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2026 Medicare Special Needs Plans in Saint Louis City County, MO

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In Saint Louis City County, MO, there are 34 Medicare Special Needs Plans available for 2026. Approximately 11,244 beneficiaries are enrolled, and about 48% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Saint Louis City County, MO to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$26.60/mo
Plans with $0 Premium
6
Average MOOP Limit
$7,641 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
Average Part D Deductible
$577.65
Total SNP Enrollment
11,244
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete MO-S3 (D-SNP) — 3,267 enrollees
2. Aetna Medicare Dual (D-SNP) — 1,004 enrollees
3. Humana Gold Plus SNP-DE H4461-044 (D-SNP) — 860 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Saint Louis City County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 18
  • Average Monthly Premium: $27.02/mo
  • Beneficiaries Enrolled: 9,276
  • $0 Premium Plans: 0
  • Zero Cost Plans: 11
  • Top D-SNP by Enrollment: UHC Dual Complete MO-S3 (D-SNP) — 3,267 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Saint Louis City County, Missouri
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete MO-S002
☆☆☆☆☆
 $43 9250.00 $615 H2001-040-0
Humana Gold Plus SNP-DE H4461-044
☆☆☆☆☆
 $17 9250.00 $615 H4461-044-0
UHC Dual Complete MO-S001
☆☆☆☆☆
 $25 9250.00 $615 H0169-002-0
UHC Dual Complete MO-S3
☆☆☆☆☆
 $43 9250.00 $615 H0169-009-0
UHC Dual Complete MO-V001
☆☆☆☆☆
 $14 3200.00 $615 H0169-008-0
Aetna Medicare Dual
☆☆☆☆☆
 $35 9250.00 $615 H5325-005-0
Aetna Medicare Full Dual
☆☆☆☆☆
 $30 9250.00 $615 H5325-014-0
Anthem Full Dual Advantage
☆☆☆☆☆
 $33 9250.00 $615 H3447-018-0
Anthem Full Dual Advantage 2
☆☆☆☆☆
 $24 9250.00 $615 H3447-053-0
HealthSpring TotalCare
☆☆☆☆☆
 $3 9250.00 $615 H0439-022-0
HealthSpring TotalCare Plus
☆☆☆☆☆
 $3 9250.00 $615 H0439-023-0
Humana Gold Plus SNP-DE H0028-015
☆☆☆☆☆
 $5 9250.00 $615 H0028-015-0
Wellcare Dual Access
☆☆☆☆☆
 $32 9250.00 $615 H1664-005-0
Wellcare Dual Access Open
☆☆☆☆☆
 $40 9250.00 $515 H7518-003-0
Wellcare Dual Reserve
☆☆☆☆☆
 $33 3600.00 $615 H1664-012-0
DEVOTED DUAL 008 MO
☆☆☆☆☆
 $37 3600.00 $615 H2041-008-0
DEVOTED DUAL FULL 011 MO
☆☆☆☆☆
 $36 9250.00 $615 H2041-011-0
DEVOTED DUAL PLUS 007 MO
☆☆☆☆☆
 $34 9250.00 $615 H2041-007-0
What is the total number of D-SNP plans in Saint Louis City County?

There are 18 D-SNP plans in 2026, covering 9,276 enrollees.

How much do D-SNP plans cost in Saint Louis City County?

The average D-SNP premium in Saint Louis City County is $27.02 per month, with 0 plans offering $0 premiums.

What is the most popular D-SNP plan in Saint Louis City County?

UHC Dual Complete MO-S3 (D-SNP) is the top D-SNP in Saint Louis City County, with 3,267 enrollees.

What is the total number of D-SNP plans in Saint Louis City County?

There are 18 D-SNP plans in 2026, covering 9,276 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
8
Average Monthly Premium
$30.75/mo
Beneficiaries Enrolled
12
$0 Premium Plans
2
Average MOOP
$7,888
Top I-SNP by Enrollment
UHC Nursing Home Plan MO-F001 (I-SNP) — 12 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Saint Louis City County, Missouri
Health Plan Name CMS Rating* Premium Per Mo Network
NHC Advantage
☆☆☆☆☆
 $31 8100.00 $615 H4172-001-0
Senior Care
☆☆☆☆☆
 $0 5000.00 $250 H4172-003-0
Provider Partners Missouri Advantage Plan
☆☆☆☆☆
 $43 9250.00 $615 H9191-001-0
Provider Partners Missouri Community Plan
☆☆☆☆☆
 $0 3750.00 $615 H9191-004-0
Provider Partners Missouri Essential Plan
☆☆☆☆☆
 $43 9250.00 $615 H9191-005-0
UHC Nursing Home Plan MO-F001
☆☆☆☆☆
 $43 9250.00 $615 H0710-016-0
American Health Advantage of Missouri
☆☆☆☆☆
 $43 9250.00 $615 H4490-001-0
American Health Advantage of Missouri Choice
☆☆☆☆☆
 $43 9250.00 $615 H4490-003-0
What is the most popular I-SNP plan in Saint Louis City County?

UHC Nursing Home Plan MO-F001 (I-SNP) is the top I-SNP in Saint Louis City County, with 12 enrollees.

What is the total number of I-SNP plans in Saint Louis City County?

There are 8 I-SNP plans in 2026, covering 12 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 8
  • Average Monthly Premium $21.51/mo
  • Beneficiaries Enrolled 1,956
  • $0 Premium C-SNPs 4
  • Average MOOP $5,944
  • Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 729 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Saint Louis City County, Missouri
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care MO-1
☆☆☆☆☆
 $0 4900.00 $440 H2001-055-0
Aetna Medicare Chronic Care
☆☆☆☆☆
 $0 6750.00 $615 H2663-102-0
Anthem Chronic Care
☆☆☆☆☆
 $0 3500.00 $0 H3447-056-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 3300.00 $615 H0028-051-0
UHC Complete Care AM-1
☆☆☆☆☆
 $56 6700.00 $600 R3444-009-0
UHC Complete Care Support AM-1A
☆☆☆☆☆
 $30 9250.00 $615 R3444-008-0
DEVOTED C-SNP PLUS 016 MO
☆☆☆☆☆
 $43 9250.00 $615 H2041-016-0
DEVOTED C-SNP PREMIUM 015 MO
☆☆☆☆☆
 $43 3900.00 $615 H2041-015-0

What is the average monthly premium for C-SNP plans in Saint Louis City County?

C-SNP plans in Saint Louis City County cost $21.51 per month.

Which C-SNP plan has the highest enrollment in Saint Louis City County?

The most popular C-SNP plan in Saint Louis City County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 729 enrollees.

How many C-SNP plans are available in Saint Louis City County?

In 2026, Saint Louis City County offers 8 C-SNP plans with 1,956 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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