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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Charlotte County

2027 Medicare Special Needs Plans in Charlotte County, FL

Last update: October 5, 2026.

For 2027, Charlotte County, FL includes 29 Medicare Special Needs Plans. Enrollment across these plans totals approximately 6,332, with 86% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Charlotte County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.97/mo
  • $0 Premium Plans: 25
  • Average MOOP: $5,822 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 86% · 3 Stars: 14% · Below 3: 0%
  • Average Part D Deductible: $368.10
  • Total SNP Enrollment: 6,332
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Dual Complete FL-QV2 (D-SNP) — 1,085 enrollees
    2. Humana Gold Plus - Diabetes and Heart (C-SNP) — 964 enrollees
    3. UHC Complete Care FL-14 (C-SNP) — 808 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Charlotte County, FL are summarized separately. For a broader perspective, explore Florida Medicare Special Needs plans.

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

Total D-SNP Plans
16
Average Monthly Premium
$0.46/mo
Beneficiaries Enrolled
3,318
$0 Premium Plans
15
Zero Cost Plans
6
Top D-SNP by Enrollment
UHC Dual Complete FL-QV2 (D-SNP) — 1,085 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Charlotte County, Florida (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $700 H1036-340-0
Humana Dual Select H1036-285
☆☆☆☆☆
$0 3400.00 $700 H1036-285-0
Humana Dual Select H1036-314
☆☆☆☆☆
$0 3400.00 $700 H1036-314-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $105 H5594-016-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-078-0
Aetna Medicare Partial Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-056-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $105 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $150 H5216-480-0
Humana Dual Select H5216-394
☆☆☆☆☆
$0 4900.00 $50 H5216-394-0
Simply Complete Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-118-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-135-0
UHC Dual Complete FL-QV2
☆☆☆☆☆
$0 9850.00 $75 H1045-039-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9850.00 $75 H1045-073-0
UHC Dual Complete FL-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-002-2
UHC Dual Complete FL-Q3
☆☆☆☆☆
$0 9850.00 $700 R0759-003-0
UHC Dual Complete FL-Y7
☆☆☆☆☆
$7 9850.00 $700 H1889-026-0

What is the typical premium for D-SNP plans in Charlotte County?

D-SNP plans in Charlotte County cost $0.46 per month.

Which D-SNP plan do most beneficiaries choose in Charlotte County?

The most popular D-SNP plan in Charlotte County is UHC Dual Complete FL-QV2 (D-SNP), with 1,085 enrollees.

How many Dual Eligible SNP plans are offered in Charlotte County?

In 2027, Charlotte County offers 16 D-SNP plans with 3,318 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$6.90/mo
Beneficiaries Enrolled
120
$0 Premium Plans
0
Average MOOP
$9,850
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 120 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Charlotte County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
Longevity Health Plan
☆☆☆☆☆
$7 9850.00 $700 H1644-001-0
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$6 9850.00 $700 H0710-010-0
American Health Advantage of Florida
☆☆☆☆☆
$7 9850.00 $700 H6652-001-0
What is the average monthly premium for I-SNP plans in Charlotte County?
I-SNP plans in Charlotte County cost $6.90 per month.
Which I-SNP plan has the highest enrollment in Charlotte County?
The most popular I-SNP plan in Charlotte County is UHC Nursing Home Plan FL-F001 (I-SNP), with 120 enrollees.
How many I-SNP plans are available in Charlotte County?
In 2027, Charlotte County offers 3 I-SNP plans with 120 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
10
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
2,894
$0 Premium C-SNPs
10
Average MOOP
$3,695
Most Popular C-SNP
Humana Gold Plus - Diabetes and Heart (C-SNP) with 964 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Charlotte County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2850.00 $700 H1036-338-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3300.00 $0 H1036-311-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 3300.00 $100 H1036-310-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 3900.00 $300 H1609-099-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-082-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-083-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $405 H1045-048-2
BlueMedicare Focus
☆☆☆☆☆
$0 3400.00 $700 H1035-056-0
What is the total number of C-SNP plans in Charlotte County?

Charlotte County has 10 C-SNP plans for 2027, with 2,894 enrollees.

How much do C-SNP plans cost in Charlotte County?

The typical C-SNP premium in Charlotte County is $0.00, and 10 plans have no monthly premium.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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