2027 Medicare Advantage Plans in Washington by County
Explore 2027 Medicare Advantage plans in Washington, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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Washington Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Washington can explore 71 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 44 offer a $0 monthly plan premium, while the statewide average premium is $37.87. The average maximum out-of-pocket (MOOP) limit is $6,751.41, and rated plans have an average CMS star rating of 4.06 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Washington
For 2027, Washington has 22 PPO Medicare Advantage plans, including 11 with a $0 monthly plan premium. The average monthly premium is $52.39, and the average maximum out-of-pocket (MOOP) limit is $7,340.91. Among rated PPO plans, the average CMS star rating is 3.93 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H5521-431-0 | Aetna Medicare Signature | $0.00 | $8,900 | 4.0 / 5 | 22,610 |
| Humana | H5216-428-1 | Humana Value Choice | $0.00 | $6,050 | 4.0 / 5 | 8,672 |
| Regence BlueShield | H5009-002-0 | Regence MedAdvantage + Rx Enhanced | $201.00 | $6,900 | 4.0 / 5 | 5,153 |
| Regence BlueCross BlueShield of Oregon | H3817-011-3 | Regence MedAdvantage + Rx Primary | $105.00 | $7,150 | 3.5 / 5 | 3,372 |
| Humana | H5216-427-1 | Humana USAA Honor Giveback | $0.00 | $9,150 | 4.0 / 5 | 3,275 |
| Humana | H7617-021-0 | Humana USAA Honor Giveback | $0.00 | $9,150 | 4.5 / 5 | 3,105 |
| Humana | H5216-455-0 | Humana USAA Honor Giveback | $0.00 | $5,100 | 4.0 / 5 | 2,786 |
| Devoted Health | H8917-002-0 | DEVOTED CHOICE GIVEBACK 002 WA | $0.00 | $9,850 | Not Rated | 2,705 |
| Regence BlueCross BlueShield of Oregon | H3817-008-4 | Regence MedAdvantage + Rx Classic | $160.00 | $6,700 | 3.5 / 5 | 2,590 |
| Humana | H5216-048-0 | HumanaChoice H5216-048 | $97.00 | $7,000 | 4.0 / 5 | 2,188 |
Most-Enrolled HMO Plans in Washington
HMO Medicare Advantage plans account for 39 of the plans offered across Washington in 2027. Of these, 28 have a $0 monthly plan premium. The average monthly premium is $31.67, with an average maximum out-of-pocket (MOOP) limit of $6,479.49. Rated HMO plans average 4.27 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5619-057-0 | Humana Gold Plus H5619-057 | $0.00 | $5,900 | 4.0 / 5 | 17,359 |
| Humana | H5619-133-0 | Humana Total Complete | $0.00 | $6,310 | 4.0 / 5 | 13,638 |
| Kaiser Permanente | H5050-024-0 | Kaiser Permanente Medicare Advantage Essential Kng | $82.00 | $4,950 | 4.5 / 5 | 13,439 |
| Humana | H1036-321-0 | Humana Gold Plus H1036-321 | $0.00 | $5,900 | 4.5 / 5 | 10,968 |
| Kaiser Permanente | H5050-028-0 | Kaiser Permanente Medicare Advantage Key King | $0.00 | $6,750 | 4.5 / 5 | 6,617 |
| Kaiser Permanente | H5050-021-0 | Kaiser Permanente Medicare Advantage Centennial | $0.00 | $6,600 | 4.5 / 5 | 5,651 |
| Aetna Medicare | H3748-003-0 | Aetna Medicare Signature | $0.00 | $7,150 | 3.5 / 5 | 4,358 |
| Kaiser Permanente | H5050-025-0 | Kaiser Permanente Medicare Advantage Essential Pce | $82.00 | $4,950 | 4.5 / 5 | 4,283 |
| Kaiser Permanente | H5050-032-0 | Kaiser Permanente Medicare Advantage Vital Sound | $55.00 | $6,500 | 4.5 / 5 | 4,207 |
| Kaiser Permanente | H5050-026-0 | Kaiser Permanente Medicare Advantage Essential Sno | $82.00 | $4,950 | 4.5 / 5 | 4,173 |
Most-Enrolled HMO-POS Plans in Washington
In 2027, Washington offers 10 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 5 have a $0 monthly premium. The average monthly premium is $30.10, and the average maximum out-of-pocket (MOOP) limit is $6,515.00. The average CMS star rating among rated HMO-POS plans is 3.8 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H3805-044-0 | AARP Medicare Advantage from UHC WA-14 | $35.00 | $7,150 | 3.5 / 5 | 69,785 |
| UnitedHealthcare | H3805-032-0 | AARP Medicare Advantage from UHC WA-7 | $0.00 | $6,700 | 3.5 / 5 | 38,632 |
| UnitedHealthcare | H3805-033-0 | AARP Medicare Advantage from UHC WA-8 | $0.00 | $7,150 | 3.5 / 5 | 13,553 |
| UnitedHealthcare | H3805-015-0 | AARP Medicare Advantage from UHC WA-0005 | $55.00 | $6,700 | 3.5 / 5 | 13,088 |
| UnitedHealthcare | H3805-017-0 | AARP Medicare Advantage from UHC WA-6 | $0.00 | $7,150 | 3.5 / 5 | 11,803 |
| UnitedHealthcare | H3805-045-0 | AARP Medicare Advantage from UHC WA-15 | $28.00 | $7,150 | 3.5 / 5 | 8,495 |
| Kaiser Permanente | H9003-006-0 | Kaiser Permanente Senior Advantage Standard | $49.00 | $5,250 | 4.5 / 5 | 7,979 |
| Kaiser Permanente | H9003-001-0 | Kaiser Permanente Senior Advantage Enhanced | $134.00 | $4,000 | 4.5 / 5 | 7,969 |
| Kaiser Permanente | H9003-009-0 | Kaiser Permanente Senior Advantage Value | $0.00 | $6,750 | 4.5 / 5 | 7,289 |
| UnitedHealthcare | H3805-035-0 | AARP Medicare Advantage Patriot No Rx WA-MA02 | $0.00 | $7,150 | 3.5 / 5 | 2,225 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
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