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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Rincon Municipio

2026 Medicare Advantage Plans in Rincon Municipio, PR

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Rincon Municipio, PR, there are 23 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 96% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rincon Municipio, PR. Or explore all Medicare Options available in Rincon Municipio, PR.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.65/mo
Plans with $0 Premium
22
Average MOOP Limit
$3,591 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 96% · 3 Stars: 4% · Below 3: 0%
Average Part D Deductible
$0.00
Total MA/MAPD Enrollment
1,238
Plans with the Highest Enrollment
(as of May 2, 2026)
1. MCS Classicare Excede (HMO) — 405 enrollees
2. MCS Classicare Firme (HMO) — 295 enrollees
3. MCS Classicare Efectivo (HMO) — 95 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$6,751
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

PPO Medicare Advantage plan comparison – Rincon Municipio, Puerto Rico, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Óptimo Plus
☆☆☆☆☆
$0 $6,751 $0 H4005-004-0
What is the total number of PPO plans offered in Rincon?

Rincon Municipio has 1 PPO plans for 2026, with 0 enrolled.

How much do PPO plans cost in Rincon?

The typical PPO premium in Rincon is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
932
$0 Premium HMO Plans
11
Average MOOP
$3,545
Top HMO by Enrollment
MCS Classicare Excede (HMO) — 405 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Rincon Municipio, Puerto Rico, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Estrella
☆☆☆☆☆
$0 $3,400 $0 H5577-060-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-1
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-3
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
What is the average monthly premium for HMO plans?
HMO plans in Rincon cost $0.00 per month on average.
Which HMO plan is most popular in Rincon?
The most popular HMO plan in Rincon is MCS Classicare Excede (HMO), with 405 enrollees.
How many HMO plans in Rincon do not include drug coverage?
There are 1 HMO plans in Rincon without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $1.36/mo
  • Total HMO-POS Enrollment 306
  • $0 Premium HMO-POS Plans 10
  • Average MOOP $3,350
  • Top HMO-POS by Enrollment MMM Balance (HMO-POS) — 86 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Rincon Municipio, Puerto Rico, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-1
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Unico
☆☆☆☆☆
$15 $3,250 $0 H4003-019-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
What is the total number of HMO-POS plans in Rincon?

There are 11 HMO-POS plans in 2026, covering 306 enrollees.

How much do HMO-POS plans cost in Rincon?

The average HMO-POS premium in Rincon is $1.36 per month, with 10 plans offering $0 premiums.

What is the leading HMO-POS plan in Rincon?

MMM Balance (HMO-POS) is the top HMO-POS in Rincon, with 86 enrollees.

What is the number of HMO-POS plans without Part D coverage in Rincon?

0 HMO-POS plans in Rincon do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Rincon Municipio, PR for 2026.

CMS Star Ratings for Medicare Advantage Plans in Rincon Municipio, PR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 19 83%
4 Stars (includes 5 Stars) 22 96%
3 Stars 1 4%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.87

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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