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2027 Medicare Special Needs Plans in Bergen County, NJ

Last update: .

For 2027, Bergen County, NJ includes 12 Medicare Special Needs Plans. Enrollment across these plans totals approximately 8,066, with 55% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Bergen County, NJ to explore additional plan types and coverage choices.

At a Glance

  • Average Monthly Premium: $28.04/mo
  • $0 Premium Plans: 4
  • Average MOOP: $9,318 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
  • Average Part D Deductible: $602.73
  • Total SNP Enrollment: 8,066
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Dual Complete NJ-Y001 (D-SNP) — 2,549 enrollees
    2. Wellcare Fidelis Dual Align (D-SNP) — 2,130 enrollees
    3. Horizon NJ TotalCare (D-SNP) — 1,526 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Bergen County, NJ are summarized separately. For a broader perspective, explore New Jersey Medicare Special Needs plans.

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
5
Average Monthly Premium
$19.90/mo
Beneficiaries Enrolled
7,513
$0 Premium Plans
1
Zero Cost Plans
5
Top D-SNP by Enrollment
UHC Dual Complete NJ-Y001 (D-SNP) — 2,549 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Bergen County, New Jersey (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Horizon NJ TotalCare
☆☆☆☆☆
 $36 9850.00 $700 H8298-001-0
Aetna Medicare FIDE
☆☆☆☆☆
 $0 9850.00 $700 H6399-001-0
UHC Dual Complete NJ-Y001
☆☆☆☆☆
 $4 9850.00 $700 H3113-005-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
 $28 9850.00 $700 H0913-013-0
Wellpoint Full Dual Advantage
☆☆☆☆☆
 $31 9850.00 $700 H3240-013-0

What is the average monthly premium for D-SNP plans in Bergen County?

D-SNP plans in Bergen County cost $19.90 per month.

Which D-SNP plan has the highest enrollment in Bergen County?

The most popular D-SNP plan in Bergen County is UHC Dual Complete NJ-Y001 (D-SNP), with 2,549 enrollees.

How many D-SNP plans are available in Bergen County?

In 2027, Bergen County offers 5 D-SNP plans with 7,513 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$69.63/mo
Beneficiaries Enrolled
338
$0 Premium Plans
0
Average MOOP
$8,067
Top I-SNP by Enrollment
UHC Nursing Home Plan EX-F003 (I-SNP) — 242 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Bergen County, New Jersey (comparison chart)
SNP Plan Name Rating* Premium Network
Longevity Health Plan
☆☆☆☆☆
 $172 4500.00 $700 H9942-002-0
Longevity Health Plan
☆☆☆☆☆
 $19 9850.00 $700 H9942-001-0
UHC Nursing Home Plan EX-F003
☆☆☆☆☆
 $18 9850.00 $700 H0710-026-0

What is the typical premium for I-SNP plans in Bergen County?

I-SNP plans in Bergen County cost $69.63 per month.

Which I-SNP plan do most beneficiaries choose in Bergen County?

The most popular I-SNP plan in Bergen County is UHC Nursing Home Plan EX-F003 (I-SNP), with 242 enrollees.

How many Institutional SNP plans are offered in Bergen County?

In 2027, Bergen County offers 3 I-SNP plans with 338 enrollees.

Medicare Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans that limit enrollment to beneficiaries with certain chronic conditions identified under CMS eligibility guidelines.

Total C-SNP Plans
3
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
215
$0 Premium C-SNPs
3
Average MOOP
$9,683
Most Popular C-SNP
Humana Gold Plus - Diabetes and Heart (C-SNP) with 195 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Bergen County, New Jersey (comparison chart)
SNP Plan Name Rating* Premium Network
Horizon Specialty Care
☆☆☆☆☆
 $0 9850.00 $375 H8298-002-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 9350.00 $550 H6622-098-0
Wellpoint Kidney Care
☆☆☆☆☆
 $0 9850.00 $105 H3240-017-0
What is the most popular C-SNP plan in Bergen County?

Humana Gold Plus - Diabetes and Heart (C-SNP) is the top C-SNP in Bergen County, with 195 enrollees.

What is the total number of C-SNP plans in Bergen County?

There are 3 C-SNP plans in 2027, covering 215 enrollees.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .