2027 Medicare Advantage Plans in Illinois by County
This 2027 Medicare Advantage research resource provides statewide plan statistics and comparisons for Illinois. Review plan counts, average premiums, out-of-pocket limits, CMS ratings, and enrollment-ranked plans organized by network type. For geographically specific coverage information, select your County using the directory below.
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Illinois Medicare Advantage Plan Research and Facts
For 2027, Illinois has 106 Medicare Advantage plans (excluding Special Needs Plans). Of these, 81 have a $0 monthly plan premium. The average monthly premium is $16.58, and the average in-network maximum out-of-pocket (MOOP) limit is $5,602.83. Among plans with a CMS star rating, the statewide average is 3.84 out of 5. Explore the plan types below to compare coverage costs, ratings, and reported beneficiary enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Illinois
For 2027, Illinois has 56 PPO Medicare Advantage plans, including 38 with a $0 monthly plan premium. The average monthly premium is $25.79, and the average maximum out-of-pocket (MOOP) limit is $6,153.57. Among rated PPO plans, the average CMS star rating is 4.01 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5216-251-0 | Humana Value Choice | $0.00 | $4,450 | 4.0 / 5 | 38,729 |
| Humana | H7617-018-0 | Humana Value Choice | $0.00 | $4,300 | 4.5 / 5 | 38,130 |
| Aetna Medicare | H5521-086-0 | Aetna Medicare Signature Extra | $0.00 | $5,500 | 4.0 / 5 | 26,865 |
| UnitedHealthcare | H8768-010-0 | AARP Medicare Advantage from UHC IL-5 | $0.00 | $7,150 | 4.0 / 5 | 21,809 |
| Aetna Medicare | H7301-009-0 | Aetna Medicare Enhanced | $58.00 | $4,900 | 4.0 / 5 | 20,836 |
| Aetna Medicare | H7301-006-0 | Aetna Medicare Advantra Signature Extra | $0.00 | $5,200 | 4.0 / 5 | 20,454 |
| Aetna Medicare | H7301-007-0 | Aetna Medicare Signature | $0.00 | $5,900 | 4.0 / 5 | 18,063 |
| Aetna Medicare | H7301-013-0 | Aetna Medicare Signature | $0.00 | $7,150 | 4.0 / 5 | 13,750 |
| UnitedHealthcare | H8768-005-0 | AARP Medicare Advantage from UHC IL-0004 | $84.00 | $7,150 | 4.0 / 5 | 12,669 |
| Aetna Medicare | H7301-002-0 | Aetna Medicare Advantra Enhanced | $51.00 | $4,500 | 4.0 / 5 | 12,524 |
Most-Enrolled HMO Plans in Illinois
HMO Medicare Advantage plans account for 25 of the plans offered across Illinois in 2027. Of these, 23 have a $0 monthly plan premium. The average monthly premium is $4.56, with an average maximum out-of-pocket (MOOP) limit of $4,330.00. Rated HMO plans average 3.86 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H1468-013-0 | Humana Total Complete | $0.00 | $2,150 | 4.0 / 5 | 95,558 |
| Humana | H1468-007-0 | Humana Gold Plus H1468-007 | $0.00 | $3,500 | 4.0 / 5 | 19,859 |
| Humana | H1468-021-0 | Humana Essentials Plus Giveback | $0.00 | $4,250 | 4.0 / 5 | 7,828 |
| HealthSpring | H4513-085-0 | HealthSpring Preferred | $0.00 | $3,300 | 3.5 / 5 | 7,343 |
| HealthSpring | H4513-086-0 | HealthSpring Preferred Savings | $0.00 | $4,000 | 3.5 / 5 | 5,307 |
| Essence Healthcare | H2610-005-0 | Essence Advantage | $0.00 | $3,400 | 4.0 / 5 | 4,836 |
| Essence Healthcare | H2610-016-0 | Essence Advantage Select | $0.00 | $4,450 | 4.0 / 5 | 4,555 |
| Devoted Health | H7151-001-0 | DEVOTED CORE 001 IL | $0.00 | $2,700 | 4.0 / 5 | 3,605 |
| Devoted Health | H7151-003-0 | DEVOTED GIVEBACK 003 IL | $0.00 | $9,850 | 4.0 / 5 | 3,349 |
| Zing Health | H4624-026-0 | Zing Elite Select IL-IN | $0.00 | $5,100 | 3.5 / 5 | 3,074 |
Most-Enrolled HMO-POS Plans in Illinois
In 2027, Illinois offers 23 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 19 have a $0 monthly premium. The average monthly premium is $6.09, and the average maximum out-of-pocket (MOOP) limit is $5,365.22. The average CMS star rating among rated HMO-POS plans is 3.43 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Wellcare | H1416-009-0 | Wellcare Simple | $0.00 | $5,000 | 3.0 / 5 | 14,152 |
| UnitedHealthcare | H2802-024-0 | AARP Medicare Advantage Essentials from UHC IL-8 | $0.00 | $2,900 | 3.5 / 5 | 13,952 |
| UnitedHealthcare | H2802-052-0 | AARP Medicare Advantage Extras from UHC ST-4 | $19.00 | $4,450 | 3.5 / 5 | 13,502 |
| Blue Cross and Blue Shield of IL, NM | H3822-001-0 | Blue Cross Medicare Advantage Basic | $29.00 | $5,500 | 3.0 / 5 | 11,957 |
| UnitedHealthcare | H2802-028-0 | AARP Medicare Advantage Essentials from UHC ST-3 | $0.00 | $4,450 | 3.5 / 5 | 11,143 |
| UnitedHealthcare | H5253-108-1 | AARP Medicare Advantage from UHC IA-0002 | $49.00 | $5,900 | 4.0 / 5 | 7,176 |
| UnitedHealthcare | H2802-025-0 | AARP Medicare Advantage from UHC IL-0001 | $43.00 | $2,900 | 3.5 / 5 | 6,245 |
| UnitedHealthcare | H2802-054-0 | AARP Medicare Advantage from UHC IL-2 | $0.00 | $4,900 | 3.5 / 5 | 3,786 |
| UnitedHealthcare | H2802-075-0 | AARP Medicare Advantage Extras from UHC IL-9 | $0.00 | $4,450 | 3.5 / 5 | 3,334 |
| Aetna Medicare | H3192-001-0 | Aetna Medicare Prime | $0.00 | $5,900 | 3.5 / 5 | 1,664 |
Most-Enrolled PFFS Plans in Illinois
Illinois has 2 Private Fee-for-Service (PFFS) Medicare Advantage plans for 2027. Of these, 1 have a $0 monthly plan premium. The average monthly premium is $30.00, and the average maximum out-of-pocket (MOOP) limit is $8,825.00. Among rated plans, the average CMS star rating is 4 out of 5. The following table lists up to 10 PFFS plans ranked by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H8145-006-0 | Humana Gold Choice H8145-006 | $60.00 | $7,800 | 4.0 / 5 | 680 |
| Humana | H8145-126-0 | Humana Gold Choice H8145-126 | $0.00 | $9,850 | 4.0 / 5 | 138 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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