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2026 Medicare Special Needs Plans in Whatcom County, WA

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In Whatcom County, WA, there are 25 Medicare Special Needs Plans available for 2026. Approximately 4,797 beneficiaries are enrolled, and about 36% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Whatcom County, WA to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$5.46/mo
Plans with $0 Premium
10
Average MOOP Limit
$8,440 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 36% · 3 Stars: 55% · Below 3: 9%
Average Part D Deductible
$553.88
Total SNP Enrollment
4,797
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. Molina Medicare Complete Care (D-SNP) — 781 enrollees
2. UHC Dual Complete WA-S5 (D-SNP) — 676 enrollees
3. UHC Dual Complete WA-S6 (D-SNP) — 438 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Whatcom County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 20
  • Average Monthly Premium: $5.74/mo
  • Beneficiaries Enrolled: 4,215
  • $0 Premium Plans: 8
  • Zero Cost Plans: 14
  • Top D-SNP by Enrollment: Molina Medicare Complete Care (D-SNP) — 781 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Whatcom County, Washington
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus SNP-DE H1036-324
☆☆☆☆☆
 $0 9250.00 $615 H1036-324-0
Humana Gold Plus SNP-DE H1036-326
☆☆☆☆☆
 $0 9250.00 $615 H1036-326-0
UHC Dual Complete WA-Q1
☆☆☆☆☆
 $0 9250.00 $615 H2001-079-0
UHC Dual Complete WA-S5
☆☆☆☆☆
 $9 9250.00 $615 H2001-051-0
UHC Dual Complete WA-V2
☆☆☆☆☆
 $11 6700.00 $615 H2001-080-0
UHC Dual Complete WA-Q2
☆☆☆☆☆
 $0 9250.00 $532 H5008-019-0
UHC Dual Complete WA-S6
☆☆☆☆☆
 $11 9250.00 $615 H5008-002-0
UHC Dual Complete WA-V001
☆☆☆☆☆
 $10 6700.00 $615 H5008-015-0
Community Health Plan of WA Dual Complete
☆☆☆☆☆
 $11 9250.00 $615 H5826-014-0
Community Health Plan of WA Dual Select
☆☆☆☆☆
 $11 9250.00 $615 H5826-017-0
Humana Dual Select H5619-165
☆☆☆☆☆
 $8 9250.00 $615 H5619-165-0
Humana Gold Plus SNP-DE H5619-166
☆☆☆☆☆
 $0 9250.00 $235 H5619-166-0
Humana Gold Plus SNP-DE H5619-167
☆☆☆☆☆
 $0 9250.00 $550 H5619-167-0
Molina Medicare Complete Care
☆☆☆☆☆
 $0 9200.00 $615 H5823-013-2
Molina Medicare Complete Care Select
☆☆☆☆☆
 $0 9250.00 $350 H5823-010-0
Wellcare Dual Access Open
☆☆☆☆☆
 $11 9250.00 $605 H5965-006-0
Wellcare Dual Liberty Sync Open
☆☆☆☆☆
 $11 9250.00 $495 H5965-004-0
Wellcare Dual Access
☆☆☆☆☆
 $8 9250.00 $615 H0029-008-0
Wellcare Dual Liberty Sync
☆☆☆☆☆
 $11 9250.00 $615 H0029-007-0
Wellcare Dual Reserve
☆☆☆☆☆
 $6 6500.00 $615 H0029-010-0
What is the total number of D-SNP plans in Whatcom County?

There are 20 D-SNP plans in 2026, covering 4,215 enrollees.

How much do D-SNP plans cost in Whatcom County?

The average D-SNP premium in Whatcom County is $5.74 per month, with 8 plans offering $0 premiums.

What is the most popular D-SNP plan in Whatcom County?

Molina Medicare Complete Care (D-SNP) is the top D-SNP in Whatcom County, with 781 enrollees.

What is the total number of D-SNP plans in Whatcom County?

There are 20 D-SNP plans in 2026, covering 4,215 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$7.23/mo
Beneficiaries Enrolled
110
$0 Premium Plans
0
Average MOOP
$7,500
Top I-SNP by Enrollment
UHC Nursing Home Plan WA-F001 (I-SNP) — 98 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Whatcom County, Washington
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Care Advantage WA-E001
☆☆☆☆☆
 $11 4000.00 $270 H0710-030-0
UHC Nursing Home Plan WA-F001
☆☆☆☆☆
 $11 9250.00 $615 H0710-031-0
Humana Together in Health
☆☆☆☆☆
 $1 9250.00 $615 H5216-402-0
What is the most popular I-SNP plan in Whatcom County?

UHC Nursing Home Plan WA-F001 (I-SNP) is the top I-SNP in Whatcom County, with 98 enrollees.

What is the total number of I-SNP plans in Whatcom County?

There are 3 I-SNP plans in 2026, covering 110 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 2
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 472
  • $0 Premium C-SNPs 2
  • Average MOOP $5,700
  • Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 237 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Whatcom County, Washington
Health Plan Name CMS Rating* Premium Per Mo Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 5500.00 $615 H1036-306-0
UHC Complete Care WA-13
☆☆☆☆☆
 $0 5900.00 $355 H3805-043-0

What is the average monthly premium for C-SNP plans in Whatcom County?

C-SNP plans in Whatcom County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Whatcom County?

The most popular C-SNP plan in Whatcom County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 237 enrollees.

How many C-SNP plans are available in Whatcom County?

In 2026, Whatcom County offers 2 C-SNP plans with 472 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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