2027 Medicare Advantage Plans in Idaho by County
Explore 2027 Medicare Advantage plans in Idaho, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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Idaho Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Idaho can explore 33 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 13 offer a $0 monthly plan premium, while the statewide average premium is $50.06. The average maximum out-of-pocket (MOOP) limit is $6,535.76, and rated plans have an average CMS star rating of 3.69 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Idaho
For 2027, Idaho has 13 PPO Medicare Advantage plans, including 7 with a $0 monthly plan premium. The average monthly premium is $43.69, and the average maximum out-of-pocket (MOOP) limit is $6,942.31. Among rated PPO plans, the average CMS star rating is 4.11 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H2406-044-0 | AARP Medicare Advantage from UHC ID-0001 | $33.00 | $6,700 | 4.0 / 5 | 13,352 |
| UnitedHealthcare | H2406-065-0 | AARP Medicare Advantage from UHC ID-0003 | $0.00 | $7,150 | 4.0 / 5 | 10,954 |
| Blue Cross of Idaho | H1302-004-0 | Secure Blue Courage | $0.00 | $5,200 | Not Rated | 3,774 |
| Humana | H7617-031-0 | Humana Value Choice | $0.00 | $7,150 | 4.5 / 5 | 3,284 |
| Humana | H5216-132-0 | Humana Value Choice | $0.00 | $7,000 | 4.0 / 5 | 2,250 |
| Humana | H5216-427-4 | Humana USAA Honor Giveback | $0.00 | $9,150 | 4.0 / 5 | 1,397 |
| Humana | H7617-028-0 | Humana Full Access | $30.00 | $5,900 | 4.5 / 5 | 1,216 |
| Humana | H5525-054-0 | HumanaChoice H5525-054 | $70.00 | $7,150 | 4.0 / 5 | 602 |
| Humana | H5216-455-0 | Humana USAA Honor Giveback | $0.00 | $5,100 | 4.0 / 5 | 567 |
| Humana | H5216-048-0 | HumanaChoice H5216-048 | $97.00 | $7,000 | 4.0 / 5 | 218 |
Most-Enrolled HMO Plans in Idaho
HMO Medicare Advantage plans account for 12 of the plans offered across Idaho in 2027. Of these, 3 have a $0 monthly plan premium. The average monthly premium is $65.00, with an average maximum out-of-pocket (MOOP) limit of $5,869.17. Rated HMO plans average 3.22 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Blue Cross of Idaho | H1350-033-0 | True Blue Rx 33 | $64.00 | $5,900 | 3.0 / 5 | 17,642 |
| Blue Cross of Idaho | H1350-037-0 | True Blue Rx 37 | $129.00 | $5,900 | 3.0 / 5 | 3,788 |
| Blue Cross of Idaho | H1350-036-0 | True Blue Rx 36 | $79.00 | $5,900 | 3.0 / 5 | 3,583 |
| Blue Cross of Idaho | H1350-006-0 | True Blue Valor | $0.00 | $3,000 | 3.0 / 5 | 2,320 |
| Blue Cross of Idaho | H1350-034-0 | True Blue Rx 34 | $69.00 | $5,900 | 3.0 / 5 | 2,035 |
| Blue Cross of Idaho | H1350-035-0 | True Blue Rx 35PSP | $89.00 | $5,900 | 3.0 / 5 | 1,464 |
| Blue Cross of Idaho | H1350-032-0 | True Blue Rx 32PSP | $24.00 | $5,900 | 3.0 / 5 | 1,413 |
| Humana | H2486-005-0 | Humana Gold Plus H2486-005 | $0.00 | $6,520 | 4.0 / 5 | 356 |
| Humana | H5619-177-0 | Humana Total Complete | $0.00 | $6,660 | 4.0 / 5 | 351 |
| H3012-001-0 | St. Luke's Advantage Rx 01 | $77.00 | $5,950 | Not Rated | 0 |
Most-Enrolled HMO-POS Plans in Idaho
In 2027, Idaho offers 8 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 3 have a $0 monthly premium. The average monthly premium is $38.00, and the average maximum out-of-pocket (MOOP) limit is $6,875.00. The average CMS star rating among rated HMO-POS plans is 3.75 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H4604-022-0 | AARP Medicare Advantage from UHC ID-0009 | $0.00 | $7,150 | 4.0 / 5 | 6,731 |
| UnitedHealthcare | H4604-020-0 | AARP Medicare Advantage from UHC ID-0008 | $14.00 | $7,150 | 4.0 / 5 | 5,071 |
| UnitedHealthcare | H4604-019-0 | AARP Medicare Advantage Patriot No Rx ID-MA01 | $0.00 | $6,700 | 4.0 / 5 | 3,211 |
| UnitedHealthcare | H4604-012-0 | AARP Medicare Advantage from UHC ID-0005 | $65.00 | $6,300 | 4.0 / 5 | 1,883 |
| UnitedHealthcare | H4604-013-0 | AARP Medicare Advantage from UHC ID-0006 | $64.00 | $6,700 | 4.0 / 5 | 1,587 |
| UnitedHealthcare | H4604-014-0 | AARP Medicare Advantage from UHC ID-0007 | $77.00 | $6,700 | 4.0 / 5 | 351 |
| PacificSource Medicare | H3864-049-0 | PacificSource Medicare River Select Rx | $84.00 | $7,150 | 3.0 / 5 | 0 |
| PacificSource Medicare | H3864-050-0 | PacificSource Medicare Idaho Basic | $0.00 | $7,150 | 3.0 / 5 | 0 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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