- Entity
- county:missouri-saint-louis-city-29510
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/missouri/saint-louis-city/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 45
- PPO Plans
- 21
- HMO Plans
- 11
- HMO-POS Plans
- 12
- PFFS Plans
- 1
- Average Monthly Premium
- 16.73
- Average MOOP
- 4891.13
- Average Part D Deductible
- 484.21
- $0 Premium Plans
- 35
- Plans Without Part D Coverage
- 7
- Average CMS Star Rating
- 3.65
- $0 Premium Plan Share
- 77.78
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 44
- 3-Star Plan Share
- 51
- Below 3-Star Plan Share
- 5
- Not-Rated Plan Share
- 4
- PPO Average Monthly Premium
- 27.9
- PPO Average MOOP
- 5411.95
- PPO Enrollment
- 2759
- PPO $0 Premium Plans
- 15
- PPO Plans Without Part D Coverage
- 5
- HMO Average Monthly Premium
- 5.36
- HMO Average MOOP
- 3922.73
- HMO Enrollment
- 6116
- HMO $0 Premium Plans
- 10
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 5.91
- HMO-POS Average MOOP
- 4708.33
- HMO-POS Enrollment
- 9244
- HMO-POS $0 Premium Plans
- 10
- HMO-POS Plans Without Part D Coverage
- 2
- PFFS Average Monthly Premium
- 37
- PFFS Average MOOP
- 6800
- PFFS Enrollment
- 0
- PFFS $0 Premium Plans
- 0
- PFFS Plans Without Part D Coverage
- 0
- Entity
- county:missouri-saint-louis-city-29510
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/missouri/saint-louis-city/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-missouri-saint-louis-city-29510-landscape-stats
- Plans Indexed
- 45
- Standard Medicare Advantage Plans
-
-
Essence Advantage
H2610-005-0 -
Essence Advantage Plus
H2610-006-0 -
Essence Advantage Select
H2610-016-0 -
Humana Full Access H7617-008
H7617-008-0 -
Humana USAA Honor Giveback
H7617-012-0 -
Humana Value Choice H7617-023
H7617-023-0 -
AARP Medicare Advantage CareFlex from UHC ST-6
H2802-073-0 -
AARP Medicare Advantage Essentials from UHC ST-3
H2802-028-0 -
AARP Medicare Advantage Extras from UHC ST-4
H2802-052-0 -
AARP Medicare Advantage from UHC ST-0001
H2406-043-0 -
AARP Medicare Advantage from UHC ST-1P
H2802-071-0 -
AARP Medicare Advantage from UHC ST-2
H2406-069-0 -
AARP Medicare Advantage Patriot No Rx MO-MA01
H2802-050-0 -
Aetna Medicare Eagle
H2663-069-0 -
Aetna Medicare Enhanced Extra
H2663-006-0 -
Aetna Medicare Signature
H2663-005-0 -
Aetna Medicare Value Plus
H2663-057-0 -
Humana Essentials Plus Giveback H4461-045
H4461-045-0 -
Humana Total Complete H4461-046
H4461-046-0 -
Aetna Medicare Elite
H1608-050-0 -
Aetna Medicare Enhanced
H1608-013-0 -
Aetna Medicare Signature
H1608-067-0 -
Anthem Medicare Advantage
H3447-038-2 -
Anthem Veteran
H4909-021-0 -
HealthSpring Preferred
H0439-020-0 -
HealthSpring Preferred Savings
H0439-021-0 -
Humana Full Access H5216-407
H5216-407-0 -
Humana Gold Choice H8145-006
H8145-006-0 -
Humana Gold Plus Giveback H0028-065
H0028-065-0 -
Humana Gold Plus H0028-014
H0028-014-0 -
Humana USAA Honor Giveback
H5216-278-1 -
Humana Value Choice H5216-318
H5216-318-1 -
HumanaChoice H5216-032
H5216-032-0 -
Essence Advantage Choice
H6200-001-0 -
Essence Advantage Premier Plus
H6200-008-0 -
HealthSpring True Choice Savings
H7849-077-0 -
UHC Medicare Advantage AM-0002
R3444-012-0 -
Wellcare Giveback
H1664-006-0 -
Wellcare Patriot Giveback Open
H7518-002-0 -
Wellcare Simple
H1664-001-0 -
Wellcare Simple Open
H7518-001-0 -
Humana USAA Honor Giveback
R1532-001-0 -
HumanaChoice R1532-002
R1532-002-0 -
DEVOTED CORE 001 MO
H2041-001-0 -
DEVOTED GIVEBACK 002 MO
H2041-002-0
-
Essence Advantage
- Total Standard Medicare Advantage Enrollment
- 18119
2026 Medicare Advantage Plans in Saint Louis City County, MO
Last update: .
For 2026, Saint Louis City County, MO includes 45 Medicare Advantage plans. Enrollment across these plans totals approximately 18,119, with 35 $0 premium options and 44% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Saint Louis City County, MO are summarized separately. Visit Medicare Options in Saint Louis City County, MO to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 21
- Average Monthly Premium
- $27.90/mo
- Total PPO Enrollment
- 2,759
- $0 Premium PPO Plans
- 15
- Average MOOP
- $5,412
- Top PPO by Enrollment
- Essence Advantage Choice (PPO) — 543 enrollees
- PPO Plans Without Drug Coverage
- 5
- What is the average monthly premium for PPO plans in Saint Louis City?
- PPO plans in Saint Louis City cost $27.90 per month on average.
- Which PPO plan has the highest enrollment in Saint Louis City?
- The most popular PPO plan in Saint Louis City is Essence Advantage Choice (PPO), with 543 enrollees.
- How many PPO plans in Saint Louis City do not include prescription drug coverage?
- 5 PPO plans in Saint Louis City do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,400 | $0 | H2610-005-0 | |
| Essence Advantage Plus | $59 | $2,900 | $0 | H2610-006-0 | |
| Essence Advantage Select | $0 | $3,900 | $340 | H2610-016-0 | |
| Humana Essentials Plus Giveback H4461-045 | $0 | $4,200 | $615 | H4461-045-0 | |
| Humana Total Complete H4461-046 | $0 | $2,700 | $615 | H4461-046-0 | |
| HealthSpring Preferred | $0 | $2,300 | $200 | H0439-020-0 | |
| HealthSpring Preferred Savings | $0 | $6,750 | $0 | H0439-021-0 | |
| Humana Gold Plus Giveback H0028-065 | $0 | $4,200 | $615 | H0028-065-0 | |
| Humana Gold Plus H0028-014 | $0 | $2,700 | $615 | H0028-014-0 | |
| DEVOTED CORE 001 MO | $0 | $3,100 | $385 | H2041-001-0 | |
| DEVOTED GIVEBACK 002 MO | $0 | $7,000 | $605 | H2041-002-0 |
What is the total number of HMO plans offered in Saint Louis City?
There are 11 HMO plans in 2026, covering 6,116 enrollees.
How much do HMO plans cost in Saint Louis City?
The average HMO premium in Saint Louis City is $5.36 per month, with 10 plans offering $0 premiums.
What is the top HMO by enrollment in Saint Louis City?
Essence Advantage (HMO) is the top HMO in Saint Louis City, with 1,839 enrollees.
What is the number of HMO plans without Part D coverage in Saint Louis City?
0 HMO plans in Saint Louis City do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 12
- Average Monthly Premium
- $5.91/mo
- Total HMO-POS Enrollment
- 9,244
- $0 Premium HMO-POS Plans
- 10
- Average MOOP
- $4,708
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 2,504 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 | $0 | $6,700 | $600 | H2802-073-0 | |
| AARP Medicare Advantage Essentials from UHC ST-3 | $0 | $3,200 | $440 | H2802-028-0 | |
| AARP Medicare Advantage Extras from UHC ST-4 | $0 | $3,900 | $520 | H2802-052-0 | |
| AARP Medicare Advantage from UHC ST-1P | $0 | $2,900 | $355 | H2802-071-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663-069-0 | |
| Aetna Medicare Enhanced Extra | $40 | $5,900 | $615 | H2663-006-0 | |
| Aetna Medicare Signature | $0 | $3,400 | $615 | H2663-005-0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663-057-0 | |
| Anthem Medicare Advantage | $0 | $3,500 | $210 | H3447-038-2 | |
| Wellcare Giveback | $0 | $7,000 | $615 | H1664-006-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664-001-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Saint Louis City cost $5.91 per month on average.
Which HMO-POS plan is most popular in Saint Louis City?
The most popular HMO-POS plan in Saint Louis City is AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS), with 2,504 enrollees.
How many HMO-POS plans in Saint Louis City do not include drug coverage?
There are 2 HMO-POS plans in Saint Louis City without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 0
- Average MOOP $6,800
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the top PFFS plan in Saint Louis City?
is the top PFFS in Saint Louis City, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Saint Louis City?
0 PFFS plans in Saint Louis City do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Saint Louis City County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 44% |
| 3 Stars | 22 | 51% |
| Below 3 Stars | 2 | 5% |
| Not Rated | 2 | 4% |
| Average Rating | 3.65 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.