2027 Medicare Advantage Plans in Texas by County
Explore 2027 Medicare Advantage plans in Texas, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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Texas Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Texas can explore 228 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 185 offer a $0 monthly plan premium, while the statewide average premium is $8.88. The average maximum out-of-pocket (MOOP) limit is $5,980.54, and rated plans have an average CMS star rating of 3.93 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Texas
For 2027, Texas has 70 PPO Medicare Advantage plans, including 41 with a $0 monthly plan premium. The average monthly premium is $17.95, and the average maximum out-of-pocket (MOOP) limit is $7,222.86. Among rated PPO plans, the average CMS star rating is 3.77 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H7617-035-0 | Humana Essentials Plus Giveback | $0.00 | $8,300 | 4.5 / 5 | 37,371 |
| Humana | H5216-358-0 | HumanaChoice Giveback H5216-358 | $0.00 | $8,300 | 4.0 / 5 | 32,533 |
| UnitedHealthcare | H1278-003-0 | AARP Medicare Advantage from UHC TX-0001 | $0.00 | $7,150 | 3.0 / 5 | 26,367 |
| Humana | H5216-348-0 | Humana USAA Honor Giveback | $0.00 | $7,900 | 4.0 / 5 | 23,064 |
| Humana | H5216-043-6 | HumanaChoice H5216-043 | $0.00 | $6,800 | 4.0 / 5 | 19,721 |
| Humana | H5216-043-1 | HumanaChoice H5216-043 | $20.00 | $7,700 | 4.0 / 5 | 16,154 |
| Aetna Medicare | H2293-016-0 | Aetna Medicare Signature | $0.00 | $7,150 | 3.5 / 5 | 14,501 |
| UnitedHealthcare | R6801-012-0 | AARP Medicare Advantage from UHC TX-61 | $138.00 | $9,850 | 3.0 / 5 | 13,966 |
| Humana | H5216-350-0 | HumanaChoice Giveback H5216-350 | $0.00 | $7,100 | 4.0 / 5 | 11,486 |
| Humana | H0473-004-0 | HumanaChoice H0473-004 | $13.00 | $7,050 | 3.0 / 5 | 10,106 |
Most-Enrolled HMO Plans in Texas
HMO Medicare Advantage plans account for 100 of the plans offered across Texas in 2027. Of these, 94 have a $0 monthly plan premium. The average monthly premium is $1.06, with an average maximum out-of-pocket (MOOP) limit of $5,172.13. Rated HMO plans average 3.96 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| KelseyCare Advantage | H0332-009-0 | KelseyCare Advantage Signature | $0.00 | $4,150 | 4.5 / 5 | 37,794 |
| HealthSpring | H4513-091-0 | HealthSpring Preferred Extra Savings | $0.00 | $7,500 | 3.5 / 5 | 33,095 |
| HealthSpring | H4513-061-1 | HealthSpring Preferred | $0.00 | $4,000 | 3.5 / 5 | 31,349 |
| Humana | H0028-043-1 | Humana Gold Plus H0028-043 | $0.00 | $3,850 | 4.5 / 5 | 28,492 |
| HealthSpring | H4513-083-5 | HealthSpring Preferred Savings | $0.00 | $7,150 | 3.5 / 5 | 22,919 |
| HealthSpring | H4513-061-2 | HealthSpring Preferred | $0.00 | $3,250 | 3.5 / 5 | 18,454 |
| Devoted Health | H7993-006-0 | DEVOTED GIVEBACK 006 TX | $0.00 | $8,300 | 4.5 / 5 | 17,549 |
| Humana | H0028-030-0 | Humana Gold Plus H0028-030 | $0.00 | $3,900 | 4.5 / 5 | 14,983 |
| HealthSpring | H4513-064-0 | HealthSpring Alliance | $0.00 | $3,600 | 3.5 / 5 | 14,479 |
| Wellcare | H0174-010-0 | Wellcare Simple | $0.00 | $3,500 | 3.5 / 5 | 12,699 |
Most-Enrolled HMO-POS Plans in Texas
In 2027, Texas offers 57 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 49 have a $0 monthly premium. The average monthly premium is $11.61, and the average maximum out-of-pocket (MOOP) limit is $5,805.26. The average CMS star rating among rated HMO-POS plans is 4.09 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H0609-061-0 | AARP Medicare Advantage Extras from UHC TX-27 | $0.00 | $4,900 | 4.0 / 5 | 94,674 |
| UnitedHealthcare | H0609-051-0 | AARP Medicare Advantage Essentials from UHC TX-22 | $0.00 | $3,900 | 4.0 / 5 | 68,279 |
| UnitedHealthcare | H4527-037-0 | AARP Medicare Advantage from UHC TX-0015 | $0.00 | $6,900 | 4.0 / 5 | 36,660 |
| UnitedHealthcare | H4514-014-0 | AARP Medicare Advantage from UHC TX-001P | $0.00 | $4,900 | 4.0 / 5 | 25,464 |
| UnitedHealthcare | H4527-002-0 | AARP Medicare Advantage Essentials from UHC TX-12 | $0.00 | $7,150 | 4.0 / 5 | 25,190 |
| Wellcare | H4506-003-0 | Wellcare TexanPlus Classic Simple | $0.00 | $3,400 | 4.0 / 5 | 24,143 |
| UnitedHealthcare | H0609-050-0 | AARP Medicare Advantage Essentials from UHC TX-21 | $0.00 | $4,200 | 4.0 / 5 | 23,842 |
| UnitedHealthcare | H4527-013-0 | AARP Medicare Advantage Essentials from UHC TX-14 | $0.00 | $3,900 | 4.0 / 5 | 19,341 |
| UnitedHealthcare | H0609-060-0 | AARP Medicare Advantage Essentials from UHC TX-26 | $0.00 | $4,900 | 4.0 / 5 | 18,391 |
| Baylor Scott & White Health Plan | H8142-001-0 | BSW SeniorCare Advantage Select Rx | $0.00 | $7,150 | 4.5 / 5 | 16,891 |
Most-Enrolled PFFS Plans in Texas
Texas has 1 Private Fee-for-Service (PFFS) Medicare Advantage plans for 2027. Of these, 1 have a $0 monthly plan premium. The average monthly premium is $0.00, and the average maximum out-of-pocket (MOOP) limit is $9,850.00. Among rated plans, the average CMS star rating is 4 out of 5. The following table lists up to 10 PFFS plans ranked by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H8145-126-0 | Humana Gold Choice H8145-126 | $0.00 | $9,850 | 4.0 / 5 | 689 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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