MMM Estela (HMO-POS) Medicare Advantage Plan H4003-059-1 • 2027
- Monthly Premium
- $0.00Plus Part B premium.
- Medical Deductible
- $0.00
- Maximum Out-of-Pocket
- $3250.00In-network
- Part B Giveback
- −$53.00 reduction
- Prescription Coverage
- Enhanced, $0.00 deductible
- Additional Benefits
- Dental, Vision, Hearing
- Service Area
- See List
- Total Enrollment
- 0 beneficiaries
MMM Estela (HMO-POS) Introduction
This Medicare Advantage HMO-POS plan, MMM Estela, is offered by Medicare y Mucho Mas (MMM) and uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network. It comes with prescription drug coverage. For the 2027 plan year, the monthly premium is $0.00, the medical deductible is $0.00, and the in-network maximum out-of-pocket is $3250.00. The plan is identified by CMS Plan ID H4003-059-1. The 2027 Part D prescription drug deductible is $0.00.
Plan Benefits
MMM Estela includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The tables below outline the most common in-network out-of-pocket costs associated with plan H4003-059-1.
Compare 2027 plan benefits with 2026.
Office Visits
| Covered Service | 2027 | 2026 |
|---|---|---|
| Primary care | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Specialist | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
Preventive and Wellness Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Annual wellness exam | Not covered | Coming soon |
| Telehealth benefit | In-network: $0 copay | Coming soon |
| Routine chiropractic | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Fitness benefits | Coming soon | Coming soon |
| Health education | In-network: $0 copay | Coming soon |
| Counseling services | Not covered | Coming soon |
| Over-the-counter drug benefits | In-network: $0 copay | Coming soon |
| Health transportation (non-emergency) | Coming soon | Coming soon |
Diagnostic, Lab, and Imaging Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Diagnostic radiology services | In-network: $0-$40 copay Out-of-network: 20% coinsurance |
Coming soon |
| Lab services | In-network: 0%-20% coinsurance Out-of-network: 20% coinsurance |
Coming soon |
| Outpatient x-rays | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Diagnostic tests and procedures | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
Emergency and Urgent Care Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Emergency room care | $75 copay | Coming soon |
| Worldwide emergency care | Coming soon | Coming soon |
| Urgent care | $0 copay | Coming soon |
| Inpatient hospital care | In-network: Tier 1 $0 per stay Tier 2 $50 per stay Out-of-network: 20% per stay |
Coming soon |
| Skilled Nursing Facility | In-network: $0 copay Out-of-network: 20% per stay |
Coming soon |
| Ground ambulance | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
Mental Health Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Outpatient individual therapy | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Outpatient group therapy | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Inpatient psychiatric hospital care | In-network: Tier 1 $0 per stay Tier 2 $50 per stay Out-of-network: 20% per stay |
Coming soon |
Rehabilitation Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Physical therapy and speech and language therapy | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Occupational therapy | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
Medical Equipment and Supplies
| Covered Service | 2027 | 2026 |
|---|---|---|
| Diabetes supplies | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Durable medical equipment | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Prosthetics | In-network: 5% coinsurance Out-of-network: 20% coinsurance |
Coming soon |
Medicare Part B Drugs
| Covered Service | 2027 | 2026 |
|---|---|---|
| Chemotherapy | In-network: 0%-20% coinsurance Out-of-network: 20% coinsurance |
Coming soon |
| Other Part B drugs (Medicare-covered) | In-network: 0%-20% coinsurance Out-of-network: 20% coinsurance |
Coming soon |
Dental Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Oral exam | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Dental x-rays | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Cleaning | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Periodontics | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Endodontics | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Restorative services | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Implant services | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Orthodontics | Not covered | Coming soon |
| Oral/Maxillofacial surgery | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
Vision Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Routine eye exam | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Contact lenses | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Eyeglass frames only | Not covered | Coming soon |
| Eyeglass lenses only | Not covered | Coming soon |
| Eyeglasses (frames & lenses) | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Upgrades | Not covered | Coming soon |
Hearing Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Hearing exam | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Fitting/evaluation | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| Prescription hearing aids | In-network: $0 copay Out-of-network: 20% coinsurance |
Coming soon |
| OTC hearing aids | Not covered | Coming soon |
Additional and Special Needs Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Adult day health services | Not covered | Coming soon |
| Home-based palliative care | Not covered | Coming soon |
| Personal emergency response system | Coming soon | Coming soon |
| Weight management programs | Not covered | Coming soon |
| Wigs for chemotherapy-related hair loss | Coming soon | Coming soon |
| Alternative therapies | In-network: $0 copay | Coming soon |
| Massage therapy | Not covered | Coming soon |
| Home/bathroom safety devices | In-network: $0 copay | Coming soon |
Certain preventive services are covered 100% by MMM Estela as a Part B benefit.
Prescription Drug Coverage
MMM Estela includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.
This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.
Prescription Drug Plan Premium
The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.
| Part D Premium Component | Amount |
|---|---|
| Basic Part D Premium: | ($102.30) |
| Supplemental Part D Premium: | $$102.30 |
| Total Part D Premium: | $0.00 |
| Low-Income Premium Subsidy: | Not Applicable |
| Low-Income Premium Subsidy Paid by CMS: | $0.00 |
| Low-Income Subsidy Premium: | $0.00 |
For more details, visit the Social Security Extra Help program .
Prescription Drug Plan Deductible
This plan has a $0.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Medicare y Mucho Mas (MMM) starts contributing towards your prescription costs.
Prescription Drug Plan Out-of-Pocket Costs
Beyond premiums and deductibles, MMM Estela may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 copay | Coming soon |
| Generic | $0.00 copay | Coming soon |
| Preferred Brand | $0.00 copay | Coming soon |
| Non-Preferred Drug | $0.00 copay | Coming soon |
| Specialty Tier | 33% coinsurance | Coming soon |
| Select Care Drugs | $0.00 copay | Coming soon |
| *Deductible does not apply. | ||
CMS 5-Star Performance Ratings (Contract ID: H4003)
CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2027 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Information for Medicare y Mucho Mas (MMM)
- Website
- Medicare y Mucho Mas (MMM) Plan Page
- Providers
- Medicare y Mucho Mas (MMM) Providers Page
- Formulary
- Medicare y Mucho Mas (MMM) Formulary Page
- Pharmacy
- Medicare y Mucho Mas (MMM) Pharmacy Page
- New Member Health Plan Help
- (833)668-2400
- New Member Health Plan TTY
- 711
- New Member Part D Help
- (833)668-2399
- New Member Part D TTY Users
- 711
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.
Plan Availability
MMM Estela (H4003-059-1) is available in the following locations:
Puerto Rico Municipios Served
Frequently Asked Questions
Here are some of the most frequently asked questions about this plan (click to open).
Frequently Asked Questions About MMM Estela (HMO-POS)
Is there a monthly premium for this plan in 2027?
For 2027, the monthly premium is $0.00. Medicare Part B premiums apply in addition to this amount.
What is the in-network MOOP for plan H4003-059-1?
For 2027, the in-network maximum out-of-pocket is $3250.00. The plan pays 100% of covered in-network services beyond this amount.
What is the CMS star rating for this plan?
CMS rates this plan at ★0.0 out of 5 stars for 2027.
What is the total enrollment for plan H4003-059-1?
Total enrollment is 0 beneficiaries based on the latest CMS data.
Is there a Part D deductible for this plan?
The Part D deductible is $0.00.
Medicare Plan Data Sources and Methodology
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | October 5, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| Medicare y Mucho Mas (MMM) (official source) | http://www.mmmpr.com | October 4, 2026 |
| CMS.gov | Medicare Advantage Plan Fact Sheet | 25 May, 2025 |
| Medicare.gov | Joining a plan | 25 May, 2025 |
| Medicare.gov | Your coverage options | 25 May, 2025 |
MedicarePlans.com is an independent informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.