2026 Medigap Plans in Arkansas: Costs, Carriers, and Plan Options
Medicare Supplement (Medigap) plans in Arkansas offer standardized benefits, but pricing differs across carriers. Based on sample data from 13 insurers, monthly premiums can range from approximately $45 to $1,354, depending on plan type and pricing model. Variations in rating methods and available discounts contribute to these differences.
Medigap plans help cover out-of-pocket costs in Original Medicare, but beneficiaries in Arkansas may also consider Medicare Advantage and prescription drug coverage options. Visit Medicare Options in Arkansas for a broader overview of Medicare coverage available statewide.
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Key Takeaways
- Plan G and Plan N are among the most frequently chosen Medigap plans in Arkansas.
- Identical plan coverage can have different premiums depending on the insurer.
- Pricing models and available discounts play a key role in cost differences.
- Carriers with similar premiums may differ in financial strength ratings.
- All Medigap plans follow standardized benefits, but pricing structures are not standardized.
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How Medigap Costs Vary in Arkansas
Sample pricing data shows that Medigap premiums in Arkansas typically range from about $45 to $1,354 per month, depending on the plan letter and carrier. Lower-cost options are often associated with higher cost-sharing plans like Plan K, while more comprehensive plans such as Plan G generally have higher premiums.
Differences Between Plan G and Plan N
For new Medicare beneficiaries, Plan G offers extensive coverage by paying most out-of-pocket costs other than the Part B deductible. Plan N is often priced lower but includes copays for certain visits, which can appeal to individuals seeking a balance between coverage and monthly premiums.
Sample Plan G Pricing in Arkansas
Plan G typically ranges from $142 to $565.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | G | $174 | $565 |
| Allstate | G | $142 | $179 |
| Cigna | G | $156 | $171 |
| Humana | G | $157 | $180 |
Sample Plan N Pricing in Arkansas
Plan N typically ranges from $111 to $519.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | N | $136 | $519 |
| Allstate | N | $112 | $141 |
| Cigna | N | $124 | $136 |
| Humana | N | $124 | $143 |
Sample Plan F Pricing in Arkansas
Plan F typically ranges from $111 to $519.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | F | $270 | $595 |
| Allstate | F | $160 | $202 |
| Cigna | F | $203 | $224 |
| Humana | F | $190 | $219 |
Carrier Differences in Medigap Pricing
Medigap plans provide the same core benefits across carriers, but premiums can vary. These differences are typically related to how insurers price their policies, offer discounts, and manage rate changes over time.
Why Medicare Supplement Prices Vary in Arkansas
- Age-based pricing models (issue-age vs attained-age)
- Household discounts offered by some carriers
- Tobacco rating differences
- Regional variation within Arizona
- Carrier-specific pricing strategies
Bottom Line
Comparing Medigap plans in Arkansas requires separating standardized coverage from carrier-specific pricing. Sample data provides a useful reference point, but actual premiums will vary based on rating factors and the insurer selected.
MedicarePlans.com is an independent informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard. See our Data sources and methodology documentation for more information.
- Medicare.gov, Find a Medigap policy that works for you — Last accessed May 4, 2026
- NCOA.org, "What Is Medigap and How Does It Work?" — Last accessed May 5, 2026
- Medicare.gov, "Learn what Medigap Covers" — Last accessed May 5, 2026
MedicarePlans.com is an independent informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard. See our Data sources and methodology documentation for more information.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.