Medicare Plans

Open Medicare Plan Data.

2027 Medicare Special Needs Plans in Bergen County, NJ

Last update: .

In Bergen County, NJ, there are 12 Medicare Special Needs Plans available for 2027. Approximately 8,066 beneficiaries are enrolled, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Bergen County, NJ to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$25.70/mo
Plans with $0 Premium
5
Average MOOP Limit
$9,138 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$609.58
Total SNP Enrollment
8,066
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. UHC Dual Complete NJ-Y001 (D-SNP) — 2,549 enrollees
2. Wellcare Fidelis Dual Align (D-SNP) — 2,130 enrollees
3. Horizon NJ TotalCare (D-SNP) — 1,526 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Bergen County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
5
Average Monthly Premium
$19.90/mo
Beneficiaries Enrolled
7,513
$0 Premium D-SNPs
1
Zero Cost D-SNPs
5
D-SNP with the Highest Enrollment
UHC Dual Complete NJ-Y001 (D-SNP) with 2,549 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Bergen County, New Jersey, 2027
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Horizon NJ TotalCare
☆☆☆☆☆
 $36 9850.00 $700 H8298-001-0
Aetna Medicare FIDE
☆☆☆☆☆
 $0 9850.00 $700 H6399-001-0
UHC Dual Complete NJ-Y001
☆☆☆☆☆
 $4 9850.00 $700 H3113-005-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
 $28 9850.00 $700 H0913-013-0
Wellpoint Full Dual Advantage
☆☆☆☆☆
 $31 9850.00 $700 H3240-013-0
What is the total number of D-SNP plans in Bergen County?

Bergen County has 5 D-SNP plans for 2027, with 7,513 enrollees.

How much do D-SNP plans cost in Bergen County?

The typical D-SNP premium in Bergen County is $19.90, and 1 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 3
  • Average Monthly Premium: $69.63/mo
  • Beneficiaries Enrolled: 338
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan EX-F003 (I-SNP) — 242 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Bergen County, New Jersey, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
Longevity Health Plan
☆☆☆☆☆
 $172 4500.00 $700 H9942-002-0
Longevity Health Plan
☆☆☆☆☆
 $19 9850.00 $700 H9942-001-0
UHC Nursing Home Plan EX-F003
☆☆☆☆☆
 $18 9850.00 $700 H0710-026-0
What is the total number of I-SNP plans in Bergen County?

There are 3 I-SNP plans in 2027, covering 338 enrollees.

How much do I-SNP plans cost in Bergen County?

The average I-SNP premium in Bergen County is $69.63 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Bergen County?

UHC Nursing Home Plan EX-F003 (I-SNP) is the top I-SNP in Bergen County, with 242 enrollees.

What is the total number of I-SNP plans in Bergen County?

There are 3 I-SNP plans in 2027, covering 338 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 4
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 215
  • $0 Premium C-SNPs 4
  • Average MOOP $9,050
  • Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 195 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Bergen County, New Jersey, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
Horizon Specialty Care
☆☆☆☆☆
 $0 9850.00 $375 H8298-002-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 9350.00 $550 H6622-098-0
UHC Complete Care NJ-8
☆☆☆☆☆
 $0 7150.00 $685 H0755-047-0
Wellpoint Kidney Care
☆☆☆☆☆
 $0 9850.00 $105 H3240-017-0
What is the average monthly premium for C-SNP plans in Bergen County?
C-SNP plans in Bergen County cost $0.00 per month.
Which C-SNP plan has the highest enrollment in Bergen County?
The most popular C-SNP plan in Bergen County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 195 enrollees.
How many C-SNP plans are available in Bergen County?
In 2027, Bergen County offers 4 C-SNP plans with 215 enrollees.
Primary CMS datasets used for this Medicare Special Needs Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 20 August, 2026
Medicare.gov Your coverage options 22 August, 2026
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .