by Enrollment: UHC Dual Complete MD-S002 (D-SNP) — 379 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2027 D-SNP Medicare Plans available in Harford County, Maryland
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Dual Complete Plan 2 MD
☆☆☆☆☆
 $0 9850.00 $295 H2172-017-0
Kaiser Permanente Dual Essential Plan 2 MD
☆☆☆☆☆
 $0 9850.00 $200 H2172-019-0
Alterwood Advantage Dual Secure
☆☆☆☆☆
 $0 9250.00 $505 H9306-004-0
Alterwood Advantage Dual Value
☆☆☆☆☆
 $0 9250.00 $505 H9306-007-0
CareFirst BlueCross BlueShield Advantage DualPrime
☆☆☆☆☆
 $6 9850.00 $700 H8854-002-0
HealthSpring TotalCare Plus
☆☆☆☆☆
 $8 9850.00 $700 H2108-041-0
UHC Dual Complete MD-Q001
☆☆☆☆☆
 $0 9850.00 $75 H7464-012-0
UHC Dual Complete MD-S002
☆☆☆☆☆
 $0 9850.00 $290 H7464-008-2
What is the most popular D-SNP plan in Harford County?

UHC Dual Complete MD-S002 (D-SNP) is the top D-SNP in Harford County, with 379 enrollees.

What is the total number of D-SNP plans in Harford County?

There are 8 D-SNP plans in 2027, covering 1,234 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $0.00/mo
  • Beneficiaries Enrolled: 55
  • $0 Premium Plans: 2
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan EX-F004 (I-SNP) — 55 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2027 I-SNP Medicare Plans available in Harford County, Maryland
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan EX-F004
☆☆☆☆☆
 $0 9850.00 $700 H0710-032-0
KeyCare Advantage
☆☆☆☆☆
 $0 9850.00 $0 H6959-001-0
What is the total number of I-SNP plans in Harford County?

Harford County has 2 I-SNP plans for 2027, with 55 enrollees.

How much do I-SNP plans cost in Harford County?

The typical I-SNP premium in Harford County is $0.00, and 2 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
2
Average Monthly Premium
$32.50/mo
Beneficiaries Enrolled
85
$0 Premium C-SNPs
1
Average MOOP
$8,250
Most Popular C-SNP
HealthSpring Achieve (C-SNP) with 85 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2027 C-SNP Medicare Plans available in Harford County, Maryland
Health Plan Name CMS Rating* Premium Per Mo Network
HealthSpring Achieve
☆☆☆☆☆
 $65 9000.00 $400 H2108-030-0
KeyCare Advantage Plus
☆☆☆☆☆
 $0 7500.00 $700 H6959-002-0

What is the typical premium for C-SNP plans in Harford County?

C-SNP plans in Harford County cost $32.50 per month.

Which C-SNP plan do most beneficiaries choose in Harford County?

The most popular C-SNP plan in Harford County is HealthSpring Achieve (C-SNP), with 85 enrollees.

How many Chronic Condition SNP plans are offered in Harford County?

In 2027, Harford County offers 2 C-SNP plans with 85 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .