2027 Medicare Advantage Plans in Florida by County
This 2027 Medicare Advantage research resource provides statewide plan statistics and comparisons for Florida. Review plan counts, average premiums, out-of-pocket limits, CMS ratings, and enrollment-ranked plans organized by network type. For geographically specific coverage information, select your County using the directory below.
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Florida Medicare Advantage Plan Research and Facts
How do Medicare Advantage plans compare across Florida in 2027? CMS data identifies 308 distinct plans statewide, excluding Special Needs Plans. Among them, 290 have no monthly plan premium, and the average premium across all plans is $4.72. The statewide average maximum out-of-pocket (MOOP) limit is $4,797.81. Plans with published CMS star ratings average 4.08 out of 5. Below, we break down the available PPO, HMO, HMO-POS, and PFFS plans separately, highlighting those with the highest reported beneficiary enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Florida
For 2027, Florida has 74 PPO Medicare Advantage plans, including 65 with a $0 monthly plan premium. The average monthly premium is $12.59, and the average maximum out-of-pocket (MOOP) limit is $6,974.32. Among rated PPO plans, the average CMS star rating is 3.74 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5216-311-0 | HumanaChoice Giveback H5216-311 | $0.00 | $7,150 | 4.0 / 5 | 57,384 |
| Aetna Medicare | H5521-272-0 | Aetna Medicare Signature Legacy | $0.00 | $5,500 | 4.0 / 5 | 35,660 |
| UnitedHealthcare | H2406-009-0 | AARP Medicare Advantage from UHC FL-0017 | $0.00 | $7,150 | 4.0 / 5 | 35,139 |
| UnitedHealthcare | H2406-011-0 | AARP Medicare Advantage from UHC FL-0019 | $0.00 | $7,150 | 4.0 / 5 | 30,807 |
| UnitedHealthcare | H2406-013-0 | AARP Medicare Advantage from UHC FL-0021 | $0.00 | $7,150 | 4.0 / 5 | 26,681 |
| Humana | H7617-110-0 | HumanaChoice Giveback H7617-110 | $0.00 | $7,150 | 4.5 / 5 | 19,343 |
| UnitedHealthcare | H2406-010-0 | AARP Medicare Advantage from UHC FL-0018 | $0.00 | $7,150 | 4.0 / 5 | 18,249 |
| UnitedHealthcare | R0759-001-0 | AARP Medicare Advantage from UHC FL-0031 | $127.00 | $9,850 | 3.5 / 5 | 16,865 |
| UnitedHealthcare | H2406-018-0 | AARP Medicare Advantage from UHC FL-0026 | $0.00 | $7,150 | 4.0 / 5 | 15,473 |
| Humana | H7617-108-0 | Humana USAA Honor Giveback | $0.00 | $6,750 | 4.5 / 5 | 14,038 |
Most-Enrolled HMO Plans in Florida
HMO Medicare Advantage plans account for 190 of the plans offered across Florida in 2027. Of these, 183 have a $0 monthly plan premium. The average monthly premium is $1.44, with an average maximum out-of-pocket (MOOP) limit of $4,079.87. Rated HMO plans average 4.22 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H1036-265-1 | Humana Gold Plus Giveback H1036-265 | $0.00 | $2,400 | 4.5 / 5 | 49,712 |
| Humana | H1036-065-0 | Humana Gold Plus H1036-065C | $0.00 | $1,000 | 4.5 / 5 | 48,461 |
| UnitedHealthcare | H5420-001-0 | UHC MedicareMax Medicare Advantage FL-0028 | $0.00 | $3,900 | 4.5 / 5 | 35,632 |
| Humana | H1036-054-0 | Humana Gold Plus H1036-054C | $0.00 | $500 | 4.5 / 5 | 32,974 |
| Humana | H1036-062-0 | Humana Gold Plus H1036-062C | $0.00 | $1,625 | 4.5 / 5 | 23,280 |
| Humana | H1036-269-0 | Humana Gold Plus Giveback H1036-269 | $0.00 | $3,200 | 4.5 / 5 | 21,275 |
| Optimum HealthCare, Inc. | H5594-001-0 | Optimum Gold Rewards Plan | $0.00 | $1,900 | 4.5 / 5 | 19,792 |
| Humana | H1036-305-0 | Humana Gold Plus Giveback H1036-305 | $0.00 | $3,850 | 4.5 / 5 | 19,413 |
| UnitedHealthcare | H1045-005-0 | UHC Preferred Medicare Advantage FL-0002 | $0.00 | $3,900 | 4.0 / 5 | 19,066 |
| UnitedHealthcare | H1045-001-0 | UHC Preferred Medicare Advantage FL-0001 | $0.00 | $2,900 | 4.0 / 5 | 19,054 |
Most-Enrolled HMO-POS Plans in Florida
In 2027, Florida offers 44 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 42 have a $0 monthly premium. The average monthly premium is $5.66, and the average maximum out-of-pocket (MOOP) limit is $4,237.50. The average CMS star rating among rated HMO-POS plans is 4.01 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H1045-045-0 | AARP Medicare Advantage from UHC FL-003P | $0.00 | $3,500 | 4.0 / 5 | 32,399 |
| UnitedHealthcare | H1045-028-0 | AARP Medicare Advantage from UHC FL-0006 | $0.00 | $3,800 | 4.0 / 5 | 31,640 |
| UnitedHealthcare | H1045-056-0 | UHC The Villages Medicare Advantage FL-004P | $0.00 | $2,900 | 4.0 / 5 | 30,292 |
| UnitedHealthcare | H1045-026-0 | AARP Medicare Advantage from UHC FL-0005 | $0.00 | $3,900 | 4.0 / 5 | 28,817 |
| UnitedHealthcare | H1045-030-0 | AARP Medicare Advantage from UHC FL-0007 | $0.00 | $3,900 | 4.0 / 5 | 16,199 |
| UnitedHealthcare | H1045-034-0 | AARP Medicare Advantage from UHC FL-0010 | $0.00 | $3,400 | 4.0 / 5 | 15,576 |
| UnitedHealthcare | H1045-025-0 | UHC The Villages Medicare Advantage FL-0004 | $0.00 | $2,700 | 4.0 / 5 | 12,260 |
| UnitedHealthcare | H1045-041-0 | AARP Medicare Advantage from UHC FL-0011 | $0.00 | $4,450 | 4.0 / 5 | 10,693 |
| UnitedHealthcare | H1045-031-0 | AARP Medicare Advantage from UHC FL-0008 | $0.00 | $7,150 | 4.0 / 5 | 10,618 |
| CarePlus Health Plans, Inc. | H1019-001-0 | CareOne Plus | $0.00 | $750 | 4.0 / 5 | 8,220 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
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Data sources and methodology documentation.
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