2027 Medicare Advantage Plans in New Jersey by County
Explore 2027 Medicare Advantage plans in New Jersey, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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New Jersey Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in New Jersey can explore 56 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 33 offer a $0 monthly plan premium, while the statewide average premium is $27.54. The average maximum out-of-pocket (MOOP) limit is $8,858.93, and rated plans have an average CMS star rating of 3.94 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in New Jersey
For 2027, New Jersey has 33 PPO Medicare Advantage plans, including 17 with a $0 monthly plan premium. The average monthly premium is $32.24, and the average maximum out-of-pocket (MOOP) limit is $9,033.33. Among rated PPO plans, the average CMS star rating is 4.12 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Clover Health | H5141-004-0 | Clover Health Choice | $0.00 | $9,850 | 5.0 / 5 | 45,687 |
| Clover Health | H5141-007-0 | Clover Health Choice Value | $36.30 | $9,850 | 5.0 / 5 | 35,298 |
| UnitedHealthcare | H8768-035-0 | AARP Medicare Advantage from UHC NJ-0005 | $79.00 | $8,400 | 4.0 / 5 | 35,092 |
| UnitedHealthcare | H8768-022-0 | AARP Medicare Advantage from UHC NJ-0004 | $69.00 | $8,900 | 4.0 / 5 | 28,982 |
| Clover Health | H5141-054-0 | Clover Health Choice Giveback | $0.00 | $9,850 | 5.0 / 5 | 23,966 |
| Humana | H5216-319-0 | HumanaChoice Giveback H5216-319 | $0.00 | $8,000 | 4.0 / 5 | 17,647 |
| Humana | H7617-045-0 | HumanaChoice Giveback H7617-045 | $0.00 | $8,000 | 4.5 / 5 | 17,202 |
| Clover Health | H5141-032-0 | Clover Health Choice | $0.00 | $9,850 | 5.0 / 5 | 12,676 |
| UnitedHealthcare | H8768-058-0 | AARP Medicare Advantage from UHC NJ-6 | $29.00 | $9,400 | 4.0 / 5 | 11,500 |
| Clover Health | H5141-042-0 | Clover Health Choice Value | $36.30 | $9,850 | 5.0 / 5 | 5,377 |
Most-Enrolled HMO Plans in New Jersey
HMO Medicare Advantage plans account for 14 of the plans offered across New Jersey in 2027. Of these, 11 have a $0 monthly plan premium. The average monthly premium is $12.16, with an average maximum out-of-pocket (MOOP) limit of $8,878.57. Rated HMO plans average 3.85 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H3152-082-0 | Aetna Medicare Signature Extra | $0.00 | $9,850 | 4.0 / 5 | 9,468 |
| Humana | H6622-100-1 | Humana Gold Plus H6622-100 | $0.00 | $8,850 | 4.0 / 5 | 3,681 |
| Humana | H6622-099-1 | Humana Gold Plus H6622-099 | $0.00 | $9,050 | 4.0 / 5 | 3,580 |
| Clover Health | H8010-002-0 | Clover Health Classic | $0.00 | $6,000 | 4.5 / 5 | 2,408 |
| Humana | H6622-100-2 | Humana Gold Plus H6622-100 | $0.00 | $9,000 | 4.0 / 5 | 1,902 |
| Jefferson Health Plans | H9207-018-0 | Jefferson Health Plans Elite | $0.00 | $9,850 | 3.0 / 5 | 1,723 |
| Humana | H6622-099-2 | Humana Gold Plus H6622-099 | $0.00 | $9,050 | 4.0 / 5 | 1,722 |
| Aetna Medicare | H3152-098-0 | Aetna Medicare Elite | $25.00 | $9,850 | 4.0 / 5 | 1,547 |
| Clover Health | H8010-003-0 | Clover Health Value | $36.30 | $4,500 | 4.5 / 5 | 1,408 |
| HealthSpring | H3949-054-0 | HealthSpring Preferred | $0.00 | $8,900 | 3.0 / 5 | 1,163 |
Most-Enrolled HMO-POS Plans in New Jersey
In 2027, New Jersey offers 9 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 5 have a $0 monthly premium. The average monthly premium is $34.22, and the average maximum out-of-pocket (MOOP) limit is $8,188.89. The average CMS star rating among rated HMO-POS plans is 3.5 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H0755-038-0 | AARP Medicare Advantage Essentials from UHC NJ-1 | $0.00 | $7,150 | 3.5 / 5 | 27,884 |
| UnitedHealthcare | H0755-046-0 | AARP Medicare Advantage Extras from UHC NJ-7 | $0.00 | $7,150 | 3.5 / 5 | 16,858 |
| Aetna Medicare | H3152-080-0 | Aetna Medicare Prime | $0.00 | $9,850 | 4.0 / 5 | 6,383 |
| UnitedHealthcare | H0755-044-0 | AARP Medicare Advantage from UHC NJ-0002 | $79.00 | $7,150 | 3.5 / 5 | 5,340 |
| Wellcare | H0913-002-0 | Wellcare Low Premium | $35.00 | $9,250 | 3.0 / 5 | 2,458 |
| UnitedHealthcare | H0755-045-0 | AARP Medicare Advantage from UHC NJ-0003 | $115.00 | $6,900 | 3.5 / 5 | 1,874 |
| Wellcare | H0913-015-0 | Wellcare Assist | $0.00 | $9,250 | 3.0 / 5 | 1,683 |
| Aetna Medicare | H3152-022-0 | Aetna Medicare Enhanced | $79.00 | $9,850 | 4.0 / 5 | 1,489 |
| UnitedHealthcare | H0755-037-0 | AARP Medicare Advantage Patriot No Rx NJ-MA01 | $0.00 | $7,150 | 3.5 / 5 | 708 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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