- Entity
- county:new-jersey-bergen-34003
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-jersey/bergen/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 34
- PPO Plans
- 19
- HMO Plans
- 7
- HMO-POS Plans
- 8
- PFFS Plans
- 0
- Average Monthly Premium
- 28.85
- Average MOOP
- 8682.35
- Average Part D Deductible
- 577.5
- $0 Premium Plans
- 20
- Plans Without Part D Coverage
- 6
- Average CMS Star Rating
- 4.01
- $0 Premium Plan Share
- 58.82
- 5-Star Plan Share
- 12
- 4+ Star Plan Share
- 76
- 3-Star Plan Share
- 24
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 30.61
- PPO Average MOOP
- 9084.21
- PPO Enrollment
- 33230
- PPO $0 Premium Plans
- 11
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 24.33
- HMO Average MOOP
- 8392.86
- HMO Enrollment
- 1672
- HMO $0 Premium Plans
- 4
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 28.63
- HMO-POS Average MOOP
- 7981.25
- HMO-POS Enrollment
- 8856
- HMO-POS $0 Premium Plans
- 5
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:new-jersey-bergen-34003
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-jersey/bergen/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-new-jersey-bergen-34003-landscape-stats
- Plans Indexed
- 34
- Standard Medicare Advantage Plans
-
-
Clover Health Choice
H5141-004-0 -
Clover Health Choice Giveback
H5141-054-0 -
Clover Health Choice Value
H5141-007-0 -
Clover Health Valor
H5141-061-0 -
Clover Health Classic
H8010-002-0 -
Clover Health Value
H8010-003-0 -
HumanaChoice Giveback H7617-045
H7617-045-0 -
HumanaChoice Giveback H7617-127
H7617-127-0 -
AARP Medicare Advantage from UHC NJ-0004
H8768-022-0 -
AARP Medicare Advantage from UHC NJ-0005
H8768-035-0 -
AARP Medicare Advantage from UHC NJ-6
H8768-058-0 -
AARP Medicare Advantage Patriot No Rx NJ-MA2
H8768-059-0 -
Aetna Medicare Eagle Giveback
H5521-504-0 -
Aetna Medicare Eagle Giveback
H3152-045-0 -
Aetna Medicare Elite
H3152-098-0 -
Aetna Medicare Enhanced
R6694-006-0 -
Aetna Medicare Enhanced Extra
H5521-037-0 -
Aetna Medicare Prime
H5521-392-0 -
Aetna Medicare Prime
H3152-080-0 -
Aetna Medicare Prime Extra
H5521-275-0 -
Aetna Medicare Prime Giveback
H5521-277-0 -
Aetna Medicare Signature
H3152-048-0 -
Humana Gold Plus H6622-100
H6622-100-1 -
Humana USAA Honor Giveback
H5216-174-0 -
HumanaChoice Giveback H5216-319
H5216-319-0 -
HumanaChoice H5216-461
H5216-461-0 -
AARP Medicare Advantage Essentials from UHC NJ-1
H0755-038-0 -
AARP Medicare Advantage Extras from UHC NJ-7
H0755-046-0 -
AARP Medicare Advantage from UHC NJ-0002
H0755-044-0 -
AARP Medicare Advantage from UHC NJ-0003
H0755-045-0 -
AARP Medicare Advantage Patriot No Rx NJ-MA01
H0755-037-0 -
Wellcare Assist
H0913-015-0 -
Wellcare Low Premium
H0913-002-0 -
Wellpoint Extra Help
H3240-026-0
-
Clover Health Choice
- Total Standard Medicare Advantage Enrollment
- 43758
2027 Medicare Advantage Plans in Bergen County, NJ
Last update: .
Bergen County, NJ has 34 Medicare Advantage plans available in 2027. These include 20 plans with no monthly premium, and roughly 76% are rated at least 4 stars based on CMS data.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 19
- Average Monthly Premium $30.61/mo
- Total PPO Enrollment 33,230
- $0 Premium PPO Plans 11
- Average MOOP $9,084
- Top PPO by Enrollment Clover Health Choice (PPO) — 9,758 enrollees
- PPO Plans Without Drug Coverage 4
What is the most popular PPO plan in Bergen?
Clover Health Choice (PPO) is the top PPO in Bergen, with 9,758 enrollees.
What is the number of PPO plans without Part D coverage in Bergen?
There are 4 PPO plans in Bergen without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 7
- Average Monthly Premium
- $24.33/mo
- Total HMO Enrollment
- 1,672
- $0 Premium HMO Plans
- 4
- Average MOOP
- $8,393
- Top HMO by Enrollment
- Humana Gold Plus H6622-100 (HMO) — 754 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Clover Health Classic | $0 | $6,000 | $0 | H8010-002-0 | |
| Clover Health Value | $36 | $4,500 | $200 | H8010-003-0 | |
| Aetna Medicare Eagle Giveback | $0 | $9,850 | N/A | H3152-045-0 | |
| Aetna Medicare Elite | $25 | $9,850 | $700 | H3152-098-0 | |
| Aetna Medicare Signature | $109 | $9,850 | $700 | H3152-048-0 | |
| Humana Gold Plus H6622-100 | $0 | $8,850 | $325 | H6622-100-1 | |
| Wellpoint Extra Help | $0 | $9,850 | $0 | H3240-026-0 |
What is the typical premium for HMO plans in Bergen?
HMO plans in Bergen cost $24.33 per month on average.
Which HMO plan do most beneficiaries choose in Bergen?
The most popular HMO plan in Bergen is Humana Gold Plus H6622-100 (HMO), with 754 enrollees.
How many HMO options are offered without prescription drug coverage in Bergen?
There are 1 HMO plans in Bergen without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 8
- Average Monthly Premium $28.63/mo
- Total HMO-POS Enrollment 8,856
- $0 Premium HMO-POS Plans 5
- Average MOOP $7,981
- Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 4,162 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Prime | $0 | $9,850 | $700 | H3152-080-0 | |
| AARP Medicare Advantage Essentials from UHC NJ-1 | $0 | $7,150 | $685 | H0755-038-0 | |
| AARP Medicare Advantage Extras from UHC NJ-7 | $0 | $7,150 | $685 | H0755-046-0 | |
| AARP Medicare Advantage from UHC NJ-0002 | $79 | $7,150 | $595 | H0755-044-0 | |
| AARP Medicare Advantage from UHC NJ-0003 | $115 | $6,900 | $595 | H0755-045-0 | |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 | $0 | $7,150 | N/A | H0755-037-0 | |
| Wellcare Assist | $0 | $9,250 | $700 | H0913-015-0 | |
| Wellcare Low Premium | $35 | $9,250 | $700 | H0913-002-0 |
What is the total number of HMO-POS plans in Bergen?
In 2027, Bergen has 8 HMO-POS plans with 8,856 enrollees.
How much do HMO-POS plans cost in Bergen?
The typical HMO-POS premium in Bergen is $28.63, and 5 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Bergen County, NJ for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 12% |
| 4 Stars (includes 5 Stars) | 26 | 76% |
| 3 Stars | 8 | 24% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.01 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Bergen County, New Jersey, including communities such as Cliffside Park, Edgewater, Fairview, Fort Lee, Garfield, North Arlington, Wallington, Rutherford, Lyndhurst, Carlstadt, East Rutherford, Moonachie, Wood Ridge, Allendale, Elmwood Park, Fair Lawn, Franklin Lakes, Ho Ho Kus, Mahwah, Midland Park, Oakland, Ramsey, Ridgewood, Glen Rock, Saddle River, Waldwick, Wyckoff, Hackensack, Bogota, Hasbrouck Heights, Leonia, South Hackensack, Maywood, Alpine, Bergenfield, Closter, Cresskill, Demarest, Dumont, Emerson, Englewood, Englewood Cliffs, Harrington Park, Haworth, Hillsdale, Little Ferry, Lodi, Montvale, New Milford, Northvale, Norwood, Oradell, Palisades Park, Paramus, Park Ridge, Ridgefield, Ridgefield Park, River Edge, Rochelle Park, Saddle Brook, Teaneck, Tenafly, Westwood, Township Of Washington, Woodcliff Lake, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.