2027 Medicare Advantage Plans in Pennsylvania by County
Explore 2027 Medicare Advantage plans in Pennsylvania, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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Pennsylvania Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Pennsylvania can explore 267 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 140 offer a $0 monthly plan premium, while the statewide average premium is $36.11. The average maximum out-of-pocket (MOOP) limit is $7,088.24, and rated plans have an average CMS star rating of 4.1 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Pennsylvania
For 2027, Pennsylvania has 131 PPO Medicare Advantage plans, including 65 with a $0 monthly plan premium. The average monthly premium is $40.13, and the average maximum out-of-pocket (MOOP) limit is $7,364.89. Among rated PPO plans, the average CMS star rating is 4.19 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3916-035-1 | Complete Blue PPO Distinct | $43.00 | $6,950 | 4.5 / 5 | 30,926 |
| Aetna Medicare | H5522-004-0 | Aetna Medicare Advantra Signature | $0.00 | $9,250 | 4.5 / 5 | 25,863 |
| Geisinger Gold | H3924-065-0 | Geisinger Gold Preferred Complete Rx | $0.00 | $9,850 | 4.0 / 5 | 22,065 |
| Aetna Medicare | H5522-013-0 | Aetna Medicare Value Plus | $35.00 | $7,500 | 4.5 / 5 | 21,502 |
| Aetna Medicare | H5522-017-0 | Aetna Medicare Advantra Signature Giveback | $0.00 | $9,850 | 4.5 / 5 | 19,678 |
| Aetna Medicare | H5522-022-0 | Aetna Medicare Signature Giveback | $0.00 | $7,150 | 4.5 / 5 | 19,325 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3916-037-6 | Community Blue Medicare PPO Signature | $0.00 | $7,150 | 4.5 / 5 | 16,476 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3916-018-0 | Freedom Blue PPO ValueRx | $84.00 | $5,500 | 4.5 / 5 | 16,082 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3916-035-2 | Complete Blue PPO Distinct | $41.00 | $6,950 | 4.5 / 5 | 14,213 |
| Aetna Medicare | H5522-005-0 | Aetna Medicare Premier Plus | $39.00 | $7,150 | 4.5 / 5 | 13,731 |
Most-Enrolled HMO Plans in Pennsylvania
HMO Medicare Advantage plans account for 101 of the plans offered across Pennsylvania in 2027. Of these, 56 have a $0 monthly plan premium. The average monthly premium is $31.31, with an average maximum out-of-pocket (MOOP) limit of $6,795.15. Rated HMO plans average 4.04 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Independence Blue Cross | H3952-055-0 | Keystone 65 Basic Rx | $15.00 | $9,500 | 4.0 / 5 | 48,510 |
| Geisinger Gold | H3954-160-0 | Geisinger Gold Classic 360 Rx | $0.00 | $9,850 | 4.0 / 5 | 23,444 |
| UPMC for Life | H3907-058-1 | UPMC for Life HMO Rx | $90.00 | $4,500 | 4.5 / 5 | 16,847 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3957-047-1 | Community Blue Medicare HMO Signature | $0.00 | $6,950 | 4.5 / 5 | 13,283 |
| Humana | H6622-037-0 | Humana Total Complete | $0.00 | $8,200 | 4.0 / 5 | 12,200 |
| Geisinger Gold | H3954-158-14 | Geisinger Gold Classic Complete Rx | $56.00 | $5,700 | 4.0 / 5 | 10,945 |
| UPMC for Life | H3907-059-1 | UPMC for Life HMO Premier Rx | $0.00 | $6,500 | 4.5 / 5 | 10,145 |
| UPMC for Life | H3907-037-0 | UPMC for Life HMO Deductible Rx | $25.00 | $6,000 | 4.5 / 5 | 10,095 |
| UPMC for Life | H3907-057-1 | UPMC for Life HMO Rx Choice | $25.00 | $6,000 | 4.5 / 5 | 9,478 |
| HealthSpring | H3949-053-0 | HealthSpring Preferred Savings | $0.00 | $9,250 | 3.0 / 5 | 8,284 |
Most-Enrolled HMO-POS Plans in Pennsylvania
In 2027, Pennsylvania offers 34 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 18 have a $0 monthly premium. The average monthly premium is $35.97, and the average maximum out-of-pocket (MOOP) limit is $6,811.76. The average CMS star rating among rated HMO-POS plans is 3.94 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H3959-002-0 | Aetna Medicare Advantra Enhanced | $39.00 | $5,500 | 3.5 / 5 | 24,049 |
| Aetna Medicare | H3959-011-0 | Aetna Medicare Signature Plus | $0.00 | $5,500 | 3.5 / 5 | 21,381 |
| Aetna Medicare | H3959-032-0 | Aetna Medicare Signature Extra Plus | $0.00 | $5,900 | 3.5 / 5 | 19,094 |
| Independence Blue Cross | H3952-060-0 | Keystone 65 Essential Rx | $45.00 | $9,000 | 4.0 / 5 | 12,034 |
| Aetna Medicare | H3959-001-0 | Aetna Medicare Advantra Enhanced | $34.00 | $5,500 | 3.5 / 5 | 11,690 |
| UnitedHealthcare | H5253-146-0 | AARP Medicare Advantage from UHC PA-0002 | $0.00 | $7,150 | 4.0 / 5 | 10,469 |
| Aetna Medicare | H3959-041-0 | Aetna Medicare Advantra Eagle Plus | $0.00 | $5,500 | 3.5 / 5 | 10,341 |
| Aetna Medicare | H3959-052-0 | Aetna Medicare Advantra Signature | $0.00 | $9,850 | 3.5 / 5 | 9,363 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3957-031-0 | Security Blue HMO-POS ValueRx | $53.00 | $5,500 | 4.5 / 5 | 8,596 |
| Aetna Medicare | H3959-037-0 | Aetna Medicare Advantra Signature | $0.00 | $7,500 | 3.5 / 5 | 6,763 |
Most-Enrolled PFFS Plans in Pennsylvania
Pennsylvania has 1 Private Fee-for-Service (PFFS) Medicare Advantage plans for 2027. Of these, 1 have a $0 monthly plan premium. The average monthly premium is $0.00, and the average maximum out-of-pocket (MOOP) limit is $9,850.00. Among rated plans, the average CMS star rating is 4 out of 5. The following table lists up to 10 PFFS plans ranked by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H8145-052-0 | Humana Gold Choice H8145-052 | $0.00 | $9,850 | 4.0 / 5 | 1,859 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
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Data sources and methodology documentation.
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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