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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Aguada Municipio

2027 Medicare Advantage Plans in Aguada Municipio, PR

Last update: October 4, 2026.

In Aguada Municipio, PR, there are 24 Medicare Advantage plans available for 2027. Of these, 24 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Aguada Municipio, PR. Or explore all Medicare Options available in Aguada Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.00/mo
Plans with $0 Premium
24
Average MOOP Limit
$3,594 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$0.00
Total MA/MAPD Enrollment
2,987
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MCS Classicare Excede (HMO) — 1,350 enrollees
2. MCS Classicare Firme (HMO) — 773 enrollees
3. Ahorro Plus (HMO) — 180 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$7,151
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

PPO Medicare Advantage plan comparison – Aguada Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0
What is the total number of PPO plans offered in Aguada?

Aguada Municipio has 1 PPO plans for 2027, with 0 enrolled.

How much do PPO plans cost in Aguada?

The typical PPO premium in Aguada is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,615
$0 Premium HMO Plans
11
Average MOOP
$3,545
Top HMO by Enrollment
MCS Classicare Excede (HMO) — 1,350 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Aguada Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-1
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Estrella
☆☆☆☆☆
$0 $3,400 $0 H5577-060-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-1
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
What is the average monthly premium for HMO plans?
HMO plans in Aguada cost $0.00 per month on average.
Which HMO plan is most popular in Aguada?
The most popular HMO plan in Aguada is MCS Classicare Excede (HMO), with 1,350 enrollees.
How many HMO plans in Aguada do not include drug coverage?
There are 1 HMO plans in Aguada without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 372
  • $0 Premium HMO-POS Plans 12
  • Average MOOP $3,342
  • Top HMO-POS by Enrollment MCS Classicare Essential (HMO-POS) — 135 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Aguada Municipio, Puerto Rico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-1
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-1
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
What is the total number of HMO-POS plans in Aguada?

There are 12 HMO-POS plans in 2027, covering 372 enrollees.

How much do HMO-POS plans cost in Aguada?

The average HMO-POS premium in Aguada is $0.00 per month, with 12 plans offering $0 premiums.

What is the leading HMO-POS plan in Aguada?

MCS Classicare Essential (HMO-POS) is the top HMO-POS in Aguada, with 135 enrollees.

What is the number of HMO-POS plans without Part D coverage in Aguada?

1 HMO-POS plans in Aguada do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Aguada Municipio, PR for 2027.

CMS Star Ratings for Medicare Advantage Plans in Aguada Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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