- Entity
- county:washington-whatcom-53073
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/washington/whatcom/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 9
- PPO Plans
- 7
- HMO Plans
- 1
- HMO-POS Plans
- 1
- PFFS Plans
- 0
- Average Monthly Premium
- 24.11
- Average MOOP
- 7240
- Average Part D Deductible
- 621.25
- $0 Premium Plans
- 6
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 4.17
- $0 Premium Plan Share
- 66.67
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 89
- 3-Star Plan Share
- 11
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 31
- PPO Average MOOP
- 7385.71
- PPO Enrollment
- 529
- PPO $0 Premium Plans
- 4
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 6310
- HMO Enrollment
- 392
- HMO $0 Premium Plans
- 1
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 0
- HMO-POS Average MOOP
- 7150
- HMO-POS Enrollment
- 0
- HMO-POS $0 Premium Plans
- 1
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:washington-whatcom-53073
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/washington/whatcom/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-washington-whatcom-53073-landscape-stats
- Plans Indexed
- 9
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage from UHC WA-18
H2001-146-0 -
AARP Medicare Advantage Patriot No RX WA-MA3
H2001-148-0 -
Humana USAA Honor Giveback
H7617-021-0 -
HumanaChoice H7617-016
H7617-016-0 -
Humana Total Complete
H5619-133-0 -
Humana USAA Honor Giveback
H5216-455-0 -
Humana USAA Honor Giveback
H5216-427-1 -
HumanaChoice H5216-048
H5216-048-0 -
AARP Medicare Advantage Patriot No Rx WA-MA02
H3805-035-0
-
AARP Medicare Advantage from UHC WA-18
- Total Standard Medicare Advantage Enrollment
- 921
2027 Medicare Advantage Plans in Whatcom County, WA
Last update: .
In Whatcom County, WA, there are 9 Medicare Advantage plans available for 2027. Of these, 6 offer a $0 monthly premium, and about 89% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 7
- Average Monthly Premium $31.00/mo
- Total PPO Enrollment 529
- $0 Premium PPO Plans 4
- Average MOOP $7,386
- Top PPO by Enrollment HumanaChoice H5216-048 (PPO) — 221 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC WA-18 | $10 | $7,150 | $685 | H2001-146-0 | |
| AARP Medicare Advantage Patriot No RX WA-MA3 | $0 | $7,150 | N/A | H2001-148-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H7617-021-0 | |
| HumanaChoice H7617-016 | $110 | $7,000 | $700 | H7617-016-0 | |
| Humana USAA Honor Giveback | $0 | $5,100 | N/A | H5216-455-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-1 | |
| HumanaChoice H5216-048 | $97 | $7,000 | $700 | H5216-048-0 |
What is the total number of PPO plans offered in Whatcom?
There are 7 PPO plans in 2027, covering 529 beneficiaries.
How much do PPO plans cost in Whatcom?
The average PPO premium in Whatcom is $31.00 per month, with 4 plans offering $0 premiums.
What is the most popular PPO plan in Whatcom?
HumanaChoice H5216-048 (PPO) is the top PPO in Whatcom, with 221 enrollees.
What is the number of PPO plans without Part D coverage in Whatcom?
There are 4 PPO plans in Whatcom without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 392
- $0 Premium HMO Plans
- 1
- Average MOOP
- $6,310
- Top HMO by Enrollment
- Humana Total Complete (HMO) — 392 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Total Complete | $0 | $6,310 | $400 | H5619-133-0 |
What is the average monthly premium for HMO plans?
HMO plans in Whatcom cost $0.00 per month on average.
Which HMO plan is most popular in Whatcom?
The most popular HMO plan in Whatcom is Humana Total Complete (HMO), with 392 enrollees.
How many HMO plans in Whatcom do not include drug coverage?
There are 0 HMO plans in Whatcom without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx WA-MA02 | $0 | $7,150 | N/A | H3805-035-0 |
What is the leading HMO-POS plan in Whatcom?
is the top HMO-POS in Whatcom, with 0 enrollees.
What is the number of HMO-POS plans without Part D coverage in Whatcom?
1 HMO-POS plans in Whatcom do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Whatcom County, WA for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 89% |
| 3 Stars | 1 | 11% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.17 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Whatcom County, Washington, including communities such as Bellingham, Blaine, Custer, Deming, Everson, Ferndale, Lynden, Maple Falls, Sumas, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.