2027 Medicare Advantage Plans in Rhode Island by County
Medicare Advantage plans in Rhode Island vary by network type, cost, benefits, and geographic availability. This 2027 directory summarizes statewide Medicare Advantage plan data and identifies the most-enrolled plans within each available network category. Use the statewide comparisons to explore plan characteristics, then visit your County page to review local plan availability.
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Rhode Island Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Rhode Island can explore 13 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 7 offer a $0 monthly plan premium, while the statewide average premium is $27.56. The average maximum out-of-pocket (MOOP) limit is $6,453.85, and rated plans have an average CMS star rating of 3.73 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Rhode Island
For 2027, Rhode Island has 4 PPO Medicare Advantage plans, including 2 with a $0 monthly plan premium. The average monthly premium is $20.25, and the average maximum out-of-pocket (MOOP) limit is $7,150.00. Among rated PPO plans, the average CMS star rating is 4 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H5521-375-0 | Aetna Medicare Signature | $0.00 | $7,150 | 4.0 / 5 | 7,427 |
| Aetna Medicare | H5521-449-0 | Aetna Medicare Enhanced | $54.00 | $7,150 | 4.0 / 5 | 6,876 |
| UnitedHealthcare | H8768-046-0 | AARP Medicare Advantage from UHC RI-0003 | $27.00 | $7,150 | 4.0 / 5 | 2,653 |
| Aetna Medicare | H5521-296-0 | Aetna Medicare Eagle Giveback | $0.00 | $7,150 | 4.0 / 5 | 201 |
Most-Enrolled HMO Plans in Rhode Island
HMO Medicare Advantage plans account for 1 of the plans offered across Rhode Island in 2027. Of these, 1 have a $0 monthly plan premium. The average monthly premium is $0.00, with an average maximum out-of-pocket (MOOP) limit of $5,000.00. Rated HMO plans average 3.5 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Blue Cross & Blue Shield of Rhode Island | H4152-004-0 | BlueCHiP for Medicare Core | $0.00 | $5,000 | 3.5 / 5 | 642 |
Most-Enrolled HMO-POS Plans in Rhode Island
In 2027, Rhode Island offers 8 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 4 have a $0 monthly premium. The average monthly premium is $34.66, and the average maximum out-of-pocket (MOOP) limit is $6,287.50. The average CMS star rating among rated HMO-POS plans is 3.63 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Blue Cross & Blue Shield of Rhode Island | H4152-013-0 | BlueCHiP for Medicare Enhanced | $39.00 | $6,750 | 3.5 / 5 | 48,955 |
| Blue Cross & Blue Shield of Rhode Island | H4152-018-0 | BlueCHiP for Medicare Extra | $159.00 | $6,000 | 3.5 / 5 | 13,745 |
| UnitedHealthcare | H5253-150-0 | AARP Medicare Advantage from UHC RI-0002 | $0.00 | $6,300 | 4.0 / 5 | 10,671 |
| UnitedHealthcare | H5253-148-0 | AARP Medicare Advantage from UHC RI-0001 | $48.00 | $5,400 | 4.0 / 5 | 4,721 |
| Blue Cross & Blue Shield of Rhode Island | H4152-022-0 | BlueCHiP for Medicare Access | $31.30 | $6,000 | 3.5 / 5 | 2,516 |
| Aetna Medicare | H5793-019-0 | Aetna Medicare Prime Care | $0.00 | $6,900 | 3.0 / 5 | 1,746 |
| Blue Cross & Blue Shield of Rhode Island | H4152-023-0 | BlueCHiP for Medicare Essential | $0.00 | $6,750 | 3.5 / 5 | 889 |
| UnitedHealthcare | H5253-149-0 | AARP Medicare Advantage Patriot No Rx RI-MA01 | $0.00 | $6,200 | 4.0 / 5 | 853 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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